BMW X3 insurance group
23–50 of 50
Fuel cost at today's prices (updated weekly)
Typical BMW X3 running cost for a private driver at 8,000 miles/year. Based on 54 mpg official combined, adjusted ~12% for real-world driving, at today's average pump price of 179.19p/litre diesel (updated 3 Aug 2026).
Pump prices: DESNZ weekly road fuel prices; electricity: DESNZ Quarterly Energy Prices — both Open Government Licence v3.0, updated weekly/quarterly. An estimate for comparison, not a guaranteed cost; your economy, mileage and tariff will vary.
Official MPG, CO₂ & insurance by trim
Trim-level specifications for the BMW X3 (Diesel, Petrol, Petrol Parallel PHEV), across 228 recorded variants.
- 140–502 bhp
- Power
- 3.7s
- 0–60 mph (fastest)
- 155 mph
- Top speed
- 1,995–2,998 cc
- Engine
- 23–57 mpg
- Fuel economy
- 22–293 g/km
- CO₂
- 57 mi
- Electric range (max)
- £600
- Road tax (VED)
- 23–50 of 50
- Insurance group
- 4,648 mm
- Length
- 1,987 mm
- Width
- 1,675 mm
- Height
- 2,810 mm
- Wheelbase
- 1,800 kg
- Weight
- 5
- Seats
- 5
- Doors
- 4★
- Adult
- 4★
- Child
- 1★
- Pedestrian
The BMW X3 (04-10) was tested by Euro NCAP in and received the following safety ratings:
| Trim | Fuel | Power | MPG | CO₂ | Ins. |
|---|---|---|---|---|---|
| xDrive M50 5dr AutoAutomatic | Petrol | 392 bhp | 35.3 - 36.7 mpg | 175 | 42 |
| xDrive 30e M Sport 5dr AutoAutomatic | Petrol Parallel PHEV | 294 bhp | 38.7 mpg | 22 | 38 |
| xDrive20 xLine 5dr Step AutoAutomatic | Petrol | 205 bhp | 39.2 - 40.9 mpg | 156 | 32 |
| xDrive20d xLine 5dr Step AutoAutomatic | Diesel | 194 bhp | 46.3 - 48.7 mpg | 153 | 33 |
| xDrive X3 M Competition 5dr Step AutoAutomatic | Petrol | 502 bhp | 25.7 - 26.2 mpg | 247 | 45 |
| xDrive M40i MHT M Pro Edition 5dr AutoAutomatic | Petrol | 354 bhp | 30.7 mpg | 210 | — |
| xDrive M40d MHT 5dr AutoAutomatic | Diesel | 335 bhp | 37.7 - 38.7 mpg | 181 | 43 |
| xDrive 30e xLine 5dr AutoAutomatic | Petrol Parallel PHEV | 287 bhp | 34.9 - 35.3 mpg | 48 | 38 |
| xDrive30d MHT M Sport 5dr AutoAutomatic | Diesel | 281 bhp | 39.8 - 42.8 mpg | 173 | 41 |
| xDrive20i MHT xLine 5dr Step AutoAutomatic | Petrol | 181 bhp | 36.2 - 37.2 mpg | 173 | 30 |
| xDrive M40i Auto 5dAutomatic | Petrol | 354 bhp | 30.1 - 31.4 mpg | 204 | 40 |
| xDrive M40d MHT Auto 5dAutomatic | Diesel | 335 bhp | 40.4 - 43.5 mpg | 171 | 43 |
Manufacturer specifications aggregated across recorded trims; individual cars vary by options and age. Figures are a guide — confirm exact spec with the seller.
Annual VED (road tax) bands
| CO₂ band | Annual VED | Share of stock |
|---|---|---|
| E | £200 | 67% |
| Standard rate | £200 | 33% |
Indicative standard-rate VED. Cars over £40k list price pay an additional supplement for years 2–6.
Fuel mix in stock
Frequently asked questions
- How much does it cost to run a BMW X3?
- Running a BMW X3 involves several costs, including fuel, insurance, and road tax, which varies depending on the vehicle's age and emissions. Servicing is also a factor, with older cars potentially needing more attention. Depreciation, while not a direct running cost, is a significant part of total ownership expense. You can get into a used BMW X3 from a cash price of £10,290, or from £239 per month on finance, subject to status.
- Is a used BMW X3 expensive to maintain?
- Maintenance costs for a used BMW X3 can vary. Generally, luxury vehicles like the X3 can have higher parts and labour costs than more mainstream brands. The age and mileage of the specific vehicle are the biggest drivers of maintenance expense; older, higher-mileage examples typically require more frequent or significant repairs. Regular servicing is key to managing these costs.
- How many used BMW X3s are currently for sale?
- We currently have 3 used BMW X3 models available for sale. These range in manufacturing year from 2016 to 2018, offering a selection of recent models.
- Are there finance options available for a used BMW X3?
- Yes, finance options are available for used BMW X3 models. For example, you could secure one from £239 per month, though this is a representative example and finance is subject to status. Our detailed finance calculators on the page can provide more specific figures based on your individual circumstances.