What deposit is needed to get an Audi A3 under £400 a month?

Our representative finance example for an Audi A3 uses a £0 deposit on an HP agreement over 60 months with a 13% APR. A larger deposit will typically lower your monthly payments. Finance is subject to status.

Does my credit score affect the monthly payment?

Yes, the monthly payments shown are based on representative finance examples. The actual APR you are offered, and therefore your monthly payment, will depend on your individual credit history and affordability checks.

Should I choose HP or PCP for an Audi A3 within this budget?

HP means you own the car at the end of the term after all payments are made, whereas PCP involves lower monthly payments in exchange for not owning the car unless you pay a final balloon payment. Our comprehensive PCP vs HP finance guide provides a full breakdown of the differences to help you decide.

Audi A3 under £400 per month

In stock

Live Audi A3 listings

From / month

£172/mo

Cheapest representative quote

Monthly budget

£400

Under £400 a month

Other monthly budgets:Under £150 Under £200 Under £250 Under £300 Under £400 Under £500

Above market

Audi A3

2013 Sportback Se Tdi

DieselManual83,000 mi2013

Band A · £20/yr

£172/mo

£6,495

cash

Protheroes·4.4 (73)· Market Harborough

Good price

Audi A3

2017 Sportback Sport Tfsi Semi-auto

PetrolAutomatic60,552 mi2017

£200/yr

£254/mo

£11,261

cash

AB Dealers·4.6 (196)· Feltham

Fair price

Audi A3

2017 Sportback E-tron

Petrol Electric HybridAutomatic45,930 mi2017

£200/yr

£277/mo

£12,275

cash

AB Dealers·4.6 (196)· Feltham

Above market

Audi A3

2022 Sportback 30 Tfsi Sport

PetrolManual34,063 mi2022

£200/yr

£354/mo

£16,495

cash

Albar Autos·4.3 (20)· Mountsorrel

Fair price

Audi A3

2021 Sportback 40 Tfsi S Line E Semi-auto

Petrol/electricAutomatic31,000 mi2021

£200/yrHome delivery

£379/mo

£17,699

cash

Anycolour Car·4.9 (148)· Barnsley

Frequently asked questions

What deposit is needed to get an Audi A3 under £400 a month?: Our representative finance example for an Audi A3 uses a £0 deposit on an HP agreement over 60 months with a 13% APR. A larger deposit will typically lower your monthly payments. Finance is subject to status.
Does my credit score affect the monthly payment?: Yes, the monthly payments shown are based on representative finance examples. The actual APR you are offered, and therefore your monthly payment, will depend on your individual credit history and affordability checks.
Should I choose HP or PCP for an Audi A3 within this budget?: HP means you own the car at the end of the term after all payments are made, whereas PCP involves lower monthly payments in exchange for not owning the car unless you pay a final balloon payment. Our comprehensive PCP vs HP finance guide provides a full breakdown of the differences to help you decide.