Will this affect my credit score?

No. Checking your eligibility uses a soft search, which is invisible to other lenders and has zero impact on your credit score. A hard search only happens later, if you choose to apply with a specific lender.

What documents do I need later?

Nothing for this step. If you go ahead with a lender, they'll usually ask for proof of identity (driving licence or passport), proof of address, and sometimes recent payslips or bank statements to confirm income.

Car finance · soft search

Check your eligibility in 60 seconds

No impact on your credit scoreReal quotes from 20+ lenders

1About you
2Your finances
3Your quotes

About you

Soft check · no credit impact

Full name

Email address

Mobile number

Date of birth

Postcode

Back

We only run a soft search at this step. It never affects your credit score.

What happens next

From soft search to driving away

Quotes in seconds

We'd match your details against 20+ UK lenders and show real, personalised rates — not estimates.

Compare lenders

See monthly cost, APR and total payable side-by-side for HP and PCP, sorted the way you care about.

Apply with one click

Pick your quote and apply directly with the lender. Only then is a full credit check ever done.

The legal bit: Motoring Today is a trading style of Motor Genius Group Ltd (FRN 960504), an appointed representative of The Compliance Guys Ltd, which is authorised and regulated by the Financial Conduct Authority (FRN 941360). Motoring Today is a credit broker, not a lender. We can introduce you to a limited number of preferred lenders; we may receive a commission for introductions. Finance is subject to status — 18+, UK residents, terms apply.