Motoring Today

BMW 4 Series cost of ownership

Real numbers from 3 BMW 4 Series cars in stock — finance, VED, fuel mix and depreciation.

Reviewed by the Motoring Today Editorial team · methodology in our editorial standards.

How much does it cost to run a BMW 4 Series?

The typical BMW 4 Series on Motoring Today costs around £339/mo on representative PCP/HP finance, emits ~136 g/km CO₂. Annual VED, fuel mix and total cost are itemised below.

Median price
£14,590
Median £/mo
£339
Median CO₂
136 g/km

There are 3 used BMW 4 Series models currently available on Motoring.Today, with prices starting from £12,777. For those considering finance, a representative monthly payment can be as low as £294, subject to status. These models span manufacturing years from 2017 to 2018, offering a range of options for prospective owners. Understanding the true cost of ownership goes beyond the initial purchase price. Key ongoing expenditures include fuel or electricity, depending on the powertrain, and insurance, which varies based on individual circumstances and the specific vehicle. Road tax, or Vehicle Excise Duty (VED), is another annual cost, influenced by factors such as the car's age and emissions. Regular servicing is essential for maintaining a used car's reliability and resale value. Over time, depreciation will also impact the car's value, though this rate can vary. More detailed cost calculations and comparison tools are available on this page to help you budget accurately.

BMW 4 Series insurance group

23–50 of 50

Median price
£14,590
From £12,777
Median monthly finance
£339/mo
Representative PCP/HP
Median CO₂
136 g/km
Drives ULEZ + VED
Est. depreciation
Vs. original list price

Fuel cost at today's prices (updated weekly)

Estimated fuel cost
£1,357 / year
Cost per mile
17p / mile

Typical BMW 4 Series running cost for a private driver at 8,000 miles/year. Based on 49 mpg official combined, adjusted ~12% for real-world driving, at today's average pump price of 159.89p/litre petrol (updated 3 Aug 2026).

Pump prices: DESNZ weekly road fuel prices; electricity: DESNZ Quarterly Energy Prices — both Open Government Licence v3.0, updated weekly/quarterly. An estimate for comparison, not a guaranteed cost; your economy, mileage and tariff will vary.

Official MPG, CO₂ & insurance by trim

Trim-level specifications for the BMW 4-Series (Petrol, Diesel), across 650 recorded variants.

Performance
140–543 bhp
Power
3.3s
0–60 mph (fastest)
191 mph
Top speed
1,995–2,998 cc
Engine
Economy & running costs
0–70 mpg
Fuel economy
106–232 g/km
CO₂
£600
Road tax (VED)
23–50 of 50
Insurance group
Dimensions & practicality
4,638 mm
Length
2,017 mm
Width
1,389 mm
Height
2,810 mm
Wheelbase
1,583 kg
Weight
4
Seats
2
Doors
Euro NCAP safety
5-star · tested 2019
72%
Safety assist

The BMW 4-Series Gran Coupe was tested by Euro NCAP in 2019 and was awarded a 5 star overall rating. This overall rating is calculated from the following individual ratings:

Automatic · Manual 4 seats New from £29,280
TrimFuelPowerMPGCO₂Ins.
M4 CS xDrive 550 2dr Step AutoAutomaticPetrol543 bhp27.7 mpg23247
M4 xDrive 530 Competition M 2dr Step AutoAutomaticPetrol522 bhp27.4 - 27.7 mpg23245
M4 CSL 2dr Step AutoAutomaticPetrol543 bhp28.2 - 28.5 mpg22449
M440d xDrive MHT 2dr Step Auto [M Sport Pro Pack]AutomaticDiesel335 bhp35.3 - 45.6 mpg16245
M4 xDrive Comp M 2dr Step Auto [Ultimate/M Pro Pk]AutomaticPetrol502 bhp27.7 mpg23246
M440i xDrive MHT 5dr Step AutoAutomaticPetrol368 bhp32.5 - 34 mpg18739
M440d xDrive MHT 2dr Step AutoAutomaticDiesel335 bhp47.1 - 47.9 mpg15442
430d MHT M Sport 2dr Step Auto [Pro Pack]AutomaticDiesel281 bhp50.4 - 52.3 mpg14143
430d xDrive MHT M Sport 2dr Step AutoAutomaticDiesel281 bhp50.4 - 52.3 mpg14040
430d MHT M Sport Pro Edition 2dr Step AutoAutomaticDiesel281 bhp49.6 - 50.4 mpg14644
430i M Sport Pro Edition 5dr Step AutoAutomaticPetrol241 bhp37.7 - 39.8 mpg16135
430i [245] M Sport 2dr Step Auto [Tech/Pro Pack]AutomaticPetrol241 bhp40.4 - 42.2 mpg15334

Manufacturer specifications aggregated across recorded trims; individual cars vary by options and age. Figures are a guide — confirm exact spec with the seller.

Annual VED (road tax) bands

CO₂ bandAnnual VEDShare of stock
Standard rate£200100%

Indicative standard-rate VED. Cars over £40k list price pay an additional supplement for years 2–6.

Fuel mix in stock

Petrol · 100%

Frequently asked questions

How much does it cost to run a BMW 4 Series?
Running costs for a BMW 4 Series generally include fuel, insurance premiums, road tax, and routine servicing. You'll also need to consider depreciation, which is the difference between what you pay for the car and what it's worth when you sell it. Used BMW 4 Series models are available from £12777, or from £294 per month on finance.
Is a used BMW 4 Series expensive to maintain?
Maintenance costs for a used BMW 4 Series can vary. As with any vehicle, older cars and those with higher mileage may require more attention and potentially more expensive parts or labour. Regular servicing is key to managing these costs.
How many used BMW 4 Series cars are currently for sale?
There are currently 3 used BMW 4 Series models available for sale, spanning model years from 2017 to 2018.
What finance options are available for a BMW 4 Series?
Finance for a BMW 4 Series is subject to status. A representative example of monthly payments is available from £294. Detailed finance calculators are available on the page to explore options like Hire Purchase (HP) or Personal Contract Purchase (PCP).