What deposit is needed to get a BMW 5 Series under £400 per month?

Based on a representative example of a BMW 5 Series at 13% APR over 60 months HP with a £0 deposit, your monthly payment could be higher than £400. A larger deposit will typically lower your monthly payment. Finance is subject to status.

Does my credit score affect the monthly payment for a BMW 5 Series?

Yes, your credit score can affect the monthly payment. Quoted finance rates are representative examples; the personal APR offered to you will depend on your individual credit history and affordability checks.

Should I choose HP or PCP finance for a BMW 5 Series within this budget?

HP (Hire Purchase) means you own the car outright after the final payment, whereas PCP (Personal Contract Purchase) often offers lower monthly payments but requires a balloon payment to own the car or you return it. Motoring Today's comprehensive PCP vs HP finance guide covers the differences in full.

BMW 5 Series under £400 per month

In stock

Live BMW 5 Series listings

From / month

£249/mo

Cheapest representative quote

Monthly budget

£400

Under £400 a month

Other monthly budgets:Under £150 Under £200 Under £250 Under £300 Under £400 Under £500

Great price

BMW 5 Series

2018 520d M Sport Auto

DieselAutomatic95,437 mi2018

£200/yr

£249/mo

£11,397

cash

SWS Car Sales Ltd·3.8 (121)· Cobham

BMW 5 Series

2016 535d M Sport Auto

DieselAutomatic94,144 mi2016

Band F · £225/yr

£272/mo

£11,690

cash

Ezy Access·4.5 (207)· South Ruislip

BMW 5 Series

2016 520d M Sport Auto

DieselAutomatic38,592 mi2016

Band C · £35/yr

£303/mo

£13,304

cash

AB Dealers·4.6 (196)· Feltham

Frequently asked questions

What deposit is needed to get a BMW 5 Series under £400 per month?: Based on a representative example of a BMW 5 Series at 13% APR over 60 months HP with a £0 deposit, your monthly payment could be higher than £400. A larger deposit will typically lower your monthly payment. Finance is subject to status.
Does my credit score affect the monthly payment for a BMW 5 Series?: Yes, your credit score can affect the monthly payment. Quoted finance rates are representative examples; the personal APR offered to you will depend on your individual credit history and affordability checks.
Should I choose HP or PCP finance for a BMW 5 Series within this budget?: HP (Hire Purchase) means you own the car outright after the final payment, whereas PCP (Personal Contract Purchase) often offers lower monthly payments but requires a balloon payment to own the car or you return it. Motoring Today's comprehensive PCP vs HP finance guide covers the differences in full.