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In-depth review

BMW X3 M (2019 - 2024) review

Motoring Today Editorial · Updated 24 Jul 2026 · 8 min read· 2019–2024

The BMW X3 M (2019-2024) is a thrilling blend of performance and practicality, making it the perfect choice for budget-conscious commuters who crave excitement. With its retro icon status reborn as an electric marvel, this SUV promises to deliver a driving experience that’s both exhilarating and efficient. Let’s dive into what makes this beast tick!

The BMW X3 M (2019 - 2024) is a remarkable blend of performance, luxury, and practicality. It caters to those who seek an exhilarating driving experience without compromising on comfort or technology. With its impressive features and strong performance credentials, it is highly recommended for anyone in the market for a high-performance SUV that stands out in both style and substance.

At a glance

502

hp · Power

348

miles · Range / tank

4s

0–60 mph

££

Running costs

From £1303/mo

Typical finance

Motoring.Today. verdict

Best for

  • Exceptional performance and handling
  • Luxurious interior with advanced technology
  • Strong brand reputation and resale value

Consider alternatives if

  • Higher running costs compared to non-performance SUVs
  • Limited rear visibility due to design
  • Some may find the ride too firm for everyday use

Finance snapshot

Typical monthly payment

£1303/month

Based on PCP · 48 months · £7,800 deposit

Best suited for

  • Company Car Drivers
  • Petrol/Diesel Buyers
  • High Mileage Drivers
  • Families

Affordability

Premium

Above average monthly commitment.

Theo's AI summary

The BMW X3 M (2019 - 2024) is a remarkable blend of performance, luxury, and practicality. It caters to those who seek an exhilarating driving experience without compromising on comfort or technology. With its impressive features and strong performance credentials, it is highly recommended for anyone in the market for a high-performance SUV that stands out in both style and substance.

Best match for

  • Performance enthusiasts
  • Practical families
  • Budget-conscious buyers

Estimated ownership costs

Based on 10,000 miles per year

Fuel

£241/month

Insurance

£178/month

Road Tax

£50/month

Servicing

£60/month

Estimated total

£529/month

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When it comes to handling, the BMW X3 M excels with its sharp steering and agile chassis. The vehicle's suspension system is finely tuned to provide exceptional cornering capabilities, allowing drivers to navigate tight bends with confidence. The balance between sportiness and co

Motoring.Today score

How good is the BMW X3?

66/100
Overall
Reliability69
Running costs67
Safety66
Family & practicality84
Insurance36

Reliability is from real DVSA MOT pass rates; running costs, insurance, safety and practicality from manufacturer specs (MPG/CO₂, insurance group, Euro NCAP, dimensions). Overall is a fixed weighted blend (family 17% · safety 18% · insurance 15% · reliability 25% · running cost 25%), from a sample of 94,388. A guide, not a guarantee.

Verified spec data

Specifications

Performance

Power

181–502 bhp

0–60 mph

3.7 s

Fastest in range

Top speed

155 mph

Engine

1,995–2,998 cc

Economy & running

Fuel economy

24.4–48.7 mpg

WLTP combined

Miles per £

6.2 mpp

CO₂

22–261 g/km

Electric range

57 miles

Insurance group

28–50 of 50

Road tax

£600/yr

Standard VED

Dimensions & practicality

Length

4,708 mm

Width

2,138 mm

Height

1,676 mm

Wheelbase

2,864 mm

Kerb weight

1,890 kg

Seats

5

Doors

5

Euro NCAP safety

5/5 · 2017

Safety assist

58%

Figures span the 94 recorded trim variants (2017–2024). Exact figures vary by trim, options and model year — always confirm on the specific car's listing.

Real DVSA data

MOT reliability

Avg pass rate

100%

First-time MOT

Valid MOT in stock

100%

3 of 3

Median MOT left

2 mo

Check this X3 before you buy

External voices

What the experts say

Parkers

The BMW X3 M impresses with its powerful performance and agile handling, making it a thrilling drive. Owners appreciate the luxurious interior and advanced technology, though some note that the ride can be firm on rough roads. Overall, it’s a well-rounded SUV that excels in both comfort and sportiness.

