How much does this Volvo XC40 cost?

This 2020 Volvo XC40 Inscription T3 Auto is listed at £15,780.

How many miles has it covered?

61,563 miles, registered in 2020. Each listing on Motoring Today shows the full MOT and mileage history so you can spot anomalies before you commit.

What are the key specs?

It's a petrol, automatic, suv in silver, with CO₂ emissions of 140 g/km.

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2020 · SUV · 61,563 mi

Volvo XC40

Inscription T3 Auto

£15,780

✓ Good price

Why this car stands out

£1,238 under

the predicted market price for this spec, age and mileage.

Motoring Today price model

Deal rating

Good price£1,238 below market

MOT

4 months leftValid until 19 Feb 2027

Clean air zones

5 of 13 freeOxford ZEZ charges

Inscription T3 Auto

Pulling together what makes this car special…

Factory-fitted highlights

What makes this XC40 special

Why this XC40

AI summary

£1,238 below predicted market price

61,563 miMileage

2020 · 20 regRegistered Mar 2020

1.5L PetrolEngine

AutomaticGearbox

SUV5 doors · 5 seats

Theo

Ask AI about this car

I've cross-referenced DVLA, MOT history and market pricing for this 2020 Volvo XC40.

Running costs

Excludes finance

Road tax

£200/yr

MOT

4 mo left

Current cover

Estimates for guidance only — not part of any finance quote. Fuel/energy at ~8,000 miles/yr (DESNZ prices, official combined economy adjusted for real-world driving). Road tax is the approximate standard 12-month VED rate (gov.uk/DVLA); cars listed over £40,000 when new may pay a supplement. Clean Air Zone based on fuel + Euro standard.

Car Honesty Report

Excludes finance

Deal rating
Good price — £1,238 below predicted market price
Road tax
£200/yr standard VED
MOT
4 months remaining

Verified signals fused from Motoring Today data · as of 23 Oct 2026. Guidance only — not a formal valuation, offer, or part of any finance quote.

The details

Full spec sheet · DVLA & MarketCheck verified

Identity

Reg: ML20DVM

Colour: Silver

Condition: Used

Listed: 17 Oct 2026

Days on market: 128 days

Trim: Xc40 Inscription T3 Auto

Performance

Power: 160 bhp / 120 kW @ 3,000 rpm

Torque: 265 Nm / 195.6 lb-ft

0–60 mph: 9.1s

Top speed: 124 mph

Drivetrain: 4x2

Running costs

Combined MPG: 35.8 mpg

CO₂: 140 g/km

Euro status: Euro 6 (inferred from registration date)

Insurance group: Ungrouped — ask the dealer

Equipment

Climate control
Cruise control
DAB radio
Lane keep assist
Leather upholstery
Parking sensors
Sat nav

Factory extras

Working it out…

Reading the manufacturer build sheet — usually a couple of minutes.

MOT & history

DVSA verified

Clean air zones

1 charged

5 of 13 UK zones — free to drive

Only Oxford ZEZ charges — every other UK city is free.

Indicative — based on fuel type and Euro standard. Confirm with the zone operator.

Finance calculator

Soft check · no credit impact

Compare HP and PCP quotes side-by-side from real lenders.

Motoring Today is a trading style of Motor Genius Group Ltd (FRN 960504), an appointed representative of The Compliance Guys Ltd, which is authorised and regulated by the Financial Conduct Authority (FRN 941360). Motoring Today is a credit broker, not a lender.

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About the seller

Verified dealer

Cobalt Motors

4.5· 153 reviews Gosforth

4.5★

buyer rating

153

verified reviews

Quick answers

What buyers ask about this car

The questions real people Google about this listing, answered straight.

This 2020 Volvo XC40 Inscription T3 Auto is listed at £15,780.
61,563 miles, registered in 2020. Each listing on Motoring Today shows the full MOT and mileage history so you can spot anomalies before you commit.