Motoring Today

Lexus Ct under £500 per month

3 used Lexus Ct listings from £172/mo under £500 a month, with real broker quotes. Tap any "£X /mo" to see that dealer's full representative example. Finance is subject to status; terms and conditions apply.

The Lexus CT, updated on 20 September 2026, is available with representative finance options ranging from £172 per month, within a cash price equivalent of £6,495 to £10,099. There are 3 examples of this model currently available for under £500 per month. The representative finance examples shown are based on a 60-month Hire Purchase (HP) agreement with a 13% APR and no deposit. Finance is subject to status, and terms may vary. This monthly budget typically secures well-maintained Lexus CT models, known for their hybrid efficiency and comfortable ride. As a compact executive hatchback, the CT offers ULEZ compliance across all models and its full MOT history is always available to view on Motoring Today listings.

In stock
3

Live Lexus Ct listings

From / month
£172/mo

Cheapest representative quote

Monthly budget
£500

Under £500 a month

Lexus CT

Lexus CT

2012 200h Se-l Cvt

Petrol Electric HybridAutomatic95,597 mi2012
Band A · £20/yr
£172/mo
£6,495
cash

SWS Car Sales Ltd·3.8 (123)· Cobham

Lexus CT
Above market

Lexus CT

2016 200h S Cvt

Petrol Electric HybridAutomatic72,247 mi2016
Band A · £20/yr
£230/mo
£10,099
cash

AB Dealers·4.6 (236)· Feltham

Lexus CT

Lexus CT

2016 200h S Cvt

Petrol Electric HybridAutomatic65,057 mi2016
Band A · £20/yr
£232/mo
£9,990
cash

Ezy Access·4.5 (242)· South Ruislip

Frequently asked questions

What deposit is typically needed to get a Lexus Ct for under £500 a month?
A representative finance example shows a £0 deposit on a 60-month HP agreement at 13% APR. This typically achieves a monthly payment well under £500. A larger deposit will usually lower your monthly payments further. Finance is subject to status.
Does my credit score affect the monthly payment for a Lexus Ct?
Yes, quoted rates, such as our representative example, are just that – representative. The actual APR and monthly payment offered to you will depend on your individual credit history and affordability checks by the lender.
Should I choose HP or PCP finance for a Lexus Ct within this budget?
HP involves paying off the full value of the car and owning it at the end, while PCP typically has lower monthly payments but leaves a balloon payment or return option at the end. For a comprehensive comparison, consult Motoring Today’s PCP vs HP finance guide.