Our Platform
The UK's first finance-first car buying platform.
We remove the uncertainty from car buying. Get approved first, see real monthly payments, and complete your finance journey online with confidence.
No credit score impact
Real monthly payments
Secure digital journey
Under 5 minutes
20+ lenders
Your personalised offer
£389/mo
9.9% APR Representative
BMW X12022Automatic
Your personalised finance offer
£389/month
9.9% APR Representative
Deposit£2,000
Term48 months
Annual mileage10,000 miles
BMW X12022Auto
Approved
You're approved!
We found 18 great options
from our lender panel.
from our lender panel.
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Checkout progress
Eligibility check
Completed
Choose your car
Completed
Build your quote
Completed
Lender matching
Completed
Digital signing
In progress
Complete
Next
The Journey
How our AI-powered checkout works
Six simple steps. No paperwork, no dealer pressure, no hidden surprises.
1
Eligibility check
Soft credit check that won't affect your score. Takes 60 seconds.
2
Choose your car
Browse thousands of vehicles with real monthly payments shown upfront.
3
Build your quote
Adjust deposit, term and mileage. See your numbers update instantly.
4
Lender matching
We match you with the best offer from 20+ trusted UK lenders.
5
Digital signing
Sign your finance documents online — no printers, no post.
6
Drive away
Your new car is delivered or collected. Welcome to the easy way.
The Difference
Why Motoring.Today. is different
See how we compare to the traditional car buying experience.
Traditional car buying
Visit multiple dealers, repeat your details
Hard credit searches that damage your score
Discover the real price only at the dealership
Hours of paperwork, ink signatures, branch visits
Pressure-sell add-ons and unclear APR
Wait days for finance decisions
The Motoring.Today. way
One application, 20+ lenders matched instantly
Soft check only — zero impact on your credit
See your true monthly payment before you commit
Sign digitally from your sofa in minutes
Transparent APR, no hidden fees, no pressure
Real-time decisions from our lender panel
Security
Trusted & secure by design
FCA regulated, bank-grade encryption, and a panel of trusted UK lenders.
FCA Regulated
Authorised broker
256-bit Encryption
Bank-grade security
GDPR Compliant
Your data, protected
Soft Credit Check
No score impact
Data Never Sold
Privacy first
Our lender panel
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Built for you
Designed around your life, not the dealer's.
Every feature is built to put you in control — from the first eligibility check to the keys in your hand.
Personalised to your budget
Tell us your monthly comfort zone — we'll only show cars that fit.
Real-time decisions
Lender responses in seconds, not days.
Zero paperwork
Everything is digital, from application to signature.
Dedicated UK support
Real humans on chat, phone and email — 7 days a week.
Flexible finance options
PCP, HP and lease — we'll explain which is right for you.
Delivered or collected
Choose home delivery or pick up from a partner dealer.
Questions
Frequently asked questions
Everything you need to know about how Motoring.Today works.
No. We only run a soft credit check at the eligibility stage, which is invisible to other lenders and has zero impact on your score.
Ready to find your next car?
Get pre-approved in under 5 minutes. No impact on your credit score, no obligation, no paperwork.