Motoring Today

BMW 5 Series under £20,000

4 used BMW 5 Series for sale from £7,990 — every car priced under £20,000. Compare ULEZ, mileage and finance side by side.

The most affordable BMW 5 Series within your budget currently sells for £7,990 on Motoring Today, representing an excellent entry point to this executive saloon or touring car. This cash price can be financed with a representative example of £249 per month via HP over 60 months, subject to status, with an APR of 13% and no deposit. As of 5 September 2026, we have 5 BMW 5 Series models available for less than £20,000. This budget allows you to explore BMW 5 Series models manufactured between 2015 and 2022. You can expect to find a range of engines and specifications, offering a blend of performance, luxury, and practicality that the 5 Series is commonly reported to deliver. Every listing includes a representative finance quote, ULEZ status, and full MOT history for your peace of mind.

Available now
4
under £20,000
Cheapest
£7,990
In budget
Other price caps:Under £5,000Under £10,000Under £15,000Under £20,000Under £30,000
BMW 5 Series
Above market

BMW 5 Series

2015 525d Se Auto

DieselAutomatic105,000 mi2015
Band D · £170/yr
Finance available on request
£7,990
cash

Protheroes·4.4 (73)· Market Harborough

BMW 5 Series
Great price

BMW 5 Series

2018 520d M Sport Auto

DieselAutomatic95,437 mi2018
£200/yr
£249/mo
£11,397
cash

SWS Car Sales Ltd·3.8 (121)· Cobham

BMW 5 Series

BMW 5 Series

2016 535d M Sport Auto

DieselAutomatic94,144 mi2016
Band F · £225/yr
£272/mo
£11,690
cash

Ezy Access·4.5 (207)· South Ruislip

BMW 5 Series
Above market

BMW 5 Series

2020 530d M Sport Auto

DieselAutomatic78,000 mi2020
£200/yr
£447/mo
£19,990
cash

Protheroes·4.4 (73)· Market Harborough

Frequently asked questions

What BMW 5 Series models can I get for under £20,000?
Currently, we have 5 BMW 5 Series models available under £20,000. Prices start from £7,990, with models ranging from 2015 to 2022.
Is finance available for a BMW 5 Series at this cash price?
Yes, finance is available. A representative example shows a BMW 5 Series from £228 per month on Hire Purchase. Finance is subject to status.
What should I check on a BMW 5 Series at this price point?
Always review the MOT history and advisories, which are available on every listing. Also, check the service history and ensure the mileage is consistent with the car's age.