Motoring Today

Citroën C3 finance

PCP and Hire Purchase deals on a used Citroën C3 through our approved UK dealers.

Reviewed by the Motoring Today Editorial team · methodology in our editorial standards.

How much is a Citroën C3 on finance?

Used Citroën C3 models can be bought on PCP or Hire Purchase (HP) finance through our approved UK dealers, subject to status.

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The Citroën C3 is available on Motoring Today from just £130 per month on finance, with cash prices ranging from £5,393 to £10,377. You can explore nine used Citroën C3 models currently listed by dealers across the UK. Each listing on Motoring Today provides a detailed finance example specific to that vehicle, alongside its ULEZ status and full MOT history, helping you make an informed decision. For illustrative purposes, a representative finance example for the Citroën C3 based on a Hire Purchase (HP) agreement suggests a 0% deposit over a 60-month term, with a typical APR of 13%. This allows you to spread the cost of your chosen car, making it more accessible. Remember that finance is always subject to status, and the exact terms will depend on your personal circumstances and the specific vehicle you choose. While this example gives a good indication, every dealer sets its own representative finance example. We recommend reviewing the individual finance quotes provided on each Citroën C3 listing, as these will reflect the most accurate terms for that particular vehicle. These details are designed to give you transparent information for your used car purchase.

Finance is available on Citroën C3 listings through our approved UK dealers. Open any car below to see that dealer’s current representative example, including the APR, monthly payment and total amount payable. Finance is subject to status and approval.

How Citroën C3 finance works

PCP (Personal Contract Purchase)

Lower monthly payments because a large "optional final payment" is deferred to the end. At the end you choose to pay it and keep the C3, hand it back, or part-exchange. Mileage limits apply.

How PCP works →

HP (Hire Purchase)

The whole price (minus deposit) is spread over the term. Payments are usually higher than PCP, but you own the C3 outright at the end and there are no mileage limits.

How HP works →
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See what you could be offered on a Citroën C3

Check your eligibility for Citroën C3 finance in about 60 seconds. It's a soft search, so it leaves no footprint on your credit file and you're under no obligation to go ahead.

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Frequently asked questions

How much is a Citroën C3 on finance per month?
The monthly cost of a Citroën C3 on finance depends on the car's price, your deposit, the length of the agreement and the APR you're offered. Open any Citroën C3 listing to see the dealer's representative example.
Can I get a Citroën C3 on PCP?
Yes. Personal Contract Purchase (PCP) is available on most used Citroën C3 listings through our approved dealers. PCP keeps monthly payments lower by deferring a large "optional final payment" to the end; you then choose to pay it and keep the car, hand the car back, or part-exchange. Finance is subject to status and approval.
PCP or HP on a Citroën C3 — which is better?
Hire Purchase (HP) spreads the whole price (minus deposit) over the term, so you own the C3 outright at the end and monthly payments are usually higher. PCP defers part of the value to a final balloon payment, so monthlies are lower but you don't automatically own the car. HP suits high-mileage drivers who want to keep the car; PCP suits lower monthly budgets and shorter ownership. Our PCP-vs-HP guide explains the trade-offs.
Can I get Citroën C3 finance with bad credit?
Possibly. Some of our approved dealers work with lenders that consider applicants with a poor or limited credit history, though the APR is typically higher and approval is never guaranteed. Finance is always subject to status, income and creditworthiness. See our bad-credit car finance guide before applying.
How much deposit do I need for a Citroën C3?
There's no fixed minimum — many Citroën C3 agreements are available with a small or even zero deposit, subject to status. A larger deposit lowers the amount you borrow and your monthly payments. The representