Fair priceTesla Model Y
2022 Long Range Awd
ElectricAutomatic73,000 mi£200/yr
Collection
From
£19,600 total
Tesla Model Y finance
PCP and Hire Purchase deals on a used Tesla Model Y through our approved UK dealers.
Reviewed by the Motoring Today Editorial team · methodology in our editorial standards.
How much is a Tesla Model Y on finance?
You can finance a used Tesla Model Y on PCP or Hire Purchase (HP) through our approved UK dealers, with 4 currently in stock from £19,600.00. Each listing shows the dealer's own representative finance example; open any Tesla Model Y below to see its APR, monthly payment and terms.
- Cash price from
- £19,600
- In stock
- 4
Finance is available on Tesla Model Y listings through our approved UK dealers. Open any car below to see that dealer’s current representative example, including the APR, monthly payment and total amount payable. Finance is subject to status and approval.
How Tesla Model Y finance works
PCP (Personal Contract Purchase)
Lower monthly payments because a large "optional final payment" is deferred to the end. At the end you choose to pay it and keep the Model Y, hand it back, or part-exchange. Mileage limits apply.
How PCP works →HP (Hire Purchase)
The whole price (minus deposit) is spread over the term. Payments are usually higher than PCP, but you own the Model Y outright at the end and there are no mileage limits.
How HP works →Tesla Model Y in stock now — from £19,600
Fair price4.3(32)
Fair price
Fair priceTesla Model Y
2023 Long Range Awd
ElectricAutomatic46,000 mi£200/yr
Collection
From
£24,500 total
Above marketFrequently asked questions
- How much is a Tesla Model Y on finance per month?
- The monthly cost of a Tesla Model Y on finance depends on the car's price, your deposit, the length of the agreement and the APR you're offered. Open any Tesla Model Y listing to see the dealer's representative example.
- Can I get a Tesla Model Y on PCP?
- Yes. Personal Contract Purchase (PCP) is available on most used Tesla Model Y listings through our approved dealers. PCP keeps monthly payments lower by deferring a large "optional final payment" to the end; you then choose to pay it and keep the car, hand the car back, or part-exchange. Finance is subject to status and approval.
- PCP or HP on a Tesla Model Y — which is better?
- Hire Purchase (HP) spreads the whole price (minus deposit) over the term, so you own the Model Y outright at the end and monthly payments are usually higher. PCP defers part of the value to a final balloon payment, so monthlies are lower but you don't automatically own the car. HP suits high-mileage drivers who want to keep the car; PCP suits lower monthly budgets and shorter ownership. Our PCP-vs-HP guide explains the trade-offs.
- Can I get Tesla Model Y finance with bad credit?
- Possibly. Some of our approved dealers work with lenders that consider applicants with a poor or limited credit history, though the APR is typically higher and approval is never guaranteed. Finance is always subject to status, income and creditworthiness. See our bad-credit car finance guide before applying.
- How much deposit do I need for a Tesla Model Y?
- There's no fixed minimum — many Tesla Model Y agreements are available with a small or even zero deposit, subject to status. A larger deposit lowers the amount you borrow and your monthly payments. The representative example on this page shows the deposit used for that specific quote.