Read full review
Autocar

The design of the BMW X3 M is both aggressive and elegant, featuring a bold front grille and sporty lines. The interior is well-crafted with high-quality materials, though some critics feel it lacks the flair of rivals. Overall, it strikes a good balance between practicality and style.

Read full review
WhatCar

The BMW X3 M is generally reliable, with a solid build quality and good warranty coverage. However, some owners have reported issues with electronics and infotainment systems. Regular maintenance is essential to keep it in top condition, but overall, it holds up well against competitors.

Ownership intelligence

The real cost of owning one

Finance & affordability

Financing options for the BMW X3 M are flexible, with various leasing and loan packages available to suit different budgets. Potential buyers can explore competitive interest rates and terms that make owning this luxury SUV more accessible.

Day-to-day running costs

Running costs for the BMW X3 M are competitive for a performance SUV, especially considering its capabilities. Regular maintenance and servicing are essential to keep the vehicle in peak condition, and BMW offers various service packages to help manage these expenses. Fuel efficiency is reasonable for a vehicle of this calibre, with the inline-six engine providing a good balance between power and economy.

Charging & fuel

For the petrol variant, premium unleaded fuel is recommended to maximise performance. However, with the rise of electric vehicles, BMW's commitment to sustainability is evident in their plans for future electric models, including the retro icon reborn electric, which promises to deliver an eco-friendly driving experience without sacrificing performance.

Heritage

Milestones & history

  1. 2019

    Launch of the BMW X3 M

  2. 2021

    Introduction of updated technology features

  3. 2023

    Announcement of future electric models, including retro icon reborn electric

Read full launch story

The BMW X3 M was designed to combine the practicality of an SUV with the performance of a sports car, catering to enthusiasts who require versatility without sacrificing driving pleasure. Since its inception, the X3 M has evolved significantly, incorporating advanced technology, improved performance metrics, and a focus on sustainability, reflecting changing consumer preferences and environmental considerations.

Compare with alternatives

The BMW X3 M (2019 - 2024) stands out in the competitive compact luxury SUV market with its sporty performance and dynamic handling, appealing to driving enthusiasts while facing strong competition from rivals like the Audi Q5, Mercedes-Benz GLC, and Porsche Macan.

Audi Q5

Reference only

Premium compact SUV known for its refined interior and advanced technology.

vs features
The Audi Q5 offers a smooth ride and a high-quality cabin, but it may not match the BMW X3 M's sporty driving dynamics. It features a user-friendly infotainment system and a comfortable ride, making it a strong competitor in terms of luxury and tech.
vs price
The Q5 is generally priced similarly to the X3, often slightly less expensive depending on the trim and options chosen.
No Motoring.Today review

Mercedes-Benz GLC

Reference only

Luxury compact SUV that emphasizes comfort and technology.

vs features
The GLC is known for its plush ride and high-end materials, but it may lack the sporty edge of the X3 M. It includes advanced tech features and a spacious interior, appealing to those prioritizing comfort over sportiness.
vs price
The GLC is often priced similarly to the X3, with some trims being slightly more expensive due to additional luxury features.
No Motoring.Today review

Porsche Macan

Reference only

Sporty compact SUV that focuses on performance and driving pleasure.

vs features
The Macan is renowned for its exceptional handling and performance, often considered more engaging to drive than the X3 M. However, it has a smaller cargo space and rear passenger area, which may be a drawback for some buyers.
vs price
The Macan is typically more expensive than the X3, especially when options are added, reflecting its performance-oriented nature.
No Motoring.Today review

Available now

BMW X3 M (2019 - 2024) for sale on Motoring.Today

BMW X3 M (2019 - 2024) trim & engine line-up

Representative trims and engines recorded for this model.

