How much does this BMW X3 cost?

This 2016 BMW X3 Xdrive 20d M Sport Auto is listed at £12,400, or from £283 per month on a representative finance quote.

Can I finance this car?

Yes. Representative finance starts from £283 per month. Apply for a soft-search quote in under two minutes — it won't affect your credit score, and you can compare lender offers before deciding.

How many miles has it covered?

81,623 miles, registered in 2016. Each listing on Motoring Today shows the full MOT and mileage history so you can spot anomalies before you commit.

What are the key specs?

It's a diesel, automatic, suv in grey, with CO₂ emissions of 138 g/km.

What's the boot space like in the 2016 BMW X3?

The 2016 X3 offers 550 litres of boot space with the rear seats in place, expanding to 1,600 litres when folded down. This is competitive for its class and practical for family use or hauling luggage. The boot opening is wide and the load floor is relatively flat.

What are the typical running costs for a 2016 BMW X3 20d?

This X3 20d model has a CO2 output of 138 g/km, placing it in a reasonable road tax band for its age. Owners typically report combined MPG figures in the mid-40s, depending on driving style. Insurance groups for this specification usually range from 28-32, so it's worth checking quotes based on your postcode.

Are there any common issues to look out for on a 2016 BMW X3 diesel?

On a test drive, listen for any unusual noises from the timing chain, a known issue on some earlier N47 diesel engines, though largely resolved by 2016. Check the condition of the automatic gearbox for smooth shifts, as high mileage can affect these. Also, inspect for uneven tyre wear, which can indicate alignment issues.

2016 BMW X3 Xdrive 20d M Sport Auto — £12,400

Back to results

1 / 49

2016 · SUV · 81,623 mi

BMW X3

Xdrive 20d M Sport Auto

£12,400

MOT

8 months leftValid until 2 May 2027

Clean air zones

5 of 13 freeOxford ZEZ charges

Xdrive 20d M Sport Auto

Pulling together what makes this car special…

Factory-fitted highlights

What makes this X3 special

Why this X3

AI summary

Available from a verified UK dealer

81,623 miMileage

2016 · 66 regRegistered Sept 2016

2.0L DieselEngine

AutomaticGearbox

SUV5 doors · 5 seats

Theo

Ask AI about this car

I've cross-referenced DVLA, MOT history and market pricing for this 2016 BMW X3.

Running costs

Excludes finance

Road tax

£200/yr

Band E

MOT

8 mo left

Current cover

Estimates for guidance only — not part of any finance quote. Fuel/energy at ~8,000 miles/yr (DESNZ prices, official combined economy adjusted for real-world driving). Road tax is the approximate standard 12-month VED rate (gov.uk/DVLA); cars listed over £40,000 when new may pay a supplement. Clean Air Zone based on fuel + Euro standard.

Car Honesty Report

Excludes finance

Deal rating
Fair price — £31 above predicted
Road tax
£200/yr standard VED
MOT
8 months remaining

Verified signals fused from Motoring Today data · as of 12 Sept 2026. Guidance only — not a formal valuation, offer, or part of any finance quote.

The details

Full spec sheet · DVLA & MarketCheck verified

Identity

Reg: MA66WNU
Colour: Grey
Condition: Used
Listed: 24 Aug 2026
Days on market: 63 days
Trim: X3 Xdrive 20d M Sport Auto

Performance

Power: 187 bhp / 140 kW @ 4,000 rpm
Torque: 400 Nm / 295.2 lb-ft
0–60 mph: 8.1s
Top speed: 130 mph
Drivetrain: 4x4

Running costs

Combined MPG: 54.3 mpg
City MPG: 49.6 mpg
Highway MPG: 56.5 mpg
CO₂: 138 g/km
Euro status: Euro 6 (inferred from registration date)
Insurance group: 31E

Equipment

Cruise control
DAB radio
Heated seats
Leather upholstery
Parking sensors
Sat nav

Factory extras

Working it out…

Reading the manufacturer build sheet — usually a couple of minutes.

MOT & history

DVSA verified

Clean air zones

1 charged

5 of 13 UK zones — free to drive

Only Oxford ZEZ charges — every other UK city is free.

Indicative — based on fuel type and Euro standard. Confirm with the zone operator.

Finance calculator

Soft check · no credit impact

Compare HP and PCP quotes side-by-side from real lenders.

Motoring Today is a trading style of Motor Genius Group Ltd (FRN 960504), an appointed representative of The Compliance Guys Ltd, which is authorised and regulated by the Financial Conduct Authority (FRN 941360). Motoring Today is a credit broker, not a lender.

How buying works

Enquire
Send an enquiry or check your finance eligibility with a soft search — no impact on your credit score.
Talk to the dealer
A verified UK dealer confirms availability, answers your questions and agrees the details with you directly.
Collect your car
Complete the purchase with the dealer and arrange a time to collect your car.

About the seller

Verified dealer

AB Dealers

4.6· 196 reviews Feltham

4.6★

buyer rating

196

verified reviews

Quick answers

What buyers ask about this car

The questions real people Google about this listing, answered straight.

This 2016 BMW X3 Xdrive 20d M Sport Auto is listed at £12,400, or from £283 per month on a representative finance quote.
Yes. Representative finance starts from £283 per month. Apply for a soft-search quote in under two minutes — it won't affect your credit score, and you can compare lender offers before deciding.