Motoring Today

Toyota C-Hr finance

PCP and Hire Purchase deals on a used Toyota C-Hr through our approved UK dealers — from £310/mo.

Reviewed by the Motoring Today Editorial team · methodology in our editorial standards.

How much is a Toyota C-Hr on finance?

Used Toyota C-Hr finance starts from around £310 a month across the 4 in stock, with a typical monthly of about £338. Most are offered on PCP or Hire Purchase (HP) — see the representative example below for a full breakdown of a real Toyota C-Hr deal, including the APR, deposit and total amount payable.

From
£310/mo
Typical
£338/mo
Cash price from
£13,750
In stock
4

There are currently 4 used Toyota C-HR models available on Motoring Today, with cash prices ranging from £13,950 to £18,499. Finance options start from a representative £312 per month. Since each used Toyota C-HR listed on our site is sold by an independent dealer, the finance offers for this model can vary significantly. Consequently, each individual car listing will display a representative finance example from its selling dealer, allowing you to compare options directly for the specific vehicle you are interested in. All finance offers are subject to status. We recommend reviewing the full terms and conditions provided by each dealer for the most accurate and up-to-date information on available finance products like Hire Purchase (HP) or Personal Contract Purchase (PCP), typical deposits, terms, and Annual Percentage Rates (APRs).

Toyota C-Hr representative finance example

A genuine Hire Purchase quote for a 2017 Toyota C-Hr currently in stock. Individual deals vary with price, deposit, term and your circumstances.

Finance type
HP
Monthly payments
£338
Term
60 months
Contract length
60 months
Cash price
£14,695.00
Cash deposit
£0.00
Total amount of credit
£14,695.00
Total amount payable
£20,301.00
Representative APR
14.4%
Total charge for credit
£5,605.00
Fixed rate of interest pa
7.63%
Option to purchase fee
£1.00

The legal bit

ZT MOTOR GROUP LIMITED is a credit broker and not a lender. They are on the FCA’s Financial Services Register (firm reference number 933388).

Dealers can introduce you to a limited number of preferred lenders and/or brokers. No advice or recommendation is made — you must decide whether the finance is right for you.

Finance is subject to status (income, employment and creditworthiness) and approval. Available to permanent UK residents aged 18 and over. Terms and conditions apply.

How Toyota C-Hr finance works

PCP (Personal Contract Purchase)

Lower monthly payments because a large "optional final payment" is deferred to the end. At the end you choose to pay it and keep the C-Hr, hand it back, or part-exchange. Mileage limits apply.

How PCP works →

HP (Hire Purchase)

The whole price (minus deposit) is spread over the term. Payments are usually higher than PCP, but you own the C-Hr outright at the end and there are no mileage limits.

How HP works →
Soft search

See what you could be offered on a Toyota C-Hr

Check your eligibility for Toyota C-Hr finance in about 60 seconds. It's a soft search, so it leaves no footprint on your credit file and you're under no obligation to go ahead.

Check my eligibility

Toyota C-Hr in stock now — from £13,750

Toyota C-HR
Great price

Toyota C-HR

2017 Dynamic Hev Cvt

Petrol Electric HybridAutomatic40,980 mi2017
Band A · £20/yr
£310/mo
£13,750
cash

JTW Motors·5.0 (68)· Stone

Toyota C-HR
Fair price

Toyota C-HR

2019 Dynamic Hev Cvt

Petrol Electric HybridAutomatic66,406 mi2019
£200/yr
Finance available on request
£14,648
cash

CG Motorland·4.5 (202)· Leicester

Toyota C-HR
Great price

Toyota C-HR

2017 Dynamic Cvt

PetrolAutomatic25,850 mi2017
£200/yr
£338/mo
£14,695
cash

NG9 Motors·4.5 (88)· Nottingham

Toyota C-HR
Great price

Toyota C-HR

2022 Gr Sport Hev Cvt

Petrol Electric HybridAutomatic31,000 mi2022
£200/yrHome delivery
£407/mo
£18,999
cash

Anycolour Car·4.9 (148)· Barnsley

Frequently asked questions

How much is a Toyota C-Hr on finance per month?
Finance on a used Toyota C-Hr starts from around £310 a month, depending on the price, your deposit and the term. See the representative example on this page for a worked Toyota C-Hr deal with the full APR and totals.
Can I get a Toyota C-Hr on PCP?
Yes. Personal Contract Purchase (PCP) is available on most used Toyota C-Hr listings through our approved dealers. PCP keeps monthly payments lower by deferring a large "optional final payment" to the end; you then choose to pay it and keep the car, hand the car back, or part-exchange. Finance is subject to status and approval.
PCP or HP on a Toyota C-Hr — which is better?
Hire Purchase (HP) spreads the whole price (minus deposit) over the term, so you own the C-Hr outright at the end and monthly payments are usually higher. PCP defers part of the value to a final balloon payment, so monthlies are lower but you don't automatically own the car. HP suits high-mileage drivers who want to keep the car; PCP suits lower monthly budgets and shorter ownership. Our PCP-vs-HP guide explains the trade-offs.
Can I get Toyota C-Hr finance with bad credit?
Possibly. Some of our approved dealers work with lenders that consider applicants with a poor or limited credit history, though the APR is typically higher and approval is never guaranteed. Finance is always subject to status, income and creditworthiness. See our bad-credit car finance guide before applying.
How much deposit do I need for a Toyota C-Hr?
There's no fixed minimum — many Toyota C-Hr agreements are available with a small or even zero deposit, subject to status. A larger deposit lowers the amount you borrow and your monthly payments. The representative example on this page shows the deposit used for that specific quote.
How much is a used Toyota C-HR per month on finance?
Based on our current stock, a used Toyota C-HR could cost from £310 per month. This representative example assumes a £0 deposit over 60 months with a 13% APR, using a Hire Purchase product. Finance is subject to status.
What deposit and APR do I need for a used Toyota C-HR?
Our representative example for a Toyota C-HR features a £0 deposit and a 13% APR. Your personal APR will depend on your individual credit history and affordability checks.
What is the difference between HP and PCP for a Toyota C-HR?
Hire Purchase (HP) means you own the Toyota C-HR outright after all payments, while Personal Contract Purchase (PCP) involves lower monthly payments with the option to buy, return, or part-exchange at the end of the term.
Can I get finance on a used Toyota C-HR within the price range shown?
Yes, finance is available for used Toyota C-HR models, with current prices starting from £13,750 cash price, equating to a representative £310 per month on finance. Finance is subject to status.

More Toyota C-Hr resources