Motoring Today

Audi A3 under £500 per month

4 used Audi A3 listings from £172/mo under £500 a month, with real broker quotes. Tap any "£X /mo" to see that dealer's full representative example. Finance is subject to status; terms and conditions apply.

With monthly payments starting from just £172, there are currently 5 Audi A3 models available for less than £500 per month, updated on 15 September 2026. This monthly budget typically provides access to A3s with cash prices ranging from £6,495 to £17,189. The finance examples displayed on these listings are based on a Hire Purchase (HP) agreement with a 60-month term, a 0% deposit, and a Representative APR of 13%. Please note that all finance is subject to status and individual lender terms may vary. The Audi A3 is a popular choice known for its premium interior and refined driving experience, often cited for its solid build quality and efficient engine options.

In stock
4

Live Audi A3 listings

From / month
£172/mo

Cheapest representative quote

Monthly budget
£500

Under £500 a month

Audi A3
Above market

Audi A3

2013 Sportback Se Tdi

DieselManual83,000 mi2013
Band A · £20/yr
£172/mo
£6,495
cash

Protheroes·4.4 (74)· Market Harborough

Audi A3
Good price

Audi A3

2015 E-tron Sportback Semi-auto

Petrol Electric HybridAutomatic78,250 mi2015
Band A · £20/yr
£219/mo
£8,995
cash

NG9 Motors·4.5 (92)· Nottingham

Audi A3
Good price

Audi A3

2017 Sportback Sport Tfsi Semi-auto

PetrolAutomatic60,552 mi2017
£200/yr
£254/mo
£11,261
cash

AB Dealers·4.6 (235)· Feltham

Audi A3
Fair price

Audi A3

2017 Sportback E-tron

Petrol Electric HybridAutomatic45,930 mi2017
£200/yr
£264/mo
£11,699
cash

AB Dealers·4.6 (235)· Feltham

Frequently asked questions

What deposit is typically needed to get an Audi A3 under £500 per month?
Based on a representative finance example of 13% APR on a Hire Purchase over 60 months, no initial deposit is required. However, a larger deposit will typically lower your monthly payments, and all finance is subject to status.
Does my credit score affect the monthly payment for an Audi A3?
Yes, quoted rates are representative examples. The personal APR offered to you will depend on your individual credit history and the outcome of affordability checks.
Should I choose HP or PCP for an Audi A3 within this budget?
Hire Purchase (HP) means you own the car after the final payment, while Personal Contract Purchase (PCP) typically offers lower monthly payments but involves a balloon payment to own the car at the end. Motoring Today's comprehensive PCP vs HP finance guide covers these options in full detail.