Motoring Today

Audi A1 under £400 per month

5 used Audi A1 listings from £185/mo under £400 a month, with real broker quotes. Tap any "£X /mo" to see that dealer's full representative example. Finance is subject to status; terms and conditions apply.

There are currently 4 Audi A1 models available for under £400 per month, as of 15 September 2026. This selection typically includes models priced from £6,899 to £12,399, with the cheapest available monthly payment being £154. These finance figures are based on a representative Hire Purchase (HP) agreement with a 0% deposit over 60 months, at a 13% APR. This monthly budget allows you to explore various Audi A1 specifications, offering a popular and stylish compact hatchback known for its premium interior and engaging drive. As a used car marketplace, Motoring Today provides full MOT history and ULEZ status for every listing, with each car displaying its own dealer's representative finance example. Finance is subject to status.

In stock
5

Live Audi A1 listings

From / month
£185/mo

Cheapest representative quote

Monthly budget
£400

Under £400 a month

Other monthly budgets:Under £150Under £200Under £250Under £300Under £400Under £500
Audi A1
Good price

Audi A1

2015 Sportback Tdi Sport

DieselManual60,414 mi2015
Band A · £20/yr
£185/mo
£6,980
cash

Cobalt Motors·4.5 (153)· Gosforth

Audi A1
Above market

Audi A1

2018 Sportback 30 Tfsi Sport

PetrolManual108,541 mi2018
£200/yr
£189/mo
£8,295
cash

Car-pod Ltd·4.9 (172)· North Baddesley

Audi A1
Fair price

Audi A1

2017 Sportback Tfsi Se

PetrolManual55,406 mi2017
£200/yr
£209/mo
£8,995
cash

Durnford Motors·4.5 (181)· Southampton

Audi A1
Fair price

Audi A1

2017 Sportback Tfsi S Line Semi-auto

PetrolAutomatic50,530 mi2017
£200/yr
£269/mo
£11,904
cash

AB Dealers·4.6 (235)· Feltham

Audi A1
Fair price

Audi A1

2017 Sportback Tfsi Sport Semi-auto

PetrolAutomatic31,043 mi2017
£200/yr
£280/mo
£11,999
cash

AB Dealers·4.6 (235)· Feltham

Frequently asked questions

What deposit is needed to get an Audi A1 under £400 per month?
Our representative finance example for an Audi A1 uses a £0 deposit over 60 months at 13% APR. A larger deposit will typically reduce your monthly payments, and finance is subject to status.
Does my credit score affect the monthly payment for an Audi A1?
Yes, the monthly payment and interest rate you are offered for an Audi A1 will depend on your personal credit history and the lender's affordability checks. The quoted rates are representative examples.
Should I choose HP or PCP for an Audi A1 on this budget?
With HP, you own the Audi A1 outright after the final payment, while PCP offers lower monthly payments but requires a balloon payment or return of the car at the end. Motoring Today's PCP vs HP finance guide covers the differences in full.