Motoring Today

Ford Kuga cost of ownership

Real numbers from 8 Ford Kuga cars in stock — finance, VED, fuel mix and depreciation.

Reviewed by the Motoring Today Editorial team · methodology in our editorial standards.

How much does it cost to run a Ford Kuga?

The typical Ford Kuga on Motoring Today costs around £190/mo on representative PCP/HP finance, emits ~163 g/km CO₂. Annual VED, fuel mix and total cost are itemised below.

Median price
£8,284
Median £/mo
£190
Median CO₂
163 g/km

With 8 Ford Kuga models currently available on Motoring Today, ranging in age from 2013 to 2021, understanding the true cost of ownership is essential before committing to a purchase. While the cheapest cash price for a used Kuga starts from £4,995, or from a representative monthly payment of £132, the initial purchase price is only one part of the financial picture. This page helps you factor in the real running costs that accumulate over time. Owning a used Ford Kuga involves several ongoing expenses beyond the purchase price or monthly finance payments. Fuel or energy costs, depending on the powertrain, will be a regular outlay. Insurance premiums, which vary based on factors like the driver's history and the specific vehicle, are another significant annual cost. Road tax, also known as Vehicle Excise Duty (VED), is determined by the car's emissions and age, and must be paid annually. Regular servicing and maintenance are crucial to keep your Kuga reliable and safe, and these costs should be factored into your budget. Finally, depreciation, the reduction in a car's value over time, is an unavoidable cost of ownership, even for a used vehicle. Motoring Today offers detailed calculators and further information on each of these areas to help you assess the full financial commitment. Remember, finance is subject to status and a full credit check.

Ford Kuga insurance group

10–27 of 50

Median price
£8,284
From £4,995
Median monthly finance
£190/mo
Representative PCP/HP
Median CO₂
163 g/km
Drives ULEZ + VED
Est. depreciation
—
Vs. original list price

Fuel cost at today's prices (updated weekly)

Estimated fuel cost
£1,872 / year
Cost per mile
23.4p / mile

Typical Ford Kuga running cost for a private driver at 8,000 miles/year. Based on 35 mpg official combined, adjusted ~12% for real-world driving, at today's average pump price of 159.89p/litre petrol (updated 3 Aug 2026).

Pump prices: DESNZ weekly road fuel prices; electricity: DESNZ Quarterly Energy Prices — both Open Government Licence v3.0, updated weekly/quarterly. An estimate for comparison, not a guaranteed cost; your economy, mileage and tariff will vary.

Official MPG, CO₂ & insurance by trim

Trim-level specifications for the Ford Kuga (Diesel, Petrol Parallel PHEV, Petrol), across 280 recorded variants.

Performance
118–239 bhp
Power
7.1s
0–60 mph (fastest)
129 mph
Top speed
1,498–2,522 cc
Engine
Economy & running costs
27–64 mpg
Fuel economy
20–244 g/km
CO₂
42 mi
Electric range (max)
£190
Road tax (VED)
10–27 of 50
Insurance group
Dimensions & practicality
4,531 mm
Length
2,086 mm
Width
1,689 mm
Height
2,690 mm
Wheelbase
1,605 kg
Weight
5
Seats
5
Doors
Euro NCAP safety
5★
Adult
4★
Child
3★
Pedestrian

The Ford Kuga (08-12) was tested by Euro NCAP in and received the following safety ratings:

Automatic · Manual 5 seats New from £20,100
TrimFuelPowerMPGCO₂Ins.
2.5 PHEV Titanium 5dr CVTAutomaticPetrol Parallel PHEV239 bhp—2025
2.5 FHEV 4WD ST-Line X 5dr CVTAutomaticPetrol/Electric Hybrid180 bhp47.1 - 48.7 mpg13323
2.5 FHEV ST-Line 5dr CVTAutomaticPetrol/Electric Hybrid177 bhp49.6 - 52.3 mpg12322
2.5 Duratec PHEV ST-Line Edition CVT 5dAutomaticPetrol Parallel PHEV221 bhp43.5 mpg2221
2.0 EcoBlue 190 ST-Line Edition Auto AWD 5dAutomaticDiesel187 bhp47.1 - 49.6 mpg15022
2.5 Duratec FHEV ST-Line Edition CVT 5dAutomaticPetrol/Electric Hybrid187 bhp50.4 - 51.4 mpg12520
1.5 EcoBlue ST-Line Edition 5dManualDiesel118 bhp56.5 - 60.1 mpg12414
ST-Line First Edition 2.5 Duratec 225PS PHEV CVT auto 5dAutomaticPetrol Parallel PHEV221 bhp43.5 mpg3220
ST-Line First Edition 2.0 EcoBlue 190PS auto AWD 5dAutomaticDiesel187 bhp46.3 - 47.9 mpg15921
ST-Line X First Edition 1.5 EcoBoost 150PS 5dManualPetrol147 bhp40.9 - 41.5 mpg15115
ST-Line X First Edition 2.0 EcoBlue 150PS mHEV 5dManualDiesel147 bhp54.3 - 56.5 mpg13218
ST-Line X First Edition 1.5 EcoBlue 120PS 5dManualDiesel118 bhp54.3 - 55.4 mpg13413

Manufacturer specifications aggregated across recorded trims; individual cars vary by options and age. Figures are a guide — confirm exact spec with the seller.

Annual VED (road tax) bands

CO₂ bandAnnual VEDShare of stock
Standard rate£20088%
G£27513%

Indicative standard-rate VED. Cars over £40k list price pay an additional supplement for years 2–6.

Fuel mix in stock

Petrol · 50%Diesel · 50%

Frequently asked questions

How much does it cost to run a Ford Kuga?
Running costs for a Ford Kuga typically include fuel or energy, insurance premiums, road tax, and routine servicing. You'll also need to consider depreciation, which is the difference between the purchase price and its resale value. You can buy a used Ford Kuga from £4995 cash, or from £132 per month on finance, subject to status.
Is a used Ford Kuga expensive to maintain?
Maintenance costs for any used car, including a Ford Kuga, generally depend on its age and mileage. As vehicles get older and cover more distance, components may require replacement, which can increase servicing expenses. Regular maintenance can help manage these costs.
How many used Ford Kuga models are currently for sale?
As of 26 August 2026, there are 8 used Ford Kuga models available for sale, spanning model years from 2013 to 2021.

More Ford Kuga resources