PCP
Personal Contract Purchase
£307/mo
9.9% APR representative
- Amount of credit
- £18,000
- Optional final payment
- £8,400
- Option-to-purchase fee
- £1.00
- Total payable
- £25,157.16
Includes interest of £5,157.16.
HP
Hire Purchase
£452/mo
9.9% APR representative
- Amount of credit
- £18,000
- Final payment
- £0
- You own the car
- At the end
- Total payable
- £23,696.96
Includes interest of £3,696.96.
Representative example9.9% APR representative
- Cash price
- £20,000
- Deposit (advance payment)
- £2,000
- Total amount of credit
- £18,000
- Duration of agreement
- 48 months
- Rate of interest (fixed)
- 9.5% p.a.
- Monthly repayment
- £307.42 × 48
- Optional final payment (balloon)
- £8,400
- Option-to-purchase fee
- £1.00
- Total charge for credit
- £5,157.16
- Total amount payable
- £25,157.16
Motoring.Today is a credit broker, not a lender. Motoring.Today is a trading style of Motor Genius Group Ltd (FRN 960504), an appointed representative of The Compliance Guys Ltd, which is authorised and regulated by the Financial Conduct Authority (FRN 941360). Finance is subject to status and approval; rates depend on your circumstances and the lender. Available to permanent UK residents aged 18+. Example figures only — not a quote.
Motoring.Today is a credit broker, not a lender. Motoring.Today is a trading style of Motor Genius Group Ltd (FRN 960504), an appointed representative of The Compliance Guys Ltd, which is authorised and regulated by the Financial Conduct Authority (FRN 941360).
Frequently asked questions
How PCP and HP payments are worked out.
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