Fair price
Tesla Model Y
2022 Long Range Awd
ElectricAutomatic83,000 mi2022
£418/mo
£19,300
cash
Hanworth Autos Ltd·4.3 (32)· Feltham
Tesla Model Y representative finance example
A genuine Hire Purchase quote for a 2022 Tesla Model Y currently in stock. Individual deals vary with price, deposit, term and your circumstances.
- Finance type
- HP
- Monthly payments
- £418
- Term
- 60 months
- Contract length
- 60 months
- Cash price
- £19,300.00
- Cash deposit
- £0.00
- Total amount of credit
- £19,300.00
- Total amount payable
- £25,091.00
- Representative APR
- 11.4%
- Total charge for credit
- £5,781.00
- Fixed rate of interest pa
- 5.99%
- Option to purchase fee
- £10.00
The legal bit
Hanworth Autos Limited is a credit broker and not a lender. They are on the FCA’s Financial Services Register (firm reference number 919745).
Dealers can introduce you to a limited number of preferred lenders and/or brokers. No advice or recommendation is made — you must decide whether the finance is right for you.
Finance is subject to status (income, employment and creditworthiness) and approval. Available to permanent UK residents aged 18 and over. Terms and conditions apply.
Quote provided by Northridge.
How Tesla Model Y finance works
PCP (Personal Contract Purchase)
Lower monthly payments because a large "optional final payment" is deferred to the end. At the end you choose to pay it and keep the Model Y, hand it back, or part-exchange. Mileage limits apply.
How PCP works →HP (Hire Purchase)
The whole price (minus deposit) is spread over the term. Payments are usually higher than PCP, but you own the Model Y outright at the end and there are no mileage limits.
How HP works → Soft search
See what you could be offered on a Tesla Model Y
Check your eligibility for Tesla Model Y finance in about 60 seconds. It's a soft search, so it leaves no footprint on your credit file and you're under no obligation to go ahead.
Check my eligibilityTesla Model Y in stock now — from £19,300
Fair price
Tesla Model Y
2023 Rwd
ElectricAutomatic19,000 mi2023
£520/mo
£23,995
cash
Hanworth Autos Ltd·4.3 (32)· Feltham
Fair price
Tesla Model Y
2023 Long Range Awd
ElectricAutomatic46,000 mi2023
£200/yr
£520/mo
£23,995
cash
Hanworth Autos Ltd·4.3 (32)· Feltham
Above market
Tesla Model Y
2026 Rwd
ElectricAutomatic2,000 mi2026
£200/yr
£823/mo
£37,995
cash
Hanworth Autos Ltd·4.3 (32)· Feltham
Frequently asked questions
- How much is a Tesla Model Y on finance per month?
- Finance on a used Tesla Model Y starts from around £414 a month, depending on the price, your deposit and the term. See the representative example on this page for a worked Tesla Model Y deal with the full APR and totals.
- Can I get a Tesla Model Y on PCP?
- Yes. Personal Contract Purchase (PCP) is available on most used Tesla Model Y listings through our approved dealers. PCP keeps monthly payments lower by deferring a large "optional final payment" to the end; you then choose to pay it and keep the car, hand the car back, or part-exchange. Finance is subject to status and approval.
- PCP or HP on a Tesla Model Y — which is better?
- Hire Purchase (HP) spreads the whole price (minus deposit) over the term, so you own the Model Y outright at the end and monthly payments are usually higher. PCP defers part of the value to a final balloon payment, so monthlies are lower but you don't automatically own the car. HP suits high-mileage drivers who want to keep the car; PCP suits lower monthly budgets and shorter ownership. Our PCP-vs-HP guide explains the trade-offs.
- Can I get Tesla Model Y finance with bad credit?
- Possibly. Some of our approved dealers work with lenders that consider applicants with a poor or limited credit history, though the APR is typically higher and approval is never guaranteed. Finance is always subject to status, income and creditworthiness. See our bad-credit car finance guide before applying.
- How much deposit do I need for a Tesla Model Y?
- There's no fixed minimum — many Tesla Model Y agreements are available with a small or even zero deposit, subject to status. A larger deposit lowers the amount you borrow and your monthly payments. The representative example on this page shows the deposit used for that specific quote.
- How much is a used Tesla Model Y per month on finance?
- Due to a lack of current representative finance examples for the Tesla Model Y, we cannot provide an accurate monthly finance figure at this time. Finance is subject to status.
- What deposit and APR do I need for a used Tesla Model Y?
- We do not currently have a representative finance example for the Tesla Model Y to provide typical deposit and APR figures. The personal rate you receive will depend on your credit history and affordability.
- What is the difference between HP and PCP finance for a Tesla Model Y?
- Hire Purchase (HP) involves paying fixed monthly instalments until you own the car outright. Personal Contract Purchase (PCP) has lower monthly payments, but you don't own the car unless you make a final balloon payment at the end of the agreement.
- Can I get finance on a used Tesla Model Y with the price range shown?
- Yes, finance options are typically available for used Tesla Model Y vehicles within the price range of £19,300 to £37,995. However, we cannot provide specific monthly figures without a representative finance example. Finance is subject to status.