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In-depth review

BMW X5 4x4 (2018 onwards) review

Motoring Today Editorial · Updated 25 Jul 2026 · 9 min read· 2018–onwards

The BMW X5 has long been a staple in the premium SUV market, but with the 2018 model, it takes a bold leap into the future. This retro icon has been reborn with electric power, blending its luxurious heritage with modern efficiency, making it a compelling choice for budget-conscious commuters seeking style and substance.

The BMW X5 4x4 (2018 onwards) is a remarkable luxury SUV that combines performance, comfort, and cutting-edge technology. With the introduction of the retro icon reborn electric variant, it caters to a diverse audience, appealing to both traditional SUV enthusiasts and environmentally conscious drivers. Its impressive driving dynamics, spacious interior, and advanced features make it a top choice in its class. For those seeking a premium driving experience with the added benefit of electric efficiency, the BMW X5 4x4 is highly recommended.

At a glance

388

hp · Power

50

miles · Range / tank

5.4s

0–60 mph

££

Running costs

From £1192/mo

Typical finance

Motoring.Today. verdict

Best for

  • Luxurious and spacious interior with high-quality materials
  • Impressive performance and handling across various terrains
  • Advanced technology and safety features enhance driving experience

Consider alternatives if

  • Higher initial purchase price compared to some competitors
  • Limited off-road capabilities compared to dedicated 4x4s
  • Some may find the infotainment system complex to navigate

Finance snapshot

Typical monthly payment

£1192/month

Based on PCP · 48 months · £7,100 deposit

Best suited for

  • Company Car Drivers
  • Petrol/Diesel Buyers
  • High Mileage Drivers
  • Families

Affordability

Premium

Above average monthly commitment.

Theo's AI summary

The BMW X5 4x4 (2018 onwards) is a remarkable luxury SUV that combines performance, comfort, and cutting-edge technology. With the introduction of the retro icon reborn electric variant, it caters to a diverse audience, appealing to both traditional SUV enthusiasts and environmentally conscious drivers. Its impressive driving dynamics, spacious interior, and advanced features make it a top choice in its class. For those seeking a premium driving experience with the added benefit of electric efficiency, the BMW X5 4x4 is highly recommended.

Best match for

  • Performance enthusiasts
  • Practical families
  • Budget-conscious buyers

Estimated ownership costs

Based on 10,000 miles per year

Fuel

£221/month

Insurance

£175/month

Road Tax

£49/month

Servicing

£60/month

Estimated total

£505/month

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Handling in the BMW X5 4x4 is remarkably agile for a vehicle of its size. The sophisticated suspension system, coupled with responsive steering, provides a dynamic driving experience that instils confidence on winding roads. The vehicle's low centre of gravity and well-tuned chas

Motoring.Today score

How good is the BMW X5?

58/100
Overall
Reliability51
Running costs62
Family & practicality92
Insurance24

Reliability is from real DVSA MOT pass rates; running costs, insurance, safety and practicality from manufacturer specs (MPG/CO₂, insurance group, Euro NCAP, dimensions). Overall is a fixed weighted blend (family 17% · safety 18% · insurance 15% · reliability 25% · running cost 25%), from a sample of 87,567. A guide, not a guarantee.

Verified spec data

Specifications

Performance

Power

227–616 bhp

0–60 mph

3.7 s

Fastest in range

Top speed

180 mph

Engine

1,995–4,395 cc

Economy & running

Fuel economy

20.8–53.0 mpg

WLTP combined

Miles per £

5.4 mpp

CO₂

20–304 g/km

Electric range

60 miles

Insurance group

37–50 of 50

Road tax

£600/yr

Standard VED

Dimensions & practicality

Length

4,922 mm

Width

2,218 mm

Height

1,745 mm

Wheelbase

2,975 mm

Kerb weight

2,200 kg

Seats

5

Doors

5

Euro NCAP safety

5/5 · 2018

Safety assist

75%

Figures span the 128 recorded trim variants (2013–2023). Exact figures vary by trim, options and model year — always confirm on the specific car's listing.

Real DVSA data

MOT reliability

Avg pass rate

100%

First-time MOT

Valid MOT in stock

100%

1 of 1

Median MOT left

6 mo

Check this X5 before you buy

External voices

What the experts say

Parkers

The BMW X5 (2018 onwards) is praised for its luxurious interior, advanced technology, and strong performance. Owners appreciate the spaciousness and comfort, but some note that the infotainment system can be complex. Fuel economy is also a concern for some drivers.

Read full review
Autocar

The design of the BMW X5 is lauded for its bold and imposing presence, with a high-quality interior that combines elegance and functionality. However, some critics feel that the exterior design is somewhat conservative compared to rivals. Overall, it remains a stylish choice in the luxury SUV segment.

