Fiat 500 vs Volkswagen Polo
A side-by-side comparison of the used Fiat 500 and Volkswagen Polo — price, real monthly finance, running costs and MOT reliability, all from live UK stock.
Reviewed by the Motoring Today Editorial team · methodology in our editorial standards.
Fiat 500 or Volkswagen Polo — which should I buy?
The Fiat 500 starts cheaper (Fiat 500 from £5,295, Volkswagen Polo from £6,599), with illustrative finance from £134/mo and £161/mo respectively. On MOT reliability they score 84% and 81% first-time passes. The full spec, running-cost and deal breakdown is below.
- 500 from
- £5,295
- Polo from
- £6,599
- In stock
- 7 vs 5
| From live stock | Fiat 500 7 in stock · from £5,295 | Volkswagen Polo 5 in stock · from £6,599 |
|---|---|---|
| Cheapest in stock | £5,295★ lowest | £6,599 |
| Median price | £7,995 | £7,995 |
| From (per month)Illustrative, from live stock | £134/mo (HP, 60 months, 12.9% APR)★ lower | £161/mo (HP, 60 months, 17.4% APR) |
| Road tax (VED)Typical car in stock | £200/yr | £200/yr |
| Median mileage | 51,487 mi | 47,971 mi★ lower |
| Median year | 2019★ newer | 2015 |
| Median CO₂ | 110 g/km | 108 g/km★ cleaner |
| Typical power | 68 bhp | 74 bhp★ more |
| Most common fuel | Petrol | Petrol |
| Most common gearbox | Manual | Manual |
| MOT first-time passDVSA history | 84%★ more reliable | 81% |
| Great/good deals in stockMotoring.Today price rating | 1 / 7 | 1 / 5★ more |
| View all 7 500 → | View all 5 Polo → |
Motoring.Today score
Our 0–100 vehicle-intelligence score: reliability is from real DVSA MOT pass rates, the rest from manufacturer specs (MPG/CO₂, insurance group, Euro NCAP, dimensions). Higher is better — the stronger side is highlighted.
| Score | Fiat 500 | Volkswagen Polo |
|---|---|---|
| Overall | 71/100 | 75/100 |
| Reliability | 74 | 69 |
| Running costs | 80 | 78 |
| Family & practicality | 45 | 78 |
| Insurance | 82 | 74 |
A guide, not a guarantee — based on the sample of stock and MOT/spec records we hold for each model.
Specs, side by side
Manufacturer specifications across the Fiat 500 and Volkswagen Polo trim range. The stronger figure is highlighted where there's a clear better/worse direction (dimensions are shown for reference only).
| Spec | Fiat 500 | Volkswagen Polo |
|---|---|---|
| MPG (combined) | 42–83 mpg | 0–83 mpg |
| CO₂ emissions | 88–149 g/km | 82–216 g/km |
| Insurance group1 (cheapest) – 50 | Group 3–19 | Group 1–30 |
| Euro NCAP safety | — | 5 stars (2022) |
| 0–60mph | 9.7s | 6.3s |
| Power | 68–105 bhp | 45–204 bhp |
| Seats | 4 | 5 |
| Doors | 3 | 5 |
| Length | 3546 mm | 3970 mm |
| Width | 1627 mm | 1901 mm |
| Height | 1488 mm | 1461 mm |
How we compare. The “best value overall” column and the cells marked ★ are chosen from live market data, running costs, DVSA MOT history and manufacturer specs — the side that wins the most comparable rows leads. Deal ratings come from the Motoring.Today price model. Our methodology →
About the finance figures
Monthly payments shown are illustrative examples drawn from real quotes on cars currently in stock — the exact rate, term and APR depend on your circumstances, the lender and a credit check. They are not an offer of finance and are not a representative example of the total cost of credit.
Motoring.Today is a trading style of Motor Genius Group Ltd (FRN 960504), an appointed representative of The Compliance Guys Ltd, which is authorised and regulated by the Financial Conduct Authority (FRN 941360).
Motoring.Today is a credit broker, not a lender.
Frequently asked questions
- Is the Fiat 500 or the Volkswagen Polo cheaper to buy?
- In current stock the Fiat 500 starts lower: the Fiat 500 is available from £5,295 (median £7,995) and the Volkswagen Polo from £6,599 (median £7,995).
- What are the monthly finance payments on the Fiat 500 vs the Volkswagen Polo?
- Illustrative finance starts from £134/mo (HP, 60 months, 12.9% APR) on the Fiat 500 and £161/mo (HP, 60 months, 17.4% APR) on the Volkswagen Polo. These are examples from cars currently in stock, not offers of finance — the actual rate, term and APR depend on your circumstances, the lender and a credit check.
- Which is cheaper to tax, the Fiat 500 or the Volkswagen Polo?
- The most common annual road tax (VED) across Fiat 500 stock is £200/yr, versus £200/yr for the Volkswagen Polo — so the Fiat 500 is generally cheaper to tax.
- Which is more reliable at MOT, the Fiat 500 or the Volkswagen Polo?
- Based on DVSA MOT history across our stock, the Fiat 500 averages a 84% first-time pass rate and the Volkswagen Polo 81% — the Fiat 500 edges it on this measure.