Motoring Today

Ford Kuga under £20,000

8 used Ford Kuga for sale from £4,995 — every car priced under £20,000. Compare ULEZ, mileage and finance side by side.

Nine Ford Kuga models are currently available for under £20,000, with prices updated on 7 August 2026. The cheapest cash price for a Ford Kuga in this category is £7,680. For those considering finance, the lowest representative monthly payment is £179 over 60 months on an HP agreement at 13% APR, though finance is subject to status. This budget range typically includes Ford Kuga models from 2016 through to 2021, offering a selection of popular trims and engine configurations. The Kuga is commonly reported as a practical and comfortable SUV, popular for its spacious interior and driving dynamics.

Available now
8
under £20,000
Cheapest
£4,995
In budget
Ford Kuga

Ford Kuga

2013 Titanium 4x4 Tdci

DieselManual100,000 mi2013
Band G · £275/yr
£132/mo
£4,995
cash

Protheroes·4.4 (73)· Market Harborough

Ford Kuga
Great price

Ford Kuga

2018 St-line

PetrolManual82,900 mi2018
£200/yr
£169/mo
£7,280
cash

Cobalt Motors·4.5 (143)· West Allotment

Ford Kuga
Good price

Ford Kuga

2017 Zetec

PetrolManual44,666 mi2017
£200/yr
£186/mo
£7,980
cash

Cobalt Motors·4.5 (143)· West Allotment

Ford Kuga
Fair price

Ford Kuga

2017 Titanium Tdci

DieselManual58,595 mi2017
Band C · £35/yr
£196/mo
£8,698
cash

AB Dealers·4.6 (196)· Feltham

Ford Kuga
Good price

Ford Kuga

2018 St-line X Tdci 4x4 Auto

DieselAutomatic101,998 mi2018
£200/yr
£226/mo
£9,795
cash

NG9 Motors·4.5 (88)· Nottingham

Ford Kuga
Fair price

Ford Kuga

2019 St-line Tdci 4x4 Auto

DieselAutomatic95,384 mi2019
£200/yr
£242/mo
£10,495
cash

Oaktree Motor Company·4.7 (193)· Torfaen

Ford Kuga
Fair price

Ford Kuga

2018 St-line 4x4 Auto

PetrolAutomatic60,274 mi2018
£200/yr
£247/mo
£10,931
cash

AB Dealers·4.6 (196)· Feltham

Ford Kuga
Fair price

Ford Kuga

2021 Titanium Phev Cvt

Petrol Electric HybridAutomatic50,000 mi2021
£200/yr
£291/mo
£13,450
cash

Vantage Autohouse·5.0 (17)· Newport

Frequently asked questions

What Ford Kuga models can I typically get for under £20,000?
Motoring Today currently lists 9 Ford Kuga models under £20,000, with prices starting from £4,995. These Kugas generally range from the 2013 to 2021 model years, offering various generations and specifications.
Is finance available on Ford Kuga models priced under £20,000?
Yes, finance is often available even for cash-price listings. For example, a Ford Kuga could be available from a representative £132 per month on Hire Purchase over 60 months with a 0% deposit and 13% APR. Finance is subject to status.
What should I check when buying a Ford Kuga at this price point?
It's advisable to check the MOT history and advisories, which Motoring Today shows on every listing, alongside a full service history. Also, compare the mileage with the vehicle's age to ensure it aligns with typical wear and tear.