
1 / 48ULEZ2020 · SUV · 40,500 mi
T3 R-design
£18,995
MOT
11 months leftValid until 14 Aug 2027Clean air zones
12 of 13 freeOxford ZEZ chargesT3 R-design
Pulling together what makes this car special…
Factory-fitted highlights
What makes this XC40 special
Why this XC40
AI summary- Lower mileage than typical for a 2020
- ULEZ compliant — no London charge
Theo
Ask AI about this car
I've cross-referenced DVLA, MOT history and market pricing for this 2020 Volvo XC40.
Running costs
Excludes finance
Road tax
£200/yr
Clean Air Zone
£0/day
ULEZ compliant
MOT
11 mo left
Current cover
Estimates for guidance only — not part of any finance quote. Fuel/energy at ~8,000 miles/yr (DESNZ prices, official combined economy adjusted for real-world driving). Road tax is the approximate standard 12-month VED rate (gov.uk/DVLA); cars listed over £40,000 when new may pay a supplement. Clean Air Zone based on fuel + Euro standard.
Car Honesty Report
Excludes finance
Road tax
£200/yr standard VED
Clean Air Zone
ULEZ compliant — £0/day
MOT
11 months remaining
Verified signals fused from Motoring Today data · as of 11 Sept 2026. Guidance only — not a formal valuation, offer, or part of any finance quote.
The details
Full spec sheet · DVLA & MarketCheck verified
Identity
- Reg
- NU20CXM
- Colour
- Red
- Condition
- Used
- Listed
- 10 Sept 2026
- Days on market
- 85 days
- Trim
- Xc40 R-design T3 Auto
Performance
- Power
- 160 bhp / 120 kW @ 3,000 rpm
- Torque
- 265 Nm / 195.6 lb-ft
- Top speed
- 124 mph
- Drivetrain
- 4x2
Running costs
- Combined MPG
- 35.8 mpg
- CO₂
- 140 g/km
- Euro status
- Euro 6
- Insurance group
- Ungrouped — ask the dealer
Equipment
- Climate control
- Cruise control
- DAB radio
- Electric seats
- Keyless entry & start
- Lane keep assist
- Leather upholstery
- Parking sensors
- Sat nav
Factory extras
Working it out…
Reading the manufacturer build sheet — usually a couple of minutes.
MOT & history
DVSA verifiedClean air zones
Drives free in 12 zones12 of 13 UK zones — free to drive
Only Oxford ZEZ charges — every other UK city is free.
Indicative — based on fuel type and Euro standard. Confirm with the zone operator.
Finance calculator
Soft check · no credit impactCompare HP and PCP quotes side-by-side from real lenders.
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About the seller
Verified dealerNG9 Motors
buyer rating
verified reviews
Quick answers
What buyers ask about this car
The questions real people Google about this listing, answered straight.
- This 2020 Volvo XC40 T3 R-design is listed at £18,995.
- 40,500 miles, registered in 2020. Each listing on Motoring Today shows the full MOT and mileage history so you can spot anomalies before you commit.







