Fair price
Audi Q5
2018 S Line Tdi Quattro Semi-auto
DieselAutomatic86,100 mi2018
£200/yr
£375/mo
£16,295
cash
Oaktree Motor Company·4.7 (193)· Cwmbran
Audi Q5 representative finance example
A genuine Hire Purchase quote for a 2018 Audi Q5 currently in stock. Individual deals vary with price, deposit, term and your circumstances.
- Finance type
- HP
- Monthly payments
- £375
- Term
- 60 months
- Contract length
- 60 months
- Cash price
- £16,295.00
- Cash deposit
- £0.00
- Total amount of credit
- £16,295.00
- Total amount payable
- £22,512.00
- Representative APR
- 14.4%
- Total charge for credit
- £6,216.00
- Fixed rate of interest pa
- 7.63%
- Option to purchase fee
- £1.00
The legal bit
OAK TREE MOTOR COMPANY WALES LIMITED is a credit broker and not a lender. They are on the FCA’s Financial Services Register (firm reference number 448152).
Dealers can introduce you to a limited number of preferred lenders and/or brokers. No advice or recommendation is made — you must decide whether the finance is right for you.
Finance is subject to status (income, employment and creditworthiness) and approval. Available to permanent UK residents aged 18 and over. Terms and conditions apply.
How Audi Q5 finance works
PCP (Personal Contract Purchase)
Lower monthly payments because a large "optional final payment" is deferred to the end. At the end you choose to pay it and keep the Q5, hand it back, or part-exchange. Mileage limits apply.
How PCP works →HP (Hire Purchase)
The whole price (minus deposit) is spread over the term. Payments are usually higher than PCP, but you own the Q5 outright at the end and there are no mileage limits.
How HP works → Soft search
See what you could be offered on a Audi Q5
Check your eligibility for Audi Q5 finance in about 60 seconds. It's a soft search, so it leaves no footprint on your credit file and you're under no obligation to go ahead.
Check my eligibilityAudi Q5 in stock now — from £16,295
Good price
Audi SQ5
2016 Tdi Quattro Auto
DieselAutomatic71,525 mi2016
Band H · £325/yr
£387/mo
£16,980
cash
Cobalt Motors·4.5 (149)· Gosforth
Good price
Audi Q5
2019 S Line 45 Tfsi Quattro Semi-auto
PetrolAutomatic47,290 mi2019
£200/yrHome delivery
Finance available on request
£19,688
cash
Anycolour Car·4.9 (148)· Barnsley
Above market
Audi Q5
2021 S Line Edition 1 40 Tdi Mhev Quattro Semi-auto
DieselAutomatic65,452 mi2021
£200/yr
£550/mo
£25,395
cash
Maybury Car Sales·4.7 (11)· Edinburgh
Frequently asked questions
- How much is a Audi Q5 on finance per month?
- Finance on a used Audi Q5 starts from around £375 a month, depending on the price, your deposit and the term. See the representative example on this page for a worked Audi Q5 deal with the full APR and totals.
- Can I get a Audi Q5 on PCP?
- Yes. Personal Contract Purchase (PCP) is available on most used Audi Q5 listings through our approved dealers. PCP keeps monthly payments lower by deferring a large "optional final payment" to the end; you then choose to pay it and keep the car, hand the car back, or part-exchange. Finance is subject to status and approval.
- PCP or HP on a Audi Q5 — which is better?
- Hire Purchase (HP) spreads the whole price (minus deposit) over the term, so you own the Q5 outright at the end and monthly payments are usually higher. PCP defers part of the value to a final balloon payment, so monthlies are lower but you don't automatically own the car. HP suits high-mileage drivers who want to keep the car; PCP suits lower monthly budgets and shorter ownership. Our PCP-vs-HP guide explains the trade-offs.
- Can I get Audi Q5 finance with bad credit?
- Possibly. Some of our approved dealers work with lenders that consider applicants with a poor or limited credit history, though the APR is typically higher and approval is never guaranteed. Finance is always subject to status, income and creditworthiness. See our bad-credit car finance guide before applying.
- How much deposit do I need for a Audi Q5?
- There's no fixed minimum — many Audi Q5 agreements are available with a small or even zero deposit, subject to status. A larger deposit lowers the amount you borrow and your monthly payments. The representative example on this page shows the deposit used for that specific quote.
- How much is a used Audi Q5 per month on finance?
- Based on a representative Hire Purchase (HP) example, a used Audi Q5 could cost from £380 per month. This figure assumes a 0% deposit, a 60-month term, and a 13% APR, and finance is subject to status.
- What deposit and APR do I need for Audi Q5 finance?
- Our representative finance example shows a 0% deposit and a 13% APR for an Audi Q5. Your personal APR will depend on your individual credit history and affordability assessment.
- What is the difference between HP and PCP finance for an Audi Q5?
- Hire Purchase (HP) means you own the Audi Q5 outright after all payments are made, as you're financing the car's full value. Personal Contract Purchase (PCP) involves lower monthly payments but leaves a final balloon payment if you wish to own the car at the end of the term.
- Can I get finance on a used Audi Q5 with the price range shown?
- Yes, finance options are available for used Audi Q5 models within the displayed price range of £16,495 to £25,395. Our cheapest representative example starts from £380 per month on a Hire Purchase agreement for the lowest cash price model.