Motoring Today

BMW 1 Series cost of ownership

Real numbers from 11 BMW 1 Series cars in stock — finance, VED, fuel mix and depreciation.

Reviewed by the Motoring Today Editorial team · methodology in our editorial standards.

How much does it cost to run a BMW 1 Series?

The typical BMW 1 Series on Motoring Today costs around £226/mo on representative PCP/HP finance, emits ~119 g/km CO₂. Annual VED, fuel mix and total cost are itemised below.

Median price
£9,994.5
Median £/mo
£226
Median CO₂
119 g/km

With 10 BMW 1 Series models currently available on Motoring Today, starting from £5,595 cash or a representative £125 monthly, this popular hatchback offers a gateway into premium motoring. Spanning model years 2014 to 2025, the 1 Series typically combines a desirable badge with a reputation for engaging driving dynamics, making it a compelling choice on the used market. However, understanding the true cost of ownership goes beyond the initial purchase price. The real running costs of a used BMW 1 Series encompass several key areas. Fuel or energy expenditure will be a significant factor, varying based on the engine chosen and your driving habits. Insurance premiums, determined by your personal circumstances and the specific model variant, are another essential consideration. Furthermore, Vehicle Excise Duty (VED), or road tax, will be payable annually, with the amount depending on the car's first registration date and emission figures. Beyond these regular outgoings, budget for routine servicing to keep your 1 Series in good order. This includes regular maintenance checks and replacement of wear-and-tear items. Finally, depreciation, while not a direct cash outlay, represents the car's loss in value over time and is a vital part of the overall cost of ownership. Remember, finance options, such as the representative monthly figure shown, are subject to status. Comprehensive calculators and further details are available on this page to help you budget accurately.

BMW 1 Series insurance group

12–39 of 50

Median price
£9,994.5
From £3,495
Median monthly finance
£226/mo
Representative PCP/HP
Median CO₂
119 g/km
Drives ULEZ + VED
Est. depreciation
—
Vs. original list price

Fuel cost at today's prices (updated weekly)

Estimated fuel cost
£1,263 / year
Cost per mile
15.8p / mile

Typical BMW 1 Series running cost for a private driver at 8,000 miles/year. Based on 52 mpg official combined, adjusted ~12% for real-world driving, at today's average pump price of 159.89p/litre petrol (updated 3 Aug 2026).

Pump prices: DESNZ weekly road fuel prices; electricity: DESNZ Quarterly Energy Prices — both Open Government Licence v3.0, updated weekly/quarterly. An estimate for comparison, not a guaranteed cost; your economy, mileage and tariff will vary.

Official MPG, CO₂ & insurance by trim

Trim-level specifications for the BMW 1-Series (Petrol, Diesel), across 800 recorded variants.

Performance
93–321 bhp
Power
4.6s
0–60 mph (fastest)
155 mph
Top speed
1,496–2,996 cc
Engine
Economy & running costs
30–83 mpg
Fuel economy
89–226 g/km
CO₂
£190
Road tax (VED)
12–39 of 50
Insurance group
Dimensions & practicality
4,324 mm
Length
1,984 mm
Width
1,421 mm
Height
2,690 mm
Wheelbase
1,320 kg
Weight
5
Seats
5
Doors
Euro NCAP safety
5★
Adult
3★
Child
1★
Pedestrian

The BMW 1-Series Hatchback (04-11) was tested by Euro NCAP in and received the following safety ratings:

Manual · Automatic 5 seats New from £17,775
TrimFuelPowerMPGCO₂Ins.
123 xDrive M Sport 5dr Step AutoAutomaticPetrol201 bhp44.8 - 47.9 mpg13526
120 Sport 5dr Step Auto [Tech+ Pack]AutomaticPetrol153 bhp47 - 53.2 mpg12121
118d M Sport 5dr [Live Cockpit Pro/Tech pk]ManualDiesel147 bhp54.3 - 58.9 mpg12523
118i [136] SE 5dr Step Auto [Live Cockpit Pro]AutomaticPetrol134 bhp47.9 - 49.6 mpg12919
116d M Sport 5dr Step Auto [Live Cockpit Pro]AutomaticDiesel114 bhp53.3 - 58.9 mpg12517
128ti 5dr Step AutoAutomaticPetrol261 bhp38.2 - 40.9 mpg157—
120d xDrive M Sport 5dr Step Auto [Tech/Pro Pack]AutomaticDiesel187 bhp48.7 - 52.3 mpg14228
120d Sport Automatic 5dAutomaticDiesel187 bhp54.3 - 57.6 mpg12927
118i [136] Sport 5drManualPetrol134 bhp46.3 - 49.6 mpg13019
M135i xDrive Sport Automatic 5dAutomaticPetrol301 bhp35.8 - 38.2 mpg16836
M135i xDrive M Sport (Plus Pack) Sport Automatic 5dAutomaticPetrol301 bhp35.3 - 36.2 mpg17736
118d SE 5dManualDiesel147 bhp57.6 - 60.1 mpg12323

Manufacturer specifications aggregated across recorded trims; individual cars vary by options and age. Figures are a guide — confirm exact spec with the seller.

Annual VED (road tax) bands

CO₂ bandAnnual VEDShare of stock
Standard rate£20064%
B£209%
D£1709%
A£209%
C£359%

Indicative standard-rate VED. Cars over £40k list price pay an additional supplement for years 2–6.

Fuel mix in stock

Petrol · 45%Diesel · 36%PETROL · 18%

Frequently asked questions

How much does it cost to run a BMW 1 Series?
The buy-in for a used BMW 1 Series starts from £8,495 cash, or from £205 per month on finance. Running costs typically include fuel, insurance, road tax, and servicing. Depreciation is also a significant factor in the overall cost of ownership.
Is a used BMW 1 Series expensive to maintain?
Maintenance costs for a used BMW 1 Series can vary. As with any car, older models and those with higher mileage are more likely to require attention. Costs are also influenced by whether you use main dealer servicing or independent specialists.
How many BMW 1 Series are for sale?
We currently have 12 used BMW 1 Series models available for sale. These range in year from 2017 to 2025.