BMW X3 insurance group
23–50 of 50
Fuel cost at today's prices (updated weekly)
Typical BMW X3 running cost for a private driver at 8,000 miles/year. Based on 49 mpg official combined, adjusted ~12% for real-world driving, at today's average pump price of 179.19p/litre diesel (updated 3 Aug 2026).
Pump prices: DESNZ weekly road fuel prices; electricity: DESNZ Quarterly Energy Prices — both Open Government Licence v3.0, updated weekly/quarterly. An estimate for comparison, not a guaranteed cost; your economy, mileage and tariff will vary.
Official MPG, CO₂ & insurance by trim
Trim-level specifications for the BMW X3 (Diesel, Petrol, Petrol Parallel PHEV), across 228 recorded variants.
- 140–502 bhp
- Power
- 3.7s
- 0–60 mph (fastest)
- 155 mph
- Top speed
- 1,995–2,998 cc
- Engine
- 23–57 mpg
- Fuel economy
- 22–293 g/km
- CO₂
- 57 mi
- Electric range (max)
- £600
- Road tax (VED)
- 23–50 of 50
- Insurance group
- 4,648 mm
- Length
- 1,987 mm
- Width
- 1,675 mm
- Height
- 2,810 mm
- Wheelbase
- 1,800 kg
- Weight
- 5
- Seats
- 5
- Doors
- 4★
- Adult
- 4★
- Child
- 1★
- Pedestrian
The BMW X3 (04-10) was tested by Euro NCAP in and received the following safety ratings:
| Trim | Fuel | Power | MPG | CO₂ | Ins. |
|---|---|---|---|---|---|
| xDrive M50 5dr AutoAutomatic | Petrol | 392 bhp | 35.3 - 36.7 mpg | 175 | 42 |
| xDrive 30e M Sport 5dr AutoAutomatic | Petrol Parallel PHEV | 294 bhp | 38.7 mpg | 22 | 38 |
| xDrive20 xLine 5dr Step AutoAutomatic | Petrol | 205 bhp | 39.2 - 40.9 mpg | 156 | 32 |
| xDrive20d xLine 5dr Step AutoAutomatic | Diesel | 194 bhp | 46.3 - 48.7 mpg | 153 | 33 |
| xDrive X3 M Competition 5dr Step AutoAutomatic | Petrol | 502 bhp | 25.7 - 26.2 mpg | 247 | 45 |
| xDrive M40i MHT M Pro Edition 5dr AutoAutomatic | Petrol | 354 bhp | 30.7 mpg | 210 | — |
| xDrive M40d MHT 5dr AutoAutomatic | Diesel | 335 bhp | 37.7 - 38.7 mpg | 181 | 43 |
| xDrive 30e xLine 5dr AutoAutomatic | Petrol Parallel PHEV | 287 bhp | 34.9 - 35.3 mpg | 48 | 38 |
| xDrive30d MHT M Sport 5dr AutoAutomatic | Diesel | 281 bhp | 39.8 - 42.8 mpg | 173 | 41 |
| xDrive20i MHT xLine 5dr Step AutoAutomatic | Petrol | 181 bhp | 36.2 - 37.2 mpg | 173 | 30 |
| xDrive M40i Auto 5dAutomatic | Petrol | 354 bhp | 30.1 - 31.4 mpg | 204 | 40 |
| xDrive M40d MHT Auto 5dAutomatic | Diesel | 335 bhp | 40.4 - 43.5 mpg | 171 | 43 |
Manufacturer specifications aggregated across recorded trims; individual cars vary by options and age. Figures are a guide — confirm exact spec with the seller.
Annual VED (road tax) bands
| CO₂ band | Annual VED | Share of stock |
|---|---|---|
| Standard rate | £200 | 33% |
| G | £275 | 33% |
| E | £200 | 33% |
Indicative standard-rate VED. Cars over £40k list price pay an additional supplement for years 2–6.
Fuel mix in stock
Frequently asked questions
- How much does it cost to run a BMW X3?
- Running a used BMW X3 involves costs such as fuel or energy, insurance, road tax, and regular servicing. Depreciation also plays a role in the total cost of ownership. You can find used BMW X3 models starting from £10,300, or from £256 per month on finance, subject to status.
- Is a used BMW X3 expensive to maintain?
- The cost of maintaining a used BMW X3 can vary. Generally, older vehicles and those with higher mileage may incur greater maintenance costs. While specific service figures are not available here, typical maintenance expenses will depend on the car's condition and service history.
- How many used BMW X3s are currently available?
- We currently have 3 used BMW X3s for sale, ranging from model years 2015 to 2018. Finance options are available, subject to status, and you can use the detailed calculators on the page for further information.