Motoring Today

Ford Focus under £20,000

14 used Ford Focus for sale from £2,900 — every car priced under £20,000. Compare ULEZ, mileage and finance side by side.

There are currently 13 Ford Focus models available under £20,000 on Motoring Today, with our listings last updated on 8 October 2026. Prices for this popular hatchback start from just £2,499 for cash purchases. For those considering finance, equivalent options are available from a representative £60 per month, though finance is always subject to status. This budget allows access to a wide range of Ford Focus models, typically covering model years from 2013 up to 2020. The Ford Focus is renowned for its enjoyable driving dynamics and practical nature, making it a popular choice for many UK drivers. Each listing on Motoring Today includes a representative FCA-style finance quote, ULEZ status, and a full MOT history, helping you compare real cars efficiently.

Available now
14
under £20,000
Cheapest
£2,900
In budget
Other price caps:Under £5,000Under £10,000Under £15,000Under £20,000Under £30,000
Ford Focus
Above market

Ford Focus

2013 Zetec 105

PetrolManual93,811 mi2013
ULEZ ✓Band E · £200/yr
Finance available on request
£2,900
cash

AB Dealers·4.6 (235)· Feltham

Ford Focus
Great price

Ford Focus

2014 Zetec Tdci

DieselManual88,298 mi2014
Band B · £20/yr
Finance available on request
£2,999
cash

AB Dealers·4.6 (235)· Feltham

Ford Focus
Fair price

Ford Focus

2018 Zetec

PetrolManual74,779 mi2018
£200/yr
£167/mo
£7,195
cash

Durnford Motors·4.5 (181)· Southampton

Ford Focus
Fair price

Ford Focus

2018 Zetec Tdci

DieselManual77,028 mi2018
£200/yr
£174/mo
£7,495
cash

Durnford Motors·4.5 (181)· Southampton

Ford Focus
Fair price

Ford Focus

2018 Titanium

PetrolManual67,161 mi2018
£200/yr
Finance available on request
£7,995
cash

Durnford Motors·4.5 (181)· Southampton

Ford Focus
Fair price

Ford Focus

2018 St-line

PetrolManual33,056 mi2018
£200/yr
£199/mo
£8,800
cash

AB Dealers·4.6 (235)· Feltham

Ford Focus
Above market

Ford Focus

2015 Titanium X Auto

PetrolAutomatic46,000 mi2015
Band E · £200/yr
£250/mo
£9,450
cash

Protheroes·4.4 (74)· Market Harborough

Ford Focus
Fair price

Ford Focus

2018 St-line

PetrolManual48,701 mi2018
£200/yr
£221/mo
£9,495
cash

Durnford Motors·4.5 (181)· Southampton

Ford Focus
Fair price

Ford Focus

2019 St-line

PetrolManual52,341 mi2019
£200/yr
£225/mo
£9,995
cash

Durnford Motors·4.5 (181)· Southampton

Ford Focus
Fair price

Ford Focus

2017 Fiesta St-line Auto

PetrolAutomatic24,195 mi2017
£200/yr
£235/mo
£10,414
cash

AB Dealers·4.6 (235)· Feltham

Ford Focus
Fair price

Ford Focus

2019 St-line X Auto

PetrolAutomatic52,490 mi2019
£200/yr
Finance available on request
£11,250
cash

AB Dealers·4.6 (235)· Feltham

Ford Focus
Good price

Ford Focus

2016 St-3 Tdci

DieselAutomatic84,315 mi2016
Band C · £35/yr
£252/mo
£11,295
cash

Oaktree Motor Company·4.7 (198)· Cwmbran

Ford Focus
Fair price

Ford Focus

2019 Vignale Auto

PetrolAutomatic37,382 mi2019
£200/yr
Finance available on request
£11,999
cash

AB Dealers·4.6 (235)· Feltham

Ford Focus
Fair price

Ford Focus

2019 Vignale Auto

PetrolAutomatic25,630 mi2019
£200/yr
£284/mo
£12,995
cash

AB Dealers·4.6 (235)· Feltham

Frequently asked questions

What Ford Focus models can I get for under £20000?
You can find 17 Ford Focus models currently listed under £20000, with prices starting from £2499. These models typically range from 2013 to 2020 year-of-manufacture.
Can I finance a Ford Focus priced under £20000?
Yes, finance is available for these models. For instance, a representative example for a Ford Focus at this price point could be around £60 per month via Hire Purchase with no deposit over 60 months at 13% APR. Finance is subject to status.
What should I check when buying a used Ford Focus at this price point?
Always review the full MOT history and advisories, which Motoring Today provides for every listing. Also, check the service history for regular maintenance records and consider if the mileage is consistent with the car's age.