Phil Kheo
Director, Motoring.Today
Head of Partnerships, DSG Finance
Phil Kheo is a Director of Motoring.Today and Head of Partnerships at DSG Finance, one of the UK's leading motor-finance brokers. He has spent years working across automotive finance and leasing, helping drivers understand how PCP, Hire Purchase and other agreements really work — and how to avoid the pitfalls.
At Motoring.Today, Phil leads and reviews our car-finance guidance. His focus is plain-English, accurate explanations that treat finance the way a fair, well-informed adviser would: clear about the numbers, honest about the trade-offs, and never pushing a product. Every finance figure we publish is based on a real representative example, not an estimate.
Phil is our named media spokesperson on car finance and buying. Journalists can reach him for comment on motor-finance trends, affordability, and consumer protection.
Editorial independence
Transparency note: Phil holds a dual role — Director of Motoring.Today and Head of Partnerships at DSG Finance. We disclose this openly. Our editorial and ranking decisions are made independently of any single lender or broker, and our guidance is written to inform, not to steer readers toward a particular finance provider.
Areas of expertise
- Car finance
- PCP (Personal Contract Purchase)
- Hire Purchase
- Motor finance
- Car buying