Motoring Today

Citroën C3 under £400 per month

6 used Citroën C3 listings from £123/mo under £400 a month, with real broker quotes. Tap any "£X /mo" to see that dealer's full representative example. Finance is subject to status; terms and conditions apply.

There are currently 4 Citroën C3 models available for under £400 per month, as of 24 September 2026. This selection represents cars typically priced between £7,695 and £9,895, with the cheapest monthly payment in this range starting from £166. Finance for these vehicles is offered on a representative Hire Purchase (HP) agreement with a 13% APR, over 60 months, and typically requires no initial deposit. As finance is subject to status, each individual car listing will show its own representative example based on the dealer's specific offering. The Citroën C3 is known for its comfortable ride and distinctive styling, often appealing to those looking for a compact car with a unique character. This monthly budget typically provides access to well-maintained used examples of the C3, often featuring useful specifications and modern comforts suitable for city driving and longer journeys alike.

In stock
6

Live Citroën C3 listings

From / month
£123/mo

Cheapest representative quote

Monthly budget
£400

Under £400 a month

Other monthly budgets:Under £150Under £200Under £250Under £300Under £400Under £500
Citroen C3
Good price

Citroen C3

2018 Flair Puretech

PetrolManual68,777 mi2018
£200/yr
£123/mo
£5,109
cash

Cobalt Motors·4.5 (153)· Gosforth

Citroen C3 Aircross
Fair price

Citroen C3 Aircross

2019 Feel Puretech S/s

PetrolManual59,199 mi2019
£200/yr
£136/mo
£6,202
cash

AB Dealers·4.6 (235)· Feltham

Citroen C3

Citroen C3

2019 Origins Puretech S/s

PetrolManual28,311 mi2019
£200/yr
£166/mo
£7,895
cash

SWS Car Sales Ltd·3.7 (124)· Cobham

Citroen C3
Good price

Citroen C3

2022 C-series Puretech S/s

PetrolManual34,713 mi2022
£200/yr
£179/mo
£8,776
cash

Cobalt Motors·4.5 (153)· Gosforth

Citroen C3
Fair price

Citroen C3

2024 Plus Puretech S&s Auto

PetrolAutomatic44,753 mi2024
£200/yr
£224/mo
£10,238
cash

AB Dealers·4.6 (235)· Feltham

Citroen C3

Citroen C3

2022 Shine+ Blue Hdi S/s

DieselManual36,250 mi2022
£200/yr
£221/mo
£9,895
cash

Oaktree Motor Company·4.7 (198)· Cwmbran

Frequently asked questions

What deposit is needed to get a Citroën C3 for under £400 a month?
Based on a representative example with 13% APR over 60 months HP, a £0 deposit is used for calculation. A larger deposit will typically lower your monthly payments. Finance is subject to status.
Does my credit score affect the monthly payment for a Citroën C3?
Yes, the representative APRs shown are examples only. The personal APR you are offered, and therefore your monthly payment, will depend on your individual credit history and affordability checks.
Should I choose HP or PCP for a Citroën C3 on this budget?
HP means you own the car at the end of the term after all payments are made, whereas PCP involves a balloon payment if you wish to keep it. Motoring Today's comprehensive PCP vs HP finance guide covers the differences in full.