Motoring Today

BMW 1 Series cost of ownership

Real numbers from 10 BMW 1 Series cars in stock — finance, VED, fuel mix and depreciation.

Reviewed by the Motoring Today Editorial team · methodology in our editorial standards.

How much does it cost to run a BMW 1 Series?

The typical BMW 1 Series on Motoring Today costs around £241/mo on representative PCP/HP finance, emits ~122 g/km CO₂. Annual VED, fuel mix and total cost are itemised below.

Median price
£10,849
Median £/mo
£241
Median CO₂
122 g/km

With 9 used BMW 1 Series models currently available on Motoring Today, ranging from 2014 to 2024, understanding the true cost of ownership is essential. While cash prices start from £8,294, and a representative monthly finance example is available from £193, buying a car involves more than just the initial purchase or monthly payment. This page will help you explore the real running costs, ensuring you have a complete picture before making a decision. Remember, finance is subject to status and your individual circumstances. The ongoing expenses of owning a used BMW 1 Series encompass several key areas. Fuel or energy costs will vary based on your chosen engine and how often you drive. Insurance premiums are a significant factor, influenced by the driver, car specification, and policy type. Road tax, or VED, depends on the car's age and emissions, with different bands applying to different year models. Regular servicing is crucial for maintaining your BMW 1 Series and ensuring its longevity, while depreciation, though not a direct monthly outlay, represents the car's loss in value over time. Each of these elements contributes to the overall cost of ownership, and our comprehensive tools on this page will help you calculate these figures based on your personal needs.

BMW 1 Series insurance group

12–39 of 50

Median price
£10,849
From £8,294
Median monthly finance
£241/mo
Representative PCP/HP
Median CO₂
122 g/km
Drives ULEZ + VED
Est. depreciation
Vs. original list price

Fuel cost at today's prices (updated weekly)

Estimated fuel cost
£1,263 / year
Cost per mile
15.8p / mile

Typical BMW 1 Series running cost for a private driver at 8,000 miles/year. Based on 52 mpg official combined, adjusted ~12% for real-world driving, at today's average pump price of 159.89p/litre petrol (updated 3 Aug 2026).

Pump prices: DESNZ weekly road fuel prices; electricity: DESNZ Quarterly Energy Prices — both Open Government Licence v3.0, updated weekly/quarterly. An estimate for comparison, not a guaranteed cost; your economy, mileage and tariff will vary.

Official MPG, CO₂ & insurance by trim

Trim-level specifications for the BMW 1-Series (Petrol, Diesel), across 800 recorded variants.

Performance
93–321 bhp
Power
4.6s
0–60 mph (fastest)
155 mph
Top speed
1,496–2,996 cc
Engine
Economy & running costs
30–83 mpg
Fuel economy
89–226 g/km
CO₂
£190
Road tax (VED)
12–39 of 50
Insurance group
Dimensions & practicality
4,324 mm
Length
1,984 mm
Width
1,421 mm
Height
2,690 mm
Wheelbase
1,320 kg
Weight
5
Seats
5
Doors
Euro NCAP safety
5★
Adult
3★
Child
1★
Pedestrian

The BMW 1-Series Hatchback (04-11) was tested by Euro NCAP in and received the following safety ratings:

Manual · Automatic 5 seats New from £17,775
TrimFuelPowerMPGCO₂Ins.
123 xDrive M Sport 5dr Step AutoAutomaticPetrol201 bhp44.8 - 47.9 mpg13526
120 Sport 5dr Step Auto [Tech+ Pack]AutomaticPetrol153 bhp47 - 53.2 mpg12121
118d M Sport 5dr [Live Cockpit Pro/Tech pk]ManualDiesel147 bhp54.3 - 58.9 mpg12523
118i [136] SE 5dr Step Auto [Live Cockpit Pro]AutomaticPetrol134 bhp47.9 - 49.6 mpg12919
116d M Sport 5dr Step Auto [Live Cockpit Pro]AutomaticDiesel114 bhp53.3 - 58.9 mpg12517
128ti 5dr Step AutoAutomaticPetrol261 bhp38.2 - 40.9 mpg157
120d xDrive M Sport 5dr Step Auto [Tech/Pro Pack]AutomaticDiesel187 bhp48.7 - 52.3 mpg14228
120d Sport Automatic 5dAutomaticDiesel187 bhp54.3 - 57.6 mpg12927
118i [136] Sport 5drManualPetrol134 bhp46.3 - 49.6 mpg13019
M135i xDrive Sport Automatic 5dAutomaticPetrol301 bhp35.8 - 38.2 mpg16836
M135i xDrive M Sport (Plus Pack) Sport Automatic 5dAutomaticPetrol301 bhp35.3 - 36.2 mpg17736
118d SE 5dManualDiesel147 bhp57.6 - 60.1 mpg12323

Manufacturer specifications aggregated across recorded trims; individual cars vary by options and age. Figures are a guide — confirm exact spec with the seller.

Annual VED (road tax) bands

CO₂ bandAnnual VEDShare of stock
Standard rate£20090%
C£3510%

Indicative standard-rate VED. Cars over £40k list price pay an additional supplement for years 2–6.

Fuel mix in stock

Petrol · 70%Diesel · 30%

Frequently asked questions

How much does it cost to run a BMW 1 Series?
Running a BMW 1 Series involves costs for fuel or energy, insurance premiums, annual road tax, and regular servicing. Depreciation, the loss of value over time, is another cost to consider. You can purchase a used BMW 1 Series from £7,295, or from £166 per month on finance, subject to status.
Is a used BMW 1 Series expensive to maintain?
Maintenance costs for a used BMW 1 Series can vary. Generally, older cars and those with higher mileage may incur more significant maintenance expenses than newer, lower-mileage examples. Regular servicing is key to managing these costs.
How many used BMW 1 Series cars are currently for sale?
Currently, there are 13 used BMW 1 Series models available for sale. These range in manufacturing year from 2014 to 2023.