Motoring Today

Audi A1 finance

PCP and Hire Purchase deals on a used Audi A1 through our approved UK dealers — from £154/mo.

Reviewed by the Motoring Today Editorial team · methodology in our editorial standards.

How much is a Audi A1 on finance?

Used Audi A1 finance starts from around £154 a month across the 4 in stock, with a typical monthly of about £207. Most are offered on PCP or Hire Purchase (HP) — see the representative example below for a full breakdown of a real Audi A1 deal, including the APR, deposit and total amount payable.

From
£154/mo
Typical
£207/mo
Cash price from
£6,899
In stock
4

There are currently 4 Audi A1 models available on Motoring Today, with prices ranging from £2,995 to £12,499. Finance options are available, with monthly payments starting from just £73. This representative monthly payment is based on a Hire Purchase (HP) agreement with a 60-month term, no deposit, and a representative APR of 13%. This example demonstrates how accessible financing a used Audi A1 can be. Every Audi A1 listed on Motoring Today includes its own representative finance example provided by the selling dealer, detailing the specific terms, APR, and monthly payments applicable to that particular vehicle. These quotes are designed to be transparent, adhering to FCA guidelines, and allow for easy comparison. It's important to remember that all finance options are subject to status, and the rates and terms you are offered may vary based on your individual credit assessment. Motoring Today ensures you can view comprehensive finance breakdowns for each car, alongside ULEZ status and full MOT history, helping you make an informed decision when purchasing your next used car.

Audi A1 representative finance example

A genuine Hire Purchase quote for a 2018 Audi A1 currently in stock. Individual deals vary with price, deposit, term and your circumstances.

Finance type
HP
Monthly payments
£207
Term
60 months
Contract length
60 months
Cash price
£8,995.00
Cash deposit
£0.00
Total amount of credit
£8,995.00
Total amount payable
£12,427.00
Representative APR
14.4%
Total charge for credit
£3,431.00
Fixed rate of interest pa
7.63%
Option to purchase fee
£1.00

The legal bit

Car-Pod Limited is a credit broker and not a lender. They are on the FCA’s Financial Services Register (firm reference number 652727).

Dealers can introduce you to a limited number of preferred lenders and/or brokers. No advice or recommendation is made — you must decide whether the finance is right for you.

Finance is subject to status (income, employment and creditworthiness) and approval. Available to permanent UK residents aged 18 and over. Terms and conditions apply.

How Audi A1 finance works

PCP (Personal Contract Purchase)

Lower monthly payments because a large "optional final payment" is deferred to the end. At the end you choose to pay it and keep the A1, hand it back, or part-exchange. Mileage limits apply.

How PCP works →

HP (Hire Purchase)

The whole price (minus deposit) is spread over the term. Payments are usually higher than PCP, but you own the A1 outright at the end and there are no mileage limits.

How HP works →
Soft search

See what you could be offered on a Audi A1

Check your eligibility for Audi A1 finance in about 60 seconds. It's a soft search, so it leaves no footprint on your credit file and you're under no obligation to go ahead.

Check my eligibility

Audi A1 in stock now — from £6,899

Audi A1
Fair price

Audi A1

2016 Sport Tfsi

PetrolManual85,000 mi2016
Band C · £35/yr
£154/mo
£6,899
cash

CG Motorland·4.5 (202)· Leicester

Audi A1
Above market

Audi A1

2018 Sportback 30 Tfsi Sport

PetrolManual108,541 mi2018
£200/yr
£207/mo
£8,995
cash

Car-pod Ltd·4.9 (169)· North Baddesley

Audi A1
Fair price

Audi A1

2018 Sportback Tfsi Sport Nav

PetrolManual62,911 mi2018
£200/yr
£221/mo
£9,495
cash

Durnford Motors·4.5 (181)· Southampton

Audi A1
Above market

Audi A1

2017 Sportback Tfsi Sport Semi-auto

PetrolSemi Auto31,043 mi2017
ULEZ ✓£200/yr
Finance available on request
£12,399
cash

AB Dealers·4.6 (196)· Feltham

Frequently asked questions

How much is a Audi A1 on finance per month?
Finance on a used Audi A1 starts from around £154 a month, depending on the price, your deposit and the term. See the representative example on this page for a worked Audi A1 deal with the full APR and totals.
Can I get a Audi A1 on PCP?
Yes. Personal Contract Purchase (PCP) is available on most used Audi A1 listings through our approved dealers. PCP keeps monthly payments lower by deferring a large "optional final payment" to the end; you then choose to pay it and keep the car, hand the car back, or part-exchange. Finance is subject to status and approval.
PCP or HP on a Audi A1 — which is better?
Hire Purchase (HP) spreads the whole price (minus deposit) over the term, so you own the A1 outright at the end and monthly payments are usually higher. PCP defers part of the value to a final balloon payment, so monthlies are lower but you don't automatically own the car. HP suits high-mileage drivers who want to keep the car; PCP suits lower monthly budgets and shorter ownership. Our PCP-vs-HP guide explains the trade-offs.
Can I get Audi A1 finance with bad credit?
Possibly. Some of our approved dealers work with lenders that consider applicants with a poor or limited credit history, though the APR is typically higher and approval is never guaranteed. Finance is always subject to status, income and creditworthiness. See our bad-credit car finance guide before applying.
How much deposit do I need for a Audi A1?
There's no fixed minimum — many Audi A1 agreements are available with a small or even zero deposit, subject to status. A larger deposit lowers the amount you borrow and your monthly payments. The representative example on this page shows the deposit used for that specific quote.
How much is a used Audi A1 per month on finance?
We are currently unable to provide representative finance examples for the Audi A1, as this requires specific finance product details which are not available. Finance is subject to status.
What deposit and APR do I need?
As we don't have representative finance examples for the Audi A1 currently, we cannot specify deposit and APR details. Your personal rate would depend on your credit history and affordability.
Can I get finance on a used Audi A1 with the price range shown?
Yes, financing is available for used Audi A1 models with cash prices starting from £2995. Finance options are subject to status.

More Audi A1 resources