Motoring Today

BMW 5 Series under £20,000

3 used BMW 5 Series for sale from £7,490 — every car priced under £20,000. Compare ULEZ, mileage and finance side by side.

There are currently 3 BMW 5 Series models available under £20,000 on Motoring Today, as updated on 6 October 2026. The most affordable cash price for a BMW 5 Series in this selection starts from £7,490. For those considering finance, this model could be available from a representative £303 per month on a Hire Purchase (HP) agreement, though finance is always subject to status and individual lender approval. This budget allows access to BMW 5 Series models ranging from 2015 to 2022. The 5 Series is commonly sought after for its blend of executive comfort, refinement, and a driving experience that balances performance with everyday usability. Each listing on Motoring Today includes a representative FCA-style finance quote, ULEZ status, and a full MOT history for transparency.

Available now
3
under £20,000
Cheapest
£7,490
In budget
Other price caps:Under £5,000Under £10,000Under £15,000Under £20,000Under £30,000
BMW 5 Series

BMW 5 Series

2015 525d Se Auto

DieselAutomatic105,000 mi2015
Band D · £170/yr
Finance available on request
£7,490
cash

Protheroes·4.4 (74)· Market Harborough

BMW 5 Series
Fair price

BMW 5 Series

2016 520d M Sport Auto

DieselAutomatic38,592 mi2016
Band C · £35/yr
£303/mo
£13,304
cash

AB Dealers·4.6 (235)· Feltham

BMW 5 Series
Above market

BMW 5 Series

2020 530d M Sport Auto

DieselAutomatic78,000 mi2020
£200/yr
£447/mo
£19,990
cash

Protheroes·4.4 (74)· Market Harborough

Frequently asked questions

What BMW 5 Series models can I find for under £20,000?
Currently, we have 3 BMW 5 Series models available under £20,000, with prices starting from £7,490. These models typically range from 2015 to 2022 model years.
Is finance available for these cash-priced BMW 5 Series cars?
Yes, finance is available for these cash-priced BMW 5 Series models. A representative example for one of our cars shows monthly payments from £303, though finance is subject to status.
What should I check when buying a BMW 5 Series at this price point?
It's always wise to thoroughly check the car's MOT history and advisories, which are available on every Motoring Today listing. Also review the service history and consider if the mileage is appropriate for its age.