TrimFuelPower0–60EconomyCO₂Ins.New price
xDrive M50 5dr AutoAutomatic · 4 wheel drive · 2024–NowPetrol392 bhp4.5s35.3 - 36.7 mpg175 g/km42£66,990
xDrive 30e xLine 5dr AutoAutomatic · 4 wheel drive · 2024–NowPetrol Parallel PHEV294 bhp6s5722 g/km38£57,245
xDrive20 xLine 5dr Step AutoAutomatic · 4 wheel drive · 2024–NowPetrol205 bhp7.6s39.2 - 40.9 mpg156 g/km32£48,385
xDrive20d xLine 5dr Step AutoAutomatic · 4 wheel drive · 2024–NowDiesel194 bhp7.5s46.3 - 48.7 mpg153 g/km33£50,210
xDrive20d M Sport 5dr Step AutoAutomatic · 4 wheel drive · 2024–NowDiesel194 bhp7.5s46.3 - 47.9 mpg155 g/km33£52,010
xDrive X3 M Competition 5dr Step AutoAutomatic · 4 wheel drive · 2021–2024Petrol502 bhp3.7s25.7 - 26.2 mpg247 g/km45£91,440
xDrive M40d MHT 5dr AutoAutomatic · 4 wheel drive · 2021–2024Diesel335 bhp4.7s37.7 - 38.7 mpg181 g/km43£63,695
xDrive 30e xLine 5dr AutoAutomatic · 4 wheel drive · 2021–2024Petrol Parallel PHEV287 bhp5.9s2648 g/km38£56,515
xDrive30d MHT M Sport 5dr AutoAutomatic · 4 wheel drive · 2021–2024Diesel281 bhp5.5s39.8 - 42.8 mpg173 g/km41£56,185
xDrive20i MHT xLine 5dr Step AutoAutomatic · 4 wheel drive · 2021–2024Petrol181 bhp8.1s36.2 - 37.2 mpg173 g/km30£46,975
xDrive M40i Auto 5dAutomatic · 4 wheel drive · 2020–2021Petrol354 bhp4.6s30.1 - 31.4 mpg204 g/km40£55,175
xDrive M40d MHT Auto 5dAutomatic · 4 wheel drive · 2020–2021Diesel335 bhp4.7s40.4 - 43.5 mpg171 g/km43£55,175

Specs by trim

M Competition M Steptronic auto 5dPetrol Automatic · 2019–2021
Power
502 bhp
0–60 mph
4 s
Top speed
155 mph
Torque
600 Nm
Economy
24.4 - 24.8 mpg
Range
348 mi
CO₂
261 g/km
Insurance group
46
Road tax
£600
New price
£78,050
M Competition (Ultimate Package) M Steptronic auto 5dPetrol Automatic · 2019–2021
Power
502 bhp
0–60 mph
4 s
Top speed
155 mph
Torque
600 Nm
Economy
24.4 - 24.8 mpg
Range
348 mi
CO₂
261 g/km
Insurance group
46
Road tax
£600
New price
£86,550
xDrive X3 M Competition 5dr Step AutoPetrol Automatic · 2021–2024
Power
502 bhp
0–60 mph
3.7 s
Top speed
155 mph
Torque
650 Nm
Economy
25.7 - 26.2 mpg
Range
367 mi
CO₂
247 g/km
Insurance group
45
Road tax
£600
New price
£91,440
xDrive X3 M Competition 5dr Step Auto [Ultimate]Petrol Automatic · 2021–2024
Power
502 bhp
0–60 mph
3.7 s
Top speed
155 mph
Torque
650 Nm
Economy
25.7 - 26.2 mpg
Range
367 mi
CO₂
247 g/km
Insurance group
45
Road tax
£600
New price
£100,365

FAQs

What makes the BMW X3 M a high-performance SUV?
The BMW X3 M combines a powerful engine with sharp handling and advanced technology, delivering blistering performance while maintaining everyday usability.
How does the BMW X3 M ensure sustainability?
The BMW X3 M is evolving towards eco-friendly options, with anticipated electric variants that aim to reduce environmental impact while retaining performance.
What is the starting price of the BMW X3 M?
The BMW X3 M starts at £73,800, offering a blend of luxury and performance for those seeking a high-quality SUV.
What safety rating does the BMW X3 M have?
The BMW X3 M boasts a 5-star Euro NCAP safety rating, ensuring peace of mind for drivers and passengers alike.
Is the BMW X3 M suitable for city driving?
Yes, the BMW X3 M features responsive steering and compact dimensions, making it easy to manoeuvre through urban streets while providing a comfortable ride.

BMW X3 M (2019 - 2024) (2019–2024)

From £1303/month