- Update10 July 2026· 3 sources
What is a discretionary commission arrangement (DCA)? And am I affected?
A discretionary commission arrangement let dealers raise your car finance rate to earn more commission. Here's what a DCA is, and how to tell if you had one.
- Update10 July 2026· 3 sources
The 2025 Supreme Court car finance ruling, explained simply
On 1 August 2025 the Supreme Court reshaped the car finance commission story. Here's what it decided — and what it didn't — in plain English.
- Update10 July 2026· 4 sources
Car finance redress scheme partially suspended: what the 2 July 2026 decision means for you
The Upper Tribunal has paused key parts of the FCA's car finance compensation scheme. Here's what changed on 2 July 2026 — and what to do now.
About these updates
These updates are neutral summaries of official developments, each grounded in and linked to its sources (the FCA, GOV.UK, the Financial Ombudsman Service and the courts). They are information only — not financial or legal advice — and positions can change. If you think you were affected, you can complain to your lender for free and, if unhappy, escalate to the Financial Ombudsman Service — no claims-management company is needed.
Motoring.Today is a trading style of Motor Genius Group Ltd (FCA ref 960504), an Appointed Representative of The Compliance Guys Ltd (FCA FRN 941360). We are a credit broker, not a lender, and not a claims-management company. This is general information, not financial or legal advice.