Motoring Today

Audi A3 under £500 per month

5 used Audi A3 listings from £172/mo under £500 a month, with real broker quotes. Tap any "£X /mo" to see that dealer's full representative example. Finance is subject to status; terms and conditions apply.

The Audi A3 range starts from £172 per month on Motoring Today, with a total of 5 models currently available under £500 per month as of 16 August 2026. These cars typically represent a cash price range from £6,495 to £16,495. Finance examples for these cars are based on a Hire Purchase (HP) agreement, with a representative 13% APR, no deposit, and a 60-month term. This budget typically allows for a broad selection of A3 variants, offering a balance of performance, efficiency, and premium features. All finance is subject to status.

In stock
5

Live Audi A3 listings

From / month
£172/mo

Cheapest representative quote

Monthly budget
£500

Under £500 a month

Audi A3
Above market

Audi A3

2013 Sportback Se Tdi

DieselManual83,000 mi2013
Band A · £20/yr
£172/mo
£6,495
cash

Protheroes·4.4 (73)· Market Harborough

Audi A3
Good price

Audi A3

2017 Sportback Sport Tfsi Semi-auto

PetrolAutomatic60,552 mi2017
£200/yr
£254/mo
£11,261
cash

AB Dealers·4.6 (196)· Feltham

Audi A3
Fair price

Audi A3

2017 Sportback E-tron

Petrol Electric HybridAutomatic45,930 mi2017
£200/yr
£277/mo
£12,275
cash

AB Dealers·4.6 (196)· Feltham

Audi A3
Above market

Audi A3

2022 Sportback 30 Tfsi Sport

PetrolManual34,063 mi2022
£200/yr
£354/mo
£16,495
cash

Albar Autos·4.3 (20)· Mountsorrel

Audi A3
Fair price

Audi A3

2021 Sportback 40 Tfsi S Line E Semi-auto

Petrol/electricAutomatic31,000 mi2021
£200/yrHome delivery
£379/mo
£17,699
cash

Anycolour Car·4.9 (148)· Barnsley

Frequently asked questions

What deposit is needed to get an Audi A3 for under £500 a month?
Based on a representative HP example with 13% APR over 60 months, a £0 deposit is achievable. A larger deposit will lower your monthly payments. Finance is subject to status.
Does my credit score affect the monthly payment for an Audi A3?
Yes, quoted rates are representative. The personal APR offered for your Audi A3 will depend on your credit history and affordability checks.
Should I choose HP or PCP for an Audi A3 under £500 a month?
With HP, you own the car at the end of the agreement after all payments are made. PCP offers lower monthly payments but you typically return the car or pay a balloon payment to own it; Motoring.Today's PCP vs HP finance guide covers this in full.