Motoring Today

Volkswagen T-Roc under £20,000

3 used Volkswagen T-Roc for sale from £10,495 — every car priced under £20,000. Compare ULEZ, mileage and finance side by side.

There are currently 3 Volkswagen T-Roc models available under £20,000 on Motoring Today, as of 10 August 2026. The cheapest cash price for a T-Roc in this selection is £10,495, with a representative finance equivalent from £244 per month on a 60-month HP agreement at 13% APR. Finance is subject to status and may require a deposit. This budget allows you to consider Volkswagen T-Roc models manufactured between 2018 and 2021.

Available now
3
under £20,000
Cheapest
£10,495
In budget
Volkswagen T-Roc
Fair price

Volkswagen T-Roc

2018 Se Tsi

PetrolManual73,141 mi2018
£200/yr
£244/mo
£10,495
cash

Durnford Motors·4.5 (179)· Southampton

Volkswagen T-Roc
Fair price

Volkswagen T-Roc

2019 S Tsi

PetrolManual47,955 mi2019
£200/yr
£262/mo
£11,595
cash

Durnford Motors·4.5 (179)· Southampton

Volkswagen T-Roc
Fair price

Volkswagen T-Roc

2020 R-line Tdi Semi-auto

DieselSemi Auto29,129 mi2020
ULEZ ✓£200/yr
£417/mo
£19,250
cash

JTW Motors·5.0 (68)· Stone

Frequently asked questions

What Volkswagen T-Roc models are available for under £20,000?
Currently, we have 3 Volkswagen T-Roc models listed under £20,000, with prices starting from £10,495. These models range from the 2018 to 2021 model years, offering a selection of recent examples.
Is finance available for a Volkswagen T-Roc at this cash price?
Yes, finance options are available. A representative example for a Volkswagen T-Roc at this price point is £244 per month over 60 months with a 0% deposit at 13% APR. Finance is subject to status.
What should I check when buying a Volkswagen T-Roc at this price point?
At this price, check the MOT history and any advisories on our listing. Also, review the full service history to ensure proper maintenance, and compare the mileage against the car's age for signs of excessive wear.