How much does this BMW X3 cost?

This 2016 BMW X3 Xdrive20d M Sport is listed at £12,706, or from £290 per month on a representative finance quote.

Can I finance this car?

Yes. Representative finance starts from £290 per month. Apply for a soft-search quote in under two minutes — it won't affect your credit score, and you can compare lender offers before deciding.

How many miles has it covered?

81,623 miles, registered in 2016. Each listing on Motoring Today shows the full MOT and mileage history so you can spot anomalies before you commit.

What are the key specs?

It's a diesel, automatic, estate in grey, with CO₂ emissions of 136 g/km.

Is it ULEZ and clean-air zone compliant?

Yes — this vehicle meets the ULEZ emissions standard, so it can drive into London's ULEZ and most UK clean-air zones without a daily charge.

What are the typical running costs for a 2016 BMW X3 xDrive20d M Sport?

For the 2016 xDrive20d model, you can expect combined fuel economy to be around 45-50 MPG, though this varies with driving style. Road tax (VED) for a 2016 model with 136g/km CO2 would be in the £150-£160 annual range. Insurance groups generally fall between 25-30, so it's worth getting a personalised quote.

Is the boot space practical for families or large items in the BMW X3?

Yes, the BMW X3 offers very practical boot space. With the rear seats up, it provides 550 litres of capacity, which is ample for pushchairs, shopping, or luggage. Folding the rear seats down expands this significantly to 1,600 litres, making it suitable for larger loads.

Are there any common reliability issues to look out for with the 2016 BMW X3 F25 generation?

The F25 generation X3, especially the 20d diesel, is generally considered reliable. Owners sometimes report issues with timing chains on higher mileage 2.0-litre diesel engines, so check for any unusual noises. Also, inspect the iDrive system and panoramic sunroof for proper function during a test drive.

2016 BMW X3 Xdrive20d M Sport — £12,706

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1 / 49ULEZ

2016 · ESTATE · 81,623 mi

BMW X3

Xdrive20d M Sport

£12,706

MOT

8 months leftValid until 2 May 2027

Clean air zones

12 of 13 freeOxford ZEZ charges

Xdrive20d M Sport

Pulling together what makes this car special…

Factory-fitted highlights

What makes this X3 special

Why this X3

AI summary

ULEZ compliant — no London charge

81,623 miMileage

2016 · 66 regRegistered Sept 2016

2.0L DieselEngine

AutomaticGearbox

Estate5 doors · 5 seats

Theo

Ask AI about this car

I've cross-referenced DVLA, MOT history and market pricing for this 2016 BMW X3.

Running costs

Excludes finance

Road tax

£200/yr

Band E

Clean Air Zone

£0/day

ULEZ compliant

MOT

8 mo left

Current cover

Estimates for guidance only — not part of any finance quote. Fuel/energy at ~8,000 miles/yr (DESNZ prices, official combined economy adjusted for real-world driving). Road tax is the approximate standard 12-month VED rate (gov.uk/DVLA); cars listed over £40,000 when new may pay a supplement. Clean Air Zone based on fuel + Euro standard.

Car Honesty Report

Excludes finance

Deal rating
Fair price — £366 above predicted
Road tax
£200/yr standard VED
Clean Air Zone
ULEZ compliant — £0/day
MOT
8 months remaining
Owners
4 previous owners

Verified signals fused from Motoring Today data · as of 25 Aug 2026. Guidance only — not a formal valuation, offer, or part of any finance quote.

The details

Full spec sheet · DVLA & MarketCheck verified

Identity

Reg: MA66WNU
Colour: GREY
Owners: 4
Condition: Used
Listed: 24 Aug 2026
Days on market: 45 days
Trim: X3 Xdrive20d M Sport Auto

Performance

Power: 187 bhp / 140 kW @ 4,000 rpm
Torque: 400 Nm / 295.2 lb-ft
Top speed: 130 mph
Drivetrain: 4x4

Running costs

Combined MPG: 54.3 mpg
City MPG: 49.6 mpg
Highway MPG: 56.5 mpg
CO₂: 136 g/km
Euro status: Euro 6
ULEZ: Compliant
Insurance group: 31E

Equipment

Cruise control
DAB radio
Heated seats
Leather upholstery
Parking sensors
Sat nav

Factory extras

Working it out…

Reading the manufacturer build sheet — usually a couple of minutes.

MOT & history

DVSA verified

Clean air zones

Drives free in 12 zones

12 of 13 UK zones — free to drive

Only Oxford ZEZ charges — every other UK city is free.

Indicative — based on fuel type and Euro standard. Confirm with the zone operator.

Finance calculator

Soft check · no credit impact

Compare HP and PCP quotes side-by-side from real lenders.

Motoring Today is a trading style of Motor Genius Group Ltd (FRN 960504), an appointed representative of The Compliance Guys Ltd, which is authorised and regulated by the Financial Conduct Authority (FRN 941360). Motoring Today is a credit broker, not a lender.

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About the seller

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4.6· 196 reviews Feltham

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buyer rating

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Quick answers

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This 2016 BMW X3 Xdrive20d M Sport is listed at £12,706, or from £290 per month on a representative finance quote.
Yes. Representative finance starts from £290 per month. Apply for a soft-search quote in under two minutes — it won't affect your credit score, and you can compare lender offers before deciding.