Fiat 500 vs Ford Kuga
A side-by-side comparison of the used Fiat 500 and Ford Kuga — price, real monthly finance, running costs and MOT reliability, all from live UK stock.
Reviewed by the Motoring Today Editorial team · methodology in our editorial standards.
Fiat 500 or Ford Kuga — which should I buy?
The Ford Kuga starts cheaper (Fiat 500 from £5,795, Ford Kuga from £4,995), with illustrative finance from £130/mo and £132/mo respectively. On MOT reliability they score 79% and 90% first-time passes. The full spec, running-cost and deal breakdown is below.
- 500 from
- £5,795
- Kuga from
- £4,995
- In stock
- 6 vs 10
| From live stock | ★ Best value overall Fiat 500 6 in stock · from £5,795 | Ford Kuga 10 in stock · from £4,995 |
|---|---|---|
| Cheapest in stock | £5,795 | £4,995★ lowest |
| Median price | £7,295★ lower | £8,284 |
| From (per month)Illustrative, from live stock | £130/mo (HP, 60 months, 11.4% APR)★ lower | £132/mo (HP, 60 months, 21.9% APR) |
| Road tax (VED)Typical car in stock | £200/yr | £200/yr |
| Median mileage | 50,500 mi★ lower | 87,842 mi |
| Median year | 2020★ newer | 2018 |
| Median CO₂ | 114 g/km★ cleaner | 139 g/km |
| Typical power | 68 bhp | 154 bhp★ more |
| Most common fuel | Petrol | Diesel |
| Most common gearbox | Manual | Manual |
| MOT first-time passDVSA history | 79% | 90%★ more reliable |
| Great/good deals in stockMotoring Today price rating | 2 / 6 | 6 / 10★ more |
| View all 6 500 → | View all 10 Kuga → |
Motoring Today score
Our 0–100 vehicle-intelligence score: reliability is from real DVSA MOT pass rates, the rest from manufacturer specs (MPG/CO₂, insurance group, Euro NCAP, dimensions). Higher is better — the stronger side is highlighted.
| Score | Fiat 500 | Ford Kuga |
|---|---|---|
| Overall | 71/100 | 73/100 |
| Reliability | 74 | 66 |
| Running costs | 80 | 82 |
| Safety | — | 66 |
| Family & practicality | 45 | 81 |
| Insurance | 82 | 69 |
A guide, not a guarantee — based on the sample of stock and MOT/spec records we hold for each model.
Specs, side by side
Manufacturer specifications across the Fiat 500 and Ford Kuga trim range. The stronger figure is highlighted where there's a clear better/worse direction (dimensions are shown for reference only).
| Spec | Fiat 500 | Ford Kuga |
|---|---|---|
| MPG (combined) | 42–83 mpg | 27–64 mpg |
| CO₂ emissions | 88–149 g/km | 20–244 g/km |
| Insurance group1 (cheapest) – 50 | Group 3–19 | Group 10–27 |
| Euro NCAP safety | — | 80% pillar avg |
| 0–60mph | 9.7s | 7.1s |
| Power | 68–105 bhp | 118–239 bhp |
| Seats | 4 | 5 |
| Doors | 3 | 5 |
| Length | 3546 mm | 4531 mm |
| Width | 1627 mm | 2086 mm |
| Height | 1488 mm | 1689 mm |
How we compare. The “best value overall” column and the cells marked ★ are chosen from live market data, running costs, DVSA MOT history and manufacturer specs — the side that wins the most comparable rows leads. Deal ratings come from the Motoring Today price model. Our methodology →
About the finance figures
Monthly payments shown are illustrative examples drawn from real quotes on cars currently in stock — the exact rate, term and APR depend on your circumstances, the lender and a credit check. They are not an offer of finance and are not a representative example of the total cost of credit.
Motoring Today is a trading style of Motor Genius Group Ltd (FRN 960504), an appointed representative of The Compliance Guys Ltd, which is authorised and regulated by the Financial Conduct Authority (FRN 941360).
Motoring Today is a credit broker, not a lender.
Frequently asked questions
- Is the Fiat 500 or the Ford Kuga cheaper to buy?
- In current stock the Ford Kuga starts lower: the Fiat 500 is available from £5,795 (median £7,295) and the Ford Kuga from £4,995 (median £8,284).
- What are the monthly finance payments on the Fiat 500 vs the Ford Kuga?
- Illustrative finance starts from £130/mo (HP, 60 months, 11.4% APR) on the Fiat 500 and £132/mo (HP, 60 months, 21.9% APR) on the Ford Kuga. These are examples from cars currently in stock, not offers of finance — the actual rate, term and APR depend on your circumstances, the lender and a credit check.
- Which is cheaper to tax, the Fiat 500 or the Ford Kuga?
- The most common annual road tax (VED) across Fiat 500 stock is £200/yr, versus £200/yr for the Ford Kuga — so the Fiat 500 is generally cheaper to tax.
- Which is more reliable at MOT, the Fiat 500 or the Ford Kuga?
- Based on DVSA MOT history across our stock, the Fiat 500 averages a 79% first-time pass rate and the Ford Kuga 90% — the Ford Kuga edges it on this measure.