Motoring Today

Fiat 500 cost of ownership

Real numbers from 6 Fiat 500 cars in stock — finance, VED, fuel mix and depreciation.

Reviewed by the Motoring Today Editorial team · methodology in our editorial standards.

How much does it cost to run a Fiat 500?

The typical Fiat 500 on Motoring Today costs around £168/mo on representative PCP/HP finance, emits ~114 g/km CO₂. Annual VED, fuel mix and total cost are itemised below.

Median price
£7,645
Median £/mo
£168
Median CO₂
114 g/km

With 5 Fiat 500s currently listed on Motoring Today, starting from a cash price of £6,495 or a representative £145 per month, this popular city car is available in model years ranging from 2018 to 2021. While the initial purchase price is a key consideration, understanding the real cost of owning a used Fiat 500 involves looking beyond the showroom sticker. This guide helps you navigate the ongoing expenses to ensure it fits your budget. The true running costs of any used car, including the Fiat 500, are comprised of several significant factors. Fuel or energy costs are often the most noticeable daily expense, varying based on your driving habits and the specific engine or powertrain of the car. Insurance premiums are another major annual outlay, determined by factors such as your age, driving history, and the vehicle's specification. Road tax, or Vehicle Excise Duty (VED), is an annual government charge that depends on the car's registration date and its CO2 emissions. Beyond these, regular servicing is crucial for maintaining your Fiat 500's reliability and safety, with costs varying depending on the service schedule and any necessary repairs. Lastly, depreciation, though not a cash expense, represents the loss in value of the vehicle over time, impacting its resale price. Our detailed calculators on this page provide tools to estimate these costs, with finance options always subject to status.

Fiat 500 insurance group

3–19 of 50

Median price
£7,645
From £6,495
Median monthly finance
£168/mo
Representative PCP/HP
Median CO₂
114 g/km
Drives ULEZ + VED
Est. depreciation
—
Vs. original list price

Fuel cost at today's prices (updated weekly)

Estimated fuel cost
£1,262 / year
Cost per mile
15.8p / mile

Typical Fiat 500 running cost for a private driver at 8,000 miles/year. Based on 52 mpg official combined, adjusted ~12% for real-world driving, at today's average pump price of 159.89p/litre petrol (updated 3 Aug 2026).

Pump prices: DESNZ weekly road fuel prices; electricity: DESNZ Quarterly Energy Prices — both Open Government Licence v3.0, updated weekly/quarterly. An estimate for comparison, not a guaranteed cost; your economy, mileage and tariff will vary.

Official MPG, CO₂ & insurance by trim

Trim-level specifications for the Fiat 500 (Petrol, Diesel), across 324 recorded variants.

Performance
68–105 bhp
Power
9.7s
0–60 mph (fastest)
117 mph
Top speed
875–1,368 cc
Engine
Economy & running costs
41.5–83 mpg
Fuel economy
88–149 g/km
CO₂
£190
Road tax (VED)
3–19 of 50
Insurance group
Dimensions & practicality
3,546 mm
Length
1,627 mm
Width
1,488 mm
Height
2,300 mm
Wheelbase
930 kg
Weight
4
Seats
3
Doors
Automatic · Manual 4 seats New from £8,665
TrimFuelPowerMPGCO₂Ins.
1.0 Mild Hybrid 3drManualPetrol69 bhp58.9 - 61.4 mpg10410
Pop Mild Hybrid 1.0 70hp 3dManualPetrol69 bhp54.3 - 61.4 mpg1058
Lounge Mild Hybrid 1.0 70hp 3dManualPetrol69 bhp53.3 mpg1198
Lounge (Dolcevita Pack) 1.2 69hp Dualogic auto 3dAutomaticPetrol68 bhp46.3 - 47.1 mpg1388
0.9 TwinAir (105bhp) Lounge (09/15-) 3dManualPetrol103 bhp67 mpg9914
1.3 Multijet Pop Star 3dManualDiesel93 bhp83 mpg8913
0.9 TwinAir Lounge (09/15-) 3dManualPetrol83 bhp50.4 - 52.3 mpg10611
0.9 TwinAir Pop Star (09/15-) 3dManualPetrol83 bhp74 mpg9011
0.9 TwinAir Pop Star (09/15-) 3d DualogicAutomaticPetrol83 bhp74 mpg8811
0.9 TwinAir Lounge (09/15-) 3d DualogicAutomaticPetrol83 bhp60 mpg10811
1.2 Pop Star (09/15-) 3dManualPetrol68 bhp57 mpg1158
1.2 Pop Star (09/15-) 3d DualogicAutomaticPetrol68 bhp54 mpg1208

Manufacturer specifications aggregated across recorded trims; individual cars vary by options and age. Figures are a guide — confirm exact spec with the seller.

Annual VED (road tax) bands

CO₂ bandAnnual VEDShare of stock
Standard rate£200100%

Indicative standard-rate VED. Cars over £40k list price pay an additional supplement for years 2–6.

Fuel mix in stock

Petrol · 83%PETROL · 17%

Frequently asked questions

How much does it cost to run a Fiat 500?
Running a used Fiat 500 involves fuel or energy costs, insurance premiums, and vehicle excise duty ('road tax'). Servicing is an ongoing expense, and depreciation, while slower on used cars, is also a factor. You can buy a Fiat 500 from £4,995 cash, or from £132 per month.
Is a used Fiat 500 expensive to maintain?
Maintenance costs for a used Fiat 500 largely depend on its age and mileage. As with any used car, older models with higher mileage will typically require more attention and potentially more frequent or extensive servicing to keep them in good running order.
How many used Fiat 500s are currently for sale?
There are currently 6 used Fiat 500s for sale. These models range in manufacturing year from 2015 to 2021.

More Fiat 500 resources