Motoring Today

Volkswagen Polo under £20,000

5 used Volkswagen Polo for sale from £7,252 — every car priced under £20,000. Compare ULEZ, mileage and finance side by side.

There are 5 Volkswagen Polos currently available for less than £20,000, with prices updated on 7 August 2026. The most affordable cash price for a Volkswagen Polo in this selection is £6,599, or £161 per month on a representative HP finance agreement. This finance example is subject to status and based on a 60-month term with a 13% APR. This budget range allows you to explore Volkswagen Polos from model years 2013 to 2018. The Polo is often noted for its refined driving experience and solid build quality, making it a popular choice in the supermini segment.

Available now
5
under £20,000
Cheapest
£7,252
In budget
Volkswagen Polo
Good price

Volkswagen Polo

2018 Se Tsi

PetrolManual98,848 mi2018
£200/yr
£169/mo
£7,252
cash

Cobalt Motors·4.5 (143)· West Allotment

Volkswagen Polo
Good price

Volkswagen Polo

2015 Se Tsi Semi-auto

PetrolAutomatic64,246 mi2015
Band B · £20/yr
£186/mo
£7,699
cash

AB Dealers·4.6 (196)· Feltham

Volkswagen Polo
Good price

Volkswagen Polo

2018 Se Tsi

PetrolManual48,888 mi2018
£200/yr
£227/mo
£9,780
cash

Cobalt Motors·4.5 (143)· West Allotment

Volkswagen Polo
Fair price

Volkswagen Polo

2019 Se Tsi

PetrolManual50,500 mi2019
£200/yr
£239/mo
£10,480
cash

Cobalt Motors·4.5 (143)· West Allotment

Volkswagen Polo
Fair price

Volkswagen Polo

2017 R-line Tsi Semi-auto

PetrolAutomatic38,110 mi2017
Band B · £20/yr
£280/mo
£12,402
cash

AB Dealers·4.6 (196)· Feltham

Frequently asked questions

What Volkswagen Polo models can I find for under £20,000?
Motoring Today currently lists 5 Volkswagen Polo models under £20,000. Prices start from £7,252, and the available models range from a 2015 to a 2019 registration year.
Can I finance a Volkswagen Polo at this price point?
Yes, finance is typically available for Volkswagen Polo models at this price point. For example, a representative Hire Purchase finance example could be £169 per month over 60 months with a 0% deposit at 13% APR. Finance is subject to status.
What should I check when buying a Volkswagen Polo for under £20,000?
Always review the full MOT history and any advisories, which Motoring Today shows on every listing, to gauge previous maintenance and potential issues. Ensure there's a comprehensive service history and check if the mileage aligns reasonably with the car's age, as very high or low mileage can sometimes indicate future concerns.