Motoring Today
Vehicle information only — not a quote

Car insurance group checker

Look up any car's published Thatcham/ABI Group Rating from 1 to 50 — by number plate, or by make, model and trim. A factual, vehicle-related data point only: no quote, no insurer, no PII.

  • Published 1–50 rating
  • Model & exact-trim lookup
  • Free & instant

Check a group rating

By number plate, or by make and model.

A plate lookup gives a model-wide range (we never guess the exact trim from a reg alone) — use the make & model tab for a single-trim figure.

01 · Your result

Group rating result

Runs the moment you check a plate or a make/model above.

Enter a number plate, or pick a make and model above, to see the published group rating.

This shows the vehicle's published Thatcham/ABI Group Rating (1–50) and, where available, the typical annual premium for that group band. The premium figure is a cited market average published by MoneySuperMarket — the median of comprehensive policies actually sold — not Motoring Today's own figure. Neither is an insurance quote, a personalised premium estimate or a recommendation: your actual premium depends on your age, address, driving history, mileage and cover level. This tool provides vehicle and market-context information only. Motoring Today does not advise on, arrange or introduce users to insurance.

02 · How it works

From reg or model to a published rating

  1. 1
    Enter a reg, or pick make & model
    Type a number plate, or choose make, model and (optionally) trim.
  2. 2
    We match it to our vehicle data
    Your vehicle is matched to its record in our specifications data.
  3. 3
    See the published Group Rating
    The Thatcham/ABI 1–50 rating for that exact trim, or a model-wide range.
  4. 4
    That's it — no quote, no insurer
    Purely factual vehicle information. We don't arrange or sell insurance.
03 · The scale

What the 1–50 scale means

Every car sold in the UK is placed into an insurance group from 1 to 50 by Thatcham Research on behalf of the Association of British Insurers (ABI). The rating reflects factors about the vehicle itself — repair cost and time, parts prices, new-car value, performance, security and safety equipment. Group 1 is the cheapest group to repair, replace and insure; Group 50 covers the highest-performance, costliest-to-repair cars.

It is one vehicle-related risk indicator among the many factors — driver age and history, location, annual mileage, where the car is kept, cover level and excess — that determine an actual insurance premium. This page shows only the published rating (and, where we don't hold an exact trim, a model-wide range) plus a neutral, statistical risk band derived from the rating alone. It is never a quote, premium estimate or recommendation, and we don't collect any personal details to show it.

04 · Market context

What UK drivers actually pay

General published averages across the whole market — not tied to any one car or driver.

National average premium
£560ABI, Q1 2026 · policies sold
£719Confused.com, May 2026 · quotes

Two published averages, measured differently — figures based on policies sold (ABI) tend to run lower than quote-based figures (Confused.com).

Driver age moves it more than the car
  • Age 17–20£1,813
  • Age 60–69£459
  • Age 70+£482

Illustrative averages by driver age — Confused.com Price Index, May 2026.

These are generic UK market averages, for context only. They're deliberately kept separate from the vehicle result above — we don't combine a car's group band with your age to estimate a personal figure, as that would imply a personalised quote this tool doesn't provide.

05 · FAQ

Frequently asked questions

How the insurance group checker works.

Published industry data, information only
Group ratings come from our vehicle specifications data (Thatcham/ABI). Typical premiums are a cited market average published by MoneySuperMarket — the median of policies actually sold — not our own figure. No insurer is named, no personalised quote is produced and no personal details are collected. A lookup, not a quote.
  • Thatcham/ABI 1–50 Group Rating
  • Cited averages · no quotes, no insurer links
  • No PII collected
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