What deposit is needed to get a BMW 5 Series under £500 a month?

The representative finance example for a BMW 5 Series is based on a £0 deposit. A larger deposit will typically lower your monthly payments. Finance is subject to status.

Does my credit score affect the monthly payment for a BMW 5 Series?

Yes, the quoted representative APR is an example. The actual personal APR offered for a BMW 5 Series finance agreement will depend on your individual credit history and affordability checks.

Which is better for a BMW 5 Series on this budget, HP or PCP?

HP involves paying off the full value of the car to own it outright, while PCP offers lower monthly payments by deferring a significant portion of the cost to an optional final payment. Motoring Today's comprehensive PCP vs HP finance guide covers the details in full.

BMW 5 Series under £500 per month

In stock

Live BMW 5 Series listings

From / month

£303/mo

Cheapest representative quote

Monthly budget

£500

Under £500 a month

Other monthly budgets:Under £150 Under £200 Under £250 Under £300 Under £400 Under £500

Fair price

BMW 5 Series

2016 520d M Sport Auto

DieselAutomatic38,592 mi2016

Band C · £35/yr

£303/mo

£13,304

cash

AB Dealers·4.6 (235)· Feltham

Above market

BMW 5 Series

2020 530d M Sport Auto

DieselAutomatic78,000 mi2020

£200/yr

£447/mo

£19,990

cash

Protheroes·4.4 (74)· Market Harborough

Fair price

BMW 5 Series

2022 520d M Sport Mhev Auto

DieselAutomatic42,052 mi2022

£200/yr

£547/mo

£24,995

cash

Maybury Car Sales·4.8 (12)· Edinburgh

Frequently asked questions

What deposit is needed to get a BMW 5 Series under £500 a month?: The representative finance example for a BMW 5 Series is based on a £0 deposit. A larger deposit will typically lower your monthly payments. Finance is subject to status.
Does my credit score affect the monthly payment for a BMW 5 Series?: Yes, the quoted representative APR is an example. The actual personal APR offered for a BMW 5 Series finance agreement will depend on your individual credit history and affordability checks.
Which is better for a BMW 5 Series on this budget, HP or PCP?: HP involves paying off the full value of the car to own it outright, while PCP offers lower monthly payments by deferring a significant portion of the cost to an optional final payment. Motoring Today's comprehensive PCP vs HP finance guide covers the details in full.