Motoring.Today

Ford Kuga vs Honda Civic

A side-by-side comparison of the used Ford Kuga and Honda Civic — price, real monthly finance, running costs and MOT reliability, all from live UK stock.

Reviewed by the Motoring Today Editorial team · methodology in our editorial standards.

Ford Kuga or Honda Civic — which should I buy?

The Ford Kuga starts cheaper (Ford Kuga from £7,690, Honda Civic from £7,992), with illustrative finance from £179/mo and £182/mo respectively. On MOT reliability they score 82% and 86% first-time passes. The full spec, running-cost and deal breakdown is below.

Kuga from
£7,690
Civic from
£7,992
In stock
10 vs 5
MetricFord KugaHonda Civic
Cheapest in stock£7,690£7,992
Median price£9,559£10,795
From (per month)Illustrative, from live stock£179/mo (HP, 60 months, 14.9% APR)£182/mo (HP, 60 months, 13.9% APR)
Road tax (VED)Typical car in stock£200/yr£200/yr
Median mileage67,900 mi47,764 mi
Median year20182018
Median CO₂138 g/km117 g/km
Typical power162 bhp127 bhp
Most common fuelDieselPetrol
Most common gearboxManualManual
MOT first-time passDVSA history82%86%
Great/good deals in stockMotoring.Today price rating5 / 101 / 5

About the finance figures

Monthly payments shown are illustrative examples drawn from real quotes on cars currently in stock — the exact rate, term and APR depend on your circumstances, the lender and a credit check. They are not an offer of finance and are not a representative example of the total cost of credit.

Motoring.Today is a trading style of Motor Genius Group Ltd (FRN 960504), an appointed representative of The Compliance Guys Ltd, which is authorised and regulated by the Financial Conduct Authority (FRN 941360).

Motoring.Today is a credit broker, not a lender.

Frequently asked questions

Is the Ford Kuga or the Honda Civic cheaper to buy?
In current stock the Ford Kuga starts lower: the Ford Kuga is available from £7,690 (median £9,559) and the Honda Civic from £7,992 (median £10,795).
What are the monthly finance payments on the Ford Kuga vs the Honda Civic?
Illustrative finance starts from £179/mo (HP, 60 months, 14.9% APR) on the Ford Kuga and £182/mo (HP, 60 months, 13.9% APR) on the Honda Civic. These are examples from cars currently in stock, not offers of finance — the actual rate, term and APR depend on your circumstances, the lender and a credit check.
Which is cheaper to tax, the Ford Kuga or the Honda Civic?
The most common annual road tax (VED) across Ford Kuga stock is £200/yr, versus £200/yr for the Honda Civic — so the Ford Kuga is generally cheaper to tax.
Which is more reliable at MOT, the Ford Kuga or the Honda Civic?
Based on DVSA MOT history across our stock, the Ford Kuga averages a 82% first-time pass rate and the Honda Civic 86% — the Honda Civic edges it on this measure.

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