Motoring.Today

Fiat 500 vs Ford Kuga

A side-by-side comparison of the used Fiat 500 and Ford Kuga — price, real monthly finance, running costs and MOT reliability, all from live UK stock.

Reviewed by the Motoring Today Editorial team · methodology in our editorial standards.

Fiat 500 or Ford Kuga — which should I buy?

The Fiat 500 starts cheaper (Fiat 500 from £4,995, Ford Kuga from £7,690), with illustrative finance from £132/mo and £179/mo respectively. On MOT reliability they score 91% and 82% first-time passes. The full spec, running-cost and deal breakdown is below.

500 from
£4,995
Kuga from
£7,690
In stock
7 vs 10
MetricFiat 500Ford Kuga
Cheapest in stock£4,995£7,690
Median price£7,398£9,559
From (per month)Illustrative, from live stock£132/mo (HP, 60 months, 21.9% APR)£179/mo (HP, 60 months, 14.9% APR)
Road tax (VED)Typical car in stock£200/yr£200/yr
Median mileage47,000 mi67,900 mi
Median year20172018
Median CO₂110 g/km138 g/km
Typical power69 bhp162 bhp
Most common fuelPetrolDiesel
Most common gearboxManualManual
MOT first-time passDVSA history91%82%
Great/good deals in stockMotoring.Today price rating0 / 75 / 10

About the finance figures

Monthly payments shown are illustrative examples drawn from real quotes on cars currently in stock — the exact rate, term and APR depend on your circumstances, the lender and a credit check. They are not an offer of finance and are not a representative example of the total cost of credit.

Motoring.Today is a trading style of Motor Genius Group Ltd (FRN 960504), an appointed representative of The Compliance Guys Ltd, which is authorised and regulated by the Financial Conduct Authority (FRN 941360).

Motoring.Today is a credit broker, not a lender.

Frequently asked questions

Is the Fiat 500 or the Ford Kuga cheaper to buy?
In current stock the Fiat 500 starts lower: the Fiat 500 is available from £4,995 (median £7,398) and the Ford Kuga from £7,690 (median £9,559).
What are the monthly finance payments on the Fiat 500 vs the Ford Kuga?
Illustrative finance starts from £132/mo (HP, 60 months, 21.9% APR) on the Fiat 500 and £179/mo (HP, 60 months, 14.9% APR) on the Ford Kuga. These are examples from cars currently in stock, not offers of finance — the actual rate, term and APR depend on your circumstances, the lender and a credit check.
Which is cheaper to tax, the Fiat 500 or the Ford Kuga?
The most common annual road tax (VED) across Fiat 500 stock is £200/yr, versus £200/yr for the Ford Kuga — so the Fiat 500 is generally cheaper to tax.
Which is more reliable at MOT, the Fiat 500 or the Ford Kuga?
Based on DVSA MOT history across our stock, the Fiat 500 averages a 91% first-time pass rate and the Ford Kuga 82% — the Fiat 500 edges it on this measure.

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