Motoring Today

SEAT Ibiza cost of ownership

Real numbers from 3 SEAT Ibiza cars in stock — finance, VED, fuel mix and depreciation.

Reviewed by the Motoring Today Editorial team · methodology in our editorial standards.

How much does it cost to run a SEAT Ibiza?

The typical SEAT Ibiza on Motoring Today costs around £265/mo on representative PCP/HP finance, emits ~108 g/km CO₂. Annual VED, fuel mix and total cost are itemised below.

Median price
£11,999
Median £/mo
£265
Median CO₂
108 g/km

With 3 used SEAT Ibiza models currently available on Motoring Today, starting from £9995 cash or a representative £219 per month, this popular supermini offers a practical option for many drivers. Spanning model years from 2018 to 2021, the Ibiza is known for its blend of style and economy, making it a common sight on UK roads. Understanding the true cost of ownership is crucial when considering a used car, extending beyond the initial purchase price to cover ongoing expenses. Running a used SEAT Ibiza involves several key financial considerations. Fuel or energy costs are a primary factor, varying with driving style, mileage, and the specific engine or powertrain chosen. Insurance premiums will depend on the driver's history, location, and the vehicle's specification. Road tax, or Vehicle Excise Duty (VED), is another regular expense, determined by the car's age and CO2 emissions. Regular servicing and maintenance are essential for reliability and longevity, with costs influenced by service intervals and unexpected repairs. Finally, depreciation, the loss of value over time, is a significant, albeit often overlooked, part of the overall cost. While the upfront cost for a used SEAT Ibiza can be attractive, particularly with finance options available subject to status, the long-term expenses are just as important. Motoring Today provides detailed tools and information to help you estimate these running costs accurately.

SEAT Ibiza insurance group

2–30 of 50

Median price
£11,999
From £9,995
Median monthly finance
£265/mo
Representative PCP/HP
Median CO₂
108 g/km
Drives ULEZ + VED
Est. depreciation
—
Vs. original list price

Fuel cost at today's prices (updated weekly)

Estimated fuel cost
£1,311 / year
Cost per mile
16.4p / mile

Typical SEAT Ibiza running cost for a private driver at 8,000 miles/year. Based on 50 mpg official combined, adjusted ~12% for real-world driving, at today's average pump price of 159.89p/litre petrol (updated 3 Aug 2026).

Pump prices: DESNZ weekly road fuel prices; electricity: DESNZ Quarterly Energy Prices — both Open Government Licence v3.0, updated weekly/quarterly. An estimate for comparison, not a guaranteed cost; your economy, mileage and tariff will vary.

Official MPG, CO₂ & insurance by trim

Trim-level specifications for the SEAT Ibiza (Petrol, Diesel), across 471 recorded variants.

Performance
45–189 bhp
Power
6.5s
0–60 mph (fastest)
146 mph
Top speed
998–1,984 cc
Engine
Economy & running costs
31–80 mpg
Fuel economy
92–193 g/km
CO₂
£190
Road tax (VED)
2–30 of 50
Insurance group
Dimensions & practicality
4,052 mm
Length
1,693 mm
Width
1,441 mm
Height
2,469 mm
Wheelbase
1,094 kg
Weight
5
Seats
5
Doors
Euro NCAP safety
5★
Adult
4★
Child
3★
Pedestrian

The SEAT Ibiza Hatchback (08-17) was tested by Euro NCAP in and received the following safety ratings:

Manual · Automatic 5 seats New from £6,767
TrimFuelPowerMPGCO₂Ins.
1.0 TSI 115 Anniversary Limited Edition 5drManualPetrol113 bhp48.7 - 50.4 mpg12615
1.0 TSI 115 Anniversary Limited Edition 5dr DSGAutomaticPetrol113 bhp48.7 - 50.4 mpg12815
1.0 TSI Anniversary Limited Edition 5drManualPetrol93 bhp49.6 - 51.4 mpg12512
1.0 TSI 110 FR Edition 5drManualPetrol108 bhp48.7 - 52.3 mpg12413
1.0 TSI 95 SE Edition 5drManualPetrol93 bhp47.9 - 54.3 mpg11910
1.0 MPI SE Edition 5drManualPetrol78 bhp48.7 - 53.3 mpg1204
1.0 MPI FR Edition 5drManualPetrol78 bhp48.7 - 51.4 mpg1265
1.0 TSI 110 Xcellence Lux [EZ] DSG 5dAutomaticPetrol108 bhp44.1 - 47.9 mpg13513
SE 1.6 TDI 95PS (07/2018 on) 5dManualDiesel93 bhp53.3 - 61.4 mpg12111
Xcellence Lux 1.6 TDI 95PS (07/2018 on) 5dManualDiesel93 bhp53.3 - 57.6 mpg12913
FR 1.0 TSI 115PS 5dManualPetrol113 bhp60 mpg10812
FR 1.0 TSI 115PS DSG auto 5dAutomaticPetrol113 bhp60 mpg11212

Manufacturer specifications aggregated across recorded trims; individual cars vary by options and age. Figures are a guide — confirm exact spec with the seller.

Annual VED (road tax) bands

CO₂ bandAnnual VEDShare of stock
Standard rate£200100%

Indicative standard-rate VED. Cars over £40k list price pay an additional supplement for years 2–6.

Fuel mix in stock

Petrol · 100%

Frequently asked questions

How much does it cost to run a SEAT Ibiza?
The total cost of ownership for a SEAT Ibiza includes fuel, insurance, road tax based on emissions, regular servicing, and depreciation. You can buy a SEAT Ibiza from £9,995 or from £219 per month for a representative finance example, subject to status.
Is a used SEAT Ibiza expensive to maintain?
Maintenance costs for a used SEAT Ibiza are generally considered reasonable. Like any used car, costs are influenced by the car's age, mileage, and service history. Regular servicing and timely repairs help keep expenses predictable.
How many used SEAT Ibiza models are currently for sale?
There are 3 used SEAT Ibiza models currently for sale. These models span the years 2018 to 2021.

More SEAT Ibiza resources