Read full review
WhatCar

The BMW X5 has a solid reputation for reliability, with many owners reporting few issues. However, some components can be expensive to replace, and the complexity of the technology may lead to occasional faults. Overall, it is considered a dependable choice for a luxury SUV.

Ownership intelligence

The real cost of owning one

Finance & affordability

Finance options for the BMW X5 4x4 are flexible, catering to a wide range of budgets. Buyers can choose from various leasing and financing plans, making it easier to own this luxury SUV. The strong resale value of the X5 also contributes to its appeal, ensuring that it remains a sound investment for those looking to upgrade their vehicle.

Day-to-day running costs

Running Costs for the BMW X5 4x4 are competitive for a luxury SUV, especially considering its performance capabilities. Regular maintenance and servicing are essential to keep the vehicle in top condition, but the overall reliability of the BMW brand helps mitigate unexpected expenses. Additionally, the electric variant offers lower running costs due to reduced energy consumption and fewer moving parts, making it an attractive option for budget-conscious buyers.

Charging & fuel

Charging or Fuel options for the BMW X5 4x4 vary depending on the chosen model. The petrol and diesel variants provide a range of fuel-efficient engines, while the electric model offers convenient charging solutions at home or through public charging stations. With the growing network of charging infrastructure, electric owners can enjoy the benefits of lower fuel costs and reduced emissions, aligning with modern sustainability goals.

Heritage

Milestones & history

  1. 2018

    Launch of the BMW X5 4x4 (2018 model)

  2. 2020

    Introduction of hybrid variants

  3. 2022

    Launch of the retro icon reborn electric model

Read full launch story

The BMW X5 was designed to combine the practicality of an SUV with the performance of a sports car, catering to drivers who seek versatility without compromising on luxury. Since its debut in 1999, the BMW X5 has evolved significantly, incorporating advanced technology, improved efficiency, and a focus on sustainability with the introduction of electric and hybrid models in recent years.

Compare with alternatives

The BMW X5 4x4 (2018 onwards) stands out in the luxury SUV market for its sporty performance and driving dynamics, competing closely with rivals like the Audi Q7, Mercedes-Benz GLE, and Volvo XC90, each offering unique strengths.

Audi Q7

Reference only

Premium SUV known for its spacious interior and advanced technology.

vs features
The Audi Q7 offers a luxurious cabin with high-quality materials and a user-friendly infotainment system. While the X5 is sportier in driving dynamics, the Q7 excels in comfort and space, making it ideal for families.
vs price
The Q7 is generally priced similarly to the X5, with some variants being slightly more expensive depending on the options chosen.
No Motoring.Today review

Mercedes-Benz GLE

Reference only

Luxury SUV that balances performance with comfort and technology.

vs features
The GLE features a plush interior with cutting-edge technology and a smooth ride. While the X5 is sportier, the GLE focuses more on comfort and offers a more serene driving experience.
vs price
The GLE is typically priced in the same range as the X5, with some models being more affordable while others can exceed the X5's price depending on the trim and options.
No Motoring.Today review

Volvo XC90

Reference only

Family-oriented luxury SUV with a focus on safety and practicality.

vs features
The XC90 is renowned for its safety features and spacious interior. While it may not be as sporty as the X5, it offers a comfortable ride and a high-quality cabin, making it a strong contender for families.
vs price
The XC90 is generally less expensive than the X5, offering a more budget-friendly option in the luxury SUV segment without compromising on quality.
No Motoring.Today review

Available now

BMW X5 4x4 (2018 onwards) for sale on Motoring.Today

BMW X5 4x4 (2018 onwards) trim & engine line-up

Representative trims and engines recorded for this model.

