Motoring Today

MINI Convertible under £20,000

3 used MINI Convertible for sale from £15,995 — every car priced under £20,000. Compare ULEZ, mileage and finance side by side.

There are currently 3 MINI Convertibles available under £20,000, with options ranging from model years 2021 to 2022. This selection was last updated on 9 October 2026. The cheapest cash price for a MINI Convertible in this budget is £15,995. For those considering finance, equivalent representative monthly payments start from £303, though finance is subject to status. At this price point, you can expect to find relatively recent models of the popular MINI Convertible, offering a fun and stylish open-top driving experience. These vehicles typically come well-equipped with modern features and are known for their engaging handling, making them a popular choice for city driving and weekend trips. Each listing on Motoring Today includes its ULEZ status and full MOT history, allowing for transparent comparison.

Available now
3
under £20,000
Cheapest
£15,995
In budget
Other price caps:Under £5,000Under £10,000Under £15,000Under £20,000Under £30,000
Mini Convertible
Above market

Mini Convertible

2021 Cooper Exclusive

PetrolManual31,500 mi2021
£200/yr
Finance available on request
£15,995
cash

Chelmsford Car Company Limited·4.8 (157)· Chelmsford

Mini Convertible
Above market

Mini Convertible

2022 Cooper Sport Auto

PetrolAutomatic47,946 mi2022
£200/yr
£303/mo
£16,595
cash

Albar Autos·4.3 (20)· Loughborough

Mini Convertible

Mini Convertible

2022 Cooper Exclusive Auto

PetrolAutomatic41,285 mi2022
£200/yr
Finance available on request
£16,995
cash

Chelmsford Car Company Limited·4.8 (157)· Chelmsford

Frequently asked questions

What kind of MINI Convertible can I get for under £20,000?
Currently, Motoring Today has 3 MINI Convertibles available under £20,000, with prices starting from £15,995. These are newer models, typically ranging from 2021 to 2022.
Is finance available for a MINI Convertible at this price point?
Yes, finance options are available. For instance, a representative example shows payments from £303 per month over 60 months on an HP agreement with 13% APR. Finance is, of course, subject to status.
What should I check when buying a MINI Convertible for under £20,000?
Always review the full MOT history and any advisories, which Motoring Today provides for every listing. Verify there's a complete service history to ensure proper maintenance, and consider if the mileage is appropriate for the car's age.