Motoring Today
2020 Volvo XC40 — photo 1 of 48
1 / 48ULEZ

2020 · SUV · 40,500 mi

Volvo XC40

T3 R-design

£18,995

Why this car stands out
40,500 mi

16% below the typical mileage for a 2020 XC40 — gentle use, less wear.

DVLA · MOT record

MOT

11 months leftValid until 14 Aug 2027

Clean air zones

12 of 13 freeOxford ZEZ charges

T3 R-design

Pulling together what makes this car special…

Factory-fitted highlights

What makes this XC40 special

Why this XC40

AI summary
  • Lower mileage than typical for a 2020
  • ULEZ compliant — no London charge
40,500 miMileage
2020 · 20 regRegistered Mar 2020
1.5L PetrolEngine
AutomaticGearbox
SUV5 doors · 5 seats

Theo

Ask AI about this car

I've cross-referenced DVLA, MOT history and market pricing for this 2020 Volvo XC40.

Running costs

Excludes finance

Road tax

£200/yr

Clean Air Zone

£0/day

ULEZ compliant

MOT

11 mo left

Current cover

Estimates for guidance only — not part of any finance quote. Fuel/energy at ~8,000 miles/yr (DESNZ prices, official combined economy adjusted for real-world driving). Road tax is the approximate standard 12-month VED rate (gov.uk/DVLA); cars listed over £40,000 when new may pay a supplement. Clean Air Zone based on fuel + Euro standard.

Car Honesty Report

Excludes finance

  • Road tax

    £200/yr standard VED

  • Clean Air Zone

    ULEZ compliant — £0/day

  • MOT

    11 months remaining

Verified signals fused from Motoring Today data · as of 11 Sept 2026. Guidance only — not a formal valuation, offer, or part of any finance quote.

The details

Full spec sheet · DVLA & MarketCheck verified

Identity

Reg
NU20CXM
Colour
Red
Condition
Used
Listed
10 Sept 2026
Days on market
85 days
Trim
Xc40 R-design T3 Auto

Performance

Power
160 bhp / 120 kW @ 3,000 rpm
Torque
265 Nm / 195.6 lb-ft
Top speed
124 mph
Drivetrain
4x2

Running costs

Combined MPG
35.8 mpg
CO₂
140 g/km
Euro status
Euro 6
Insurance group
Ungrouped — ask the dealer

Equipment

  • Climate control
  • Cruise control
  • DAB radio
  • Electric seats
  • Keyless entry & start
  • Lane keep assist
  • Leather upholstery
  • Parking sensors
  • Sat nav

Factory extras

Working it out…

Reading the manufacturer build sheet — usually a couple of minutes.

MOT & history

DVSA verified

Clean air zones

Drives free in 12 zones

12 of 13 UK zones — free to drive

Only Oxford ZEZ charges — every other UK city is free.

Indicative — based on fuel type and Euro standard. Confirm with the zone operator.

Finance calculator

Soft check · no credit impact

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Motoring Today is a trading style of Motor Genius Group Ltd (FRN 960504), an appointed representative of The Compliance Guys Ltd, which is authorised and regulated by the Financial Conduct Authority (FRN 941360). Motoring Today is a credit broker, not a lender.

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About the seller

Verified dealer

NG9 Motors

4.5· 88 reviews Nottingham
4.5

buyer rating

88

verified reviews

Quick answers

What buyers ask about this car

The questions real people Google about this listing, answered straight.

  • This 2020 Volvo XC40 T3 R-design is listed at £18,995.
  • 40,500 miles, registered in 2020. Each listing on Motoring Today shows the full MOT and mileage history so you can spot anomalies before you commit.

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