Motoring Today

BMW 5 Series under £20,000

5 used BMW 5 Series for sale from £7,990 — every car priced under £20,000. Compare ULEZ, mileage and finance side by side.

There are currently 4 BMW 5 Series models available under £20,000 on Motoring Today, as of 6 August 2026. The cheapest cash price for a BMW 5 Series is £7,990, with a representative finance equivalent of £252 per month (finance is subject to status). This budget typically secures models from between 2015 and 2022, offering a range of options within these model years. The BMW 5 Series is commonly reported for its refined driving experience and high-quality interior. Every listing on Motoring Today includes a representative FCA-style finance quote, details on ULEZ compliance, and a full MOT history for transparency.

Available now
5
under £20,000
Cheapest
£7,990
In budget
BMW 5 Series
Above market

BMW 5 Series

2015 525d Se Auto

DieselAutomatic105,000 mi2015
Band D · £170/yr
Finance available on request
£7,990
cash

Protheroes·4.4 (73)· Market Harborough

BMW 5 Series
Great price

BMW 5 Series

2018 520d M Sport Auto

DieselAutomatic95,437 mi2018
£200/yr
£249/mo
£11,397
cash

SWS Car Sales Ltd·3.8 (120)· Cobham

BMW 5 Series
Above market

BMW 5 Series

2016 535d M Sport Auto

DieselAutomatic94,144 mi2016
Band F · £225/yr
£272/mo
£11,690
cash

Ezy Access·4.5 (207)· Ruislip

BMW 5 Series
Good price

BMW 5 Series

2016 520d M Sport Auto

DieselAutomatic38,592 mi2016
Band C · £35/yr
£308/mo
£13,505
cash

AB Dealers·4.6 (196)· Feltham

BMW 5 Series
Above market

BMW 5 Series

2020 530d M Sport Auto

DieselAutomatic78,000 mi2020
£200/yr
£447/mo
£19,990
cash

Protheroes·4.4 (73)· Market Harborough

Frequently asked questions

What BMW 5 Series models can I get for under £20,000?
Currently, we have 5 BMW 5 Series models available under £20,000. Prices start from £7,990, with models ranging from 2015 to 2022.
Is finance available for a BMW 5 Series at this cash price?
Yes, finance is available. A representative example shows a BMW 5 Series from £228 per month on Hire Purchase. Finance is subject to status.
What should I check on a BMW 5 Series at this price point?
Always review the MOT history and advisories, which are available on every listing. Also, check the service history and ensure the mileage is consistent with the car's age.