Motoring Today

BMW X4 cost of ownership

Real numbers from 3 BMW X4 cars in stock — finance, VED, fuel mix and depreciation.

Reviewed by the Motoring Today Editorial team · methodology in our editorial standards.

How much does it cost to run a BMW X4?

The typical BMW X4 on Motoring Today costs around £492/mo on representative PCP/HP finance, emits ~146 g/km CO₂. Annual VED, fuel mix and total cost are itemised below.

Median price
£22,095
Median £/mo
£492
Median CO₂
146 g/km

BMW X4 insurance group

31–48 of 50

Median price
£22,095
From £14,995
Median monthly finance
£492/mo
Representative PCP/HP
Median CO₂
146 g/km
Drives ULEZ + VED
Est. depreciation
—
Vs. original list price

Fuel cost at today's prices (updated weekly)

Estimated fuel cost
£1,730 / year
Cost per mile
21.6p / mile

Typical BMW X4 running cost for a private driver at 8,000 miles/year. Based on 43 mpg official combined, adjusted ~12% for real-world driving, at today's average pump price of 179.19p/litre diesel (updated 3 Aug 2026).

Pump prices: DESNZ weekly road fuel prices; electricity: DESNZ Quarterly Energy Prices — both Open Government Licence v3.0, updated weekly/quarterly. An estimate for comparison, not a guaranteed cost; your economy, mileage and tariff will vary.

Official MPG, CO₂ & insurance by trim

Trim-level specifications for the BMW X4 (Diesel, Petrol), across 73 recorded variants.

Performance
187–502 bhp
Power
3.7s
0–60 mph (fastest)
177 mph
Top speed
1,995–2,998 cc
Engine
Economy & running costs
24.6–54 mpg
Fuel economy
136–258 g/km
CO₂
£600
Road tax (VED)
31–48 of 50
Insurance group
Dimensions & practicality
4,752 mm
Length
2,138 mm
Width
1,621 mm
Height
2,864 mm
Wheelbase
1,860 kg
Weight
5
Seats
5
Doors
Automatic · Manual 5 seats New from £38,345
TrimFuelPowerMPGCO₂Ins.
xDrive X4 M Competition 5dr Step AutoAutomaticPetrol502 bhp26.2 - 26.4 mpg24445
xDrive M40i MHT M Pro Edition 5dr AutoAutomaticPetrol354 bhp30.7 mpg209—
xDrive M40d MHT M Pro Edition 5dr AutoAutomaticDiesel335 bhp40.4 mpg183—
xDrive M40d MHT 5dr AutoAutomaticDiesel335 bhp38.2 - 39.2 mpg19043
xDrive30d MHT M Sport X 5dr Auto [Tech/Pro Pack]AutomaticDiesel281 bhp42.8 - 45.6 mpg16342
xDrive30d MHT M Sport 5dr AutoAutomaticDiesel281 bhp40.4 - 42.8 mpg17341
xDrive M40i [360] Auto 5dAutomaticPetrol354 bhp30.4 - 31.7 mpg20343
xDrive M40d MHT Auto 5dAutomaticDiesel335 bhp40.9 - 43.5 mpg16945
M Competition (Ultimate Package) M Steptronic auto 5dAutomaticPetrol502 bhp24.6 - 24.8 mpg25846
xDrive30d M Sport X (Plus Package) Sport Automatic 5dAutomaticDiesel261 bhp38.2 - 40.4 mpg18441
xDrive20d M Sport (Technology Package) auto 5dAutomaticDiesel187 bhp42.2 - 44.8 mpg16432
xDrive20d M Sport X (Plus Package and Technology Package) auto 5dAutomaticDiesel187 bhp42.2 - 44.8 mpg16532

Manufacturer specifications aggregated across recorded trims; individual cars vary by options and age. Figures are a guide — confirm exact spec with the seller.

Annual VED (road tax) bands

CO₂ bandAnnual VEDShare of stock
Standard rate£200100%

Indicative standard-rate VED. Cars over £40k list price pay an additional supplement for years 2–6.

Fuel mix in stock

Diesel · 100%