TrimFuelPower0–60EconomyCO₂Ins.New price
xDrive X5 M Competition 5dr Step AutoAutomatic · 4 wheel drive · 2023–NowPetrol616 bhp3.8s21.6 - 21.9 mpg291 g/km50£128,855
xDrive50e M Sport 5dr AutoAutomatic · 4 wheel drive · 2023–NowPetrol Parallel PHEV482 bhp4.6s6020 g/km49£82,055
xDrive30d MHT xLine 5dr AutoAutomatic · 4 wheel drive · 2023–NowDiesel281 bhp5.9s36.7 - 39.8 mpg187 g/km45£71,250
xDrive M50i Black Vermilion Edition 5dr AutoAutomatic · 4 wheel drive · 2021–2022Petrol522 bhp23.9 - 24.6 mpg263 g/km£86,390
xDrive40d MHT Black Vermilion Edition 5dr AutoAutomatic · 4 wheel drive · 2021–2022Diesel335 bhp35.8 - 39.2 mpg189 g/km£76,150
xDrive40i MHT Black Vermilion Edition 5dr AutoAutomatic · 4 wheel drive · 2021–2022Petrol328 bhp26.9 - 30.1 mpg215 g/km£75,175
xDrive45e Black Vermilion Edition 5dr AutoAutomatic · 4 wheel drive · 2021–2022Petrol Parallel PHEV281 bhp4927 g/km£81,415
xDrive40d MHT xLine Auto 5dAutomatic · 4 wheel drive · 2020–2023Diesel335 bhp5.3s37.2 - 40.4 mpg184 g/km44£66,615
xDrive40d MHT M Sport Auto [Plus Pack] 5dAutomatic · 4 wheel drive · 2020Diesel335 bhp5.3s36.7 mpg200 g/km48£65,995
xDrive40d MHT M Sport Auto [Tech/Plus Pack] 5dAutomatic · 4 wheel drive · 2020Diesel335 bhp5.3s48£68,090
xDrive40i MHT xLine 5dr AutoAutomatic · 4 wheel drive · 2020–2022Petrol328 bhp5.5s28 - 31 mpg209 g/km43£65,570
xDrive30d MHT xLine Auto 5dAutomatic · 4 wheel drive · 2020–2023Diesel281 bhp5.9s37.7 - 41.5 mpg179 g/km43£64,475

Specs by trim

M50d Sport Automatic 5dDiesel Automatic · 2018–2020
Power
394 bhp
0–60 mph
5 s
Top speed
155 mph
Torque
760 Nm
Economy
32.8 - 34 mpg
Range
577 mi
CO₂
217 g/km
Insurance group
50
Road tax
£600
New price
£72,545
M50d Sport Automatic (Third-row seating) 5dDiesel Automatic · 2018–2020
Power
394 bhp
0–60 mph
5.1 s
Top speed
155 mph
Torque
760 Nm
Economy
32.8 - 34 mpg
Range
577 mi
CO₂
217 g/km
Insurance group
50
Road tax
£600
New price
£76,160
xDrive40i xLine Sport Automatic 5dPetrol Automatic · 2018–2021
Power
328 bhp
0–60 mph
5.3 s
Top speed
151 mph
Torque
450 Nm
Economy
25.7 - 27.7 mpg
Range
469 mi
CO₂
231 g/km
Insurance group
46
Road tax
£600
New price
£59,285
xDrive40i xLine Sport Automatic (Third-row seating) 5dPetrol Automatic · 2018–2021
Power
328 bhp
0–60 mph
5.5 s
Top speed
151 mph
Torque
450 Nm
Economy
25.7 - 27.7 mpg
Range
469 mi
CO₂
231 g/km
Insurance group
46
Road tax
£600
New price
£60,755
xDrive30d xLine Sport Automatic 5dDiesel Automatic · 2018–2020
Power
261 bhp
0–60 mph
6.3 s
Top speed
143 mph
Torque
620 Nm
Economy
34 - 36.7 mpg
Range
598 mi
CO₂
201 g/km
Insurance group
45
Road tax
£600
New price
£58,275
xDrive30d xLine Sport Automatic (Third-row seating) 5dDiesel Automatic · 2018–2020
Power
261 bhp
0–60 mph
6.5 s
Top speed
143 mph
Torque
620 Nm
Economy
34 - 36.7 mpg
Range
598 mi
CO₂
205 g/km
Insurance group
45
Road tax
£600
New price
£59,860

+ 92 more trim variants

FAQs

What makes the BMW X5 4x4 a luxury SUV?
The BMW X5 4x4 combines high-quality materials, advanced technology, and a plush interior, offering a premium driving experience that caters to both comfort and performance.
How does the electric vehicle option enhance the BMW X5's sustainability?
The electric vehicle option in the BMW X5 reduces fuel costs and emissions, aligning with modern sustainability goals while maintaining impressive performance and efficiency.
What is the driving experience like in the BMW X5?
The BMW X5 offers a refined driving experience with responsive handling, instant torque from the electric powertrain, and a quiet cabin, making it suitable for both urban and motorway driving.
What are the fuel efficiency benefits of the BMW X5?
The BMW X5's electric powertrain provides commendable fuel efficiency, allowing for longer journeys between charges compared to traditional petrol or diesel engines.
Does the BMW X5 feature all-wheel drive?
Yes, the BMW X5 is equipped with an all-wheel-drive system, ensuring excellent grip and stability, particularly on challenging road conditions and during cornering.

BMW X5 4x4 (2018 onwards) (2018–onwards)

From £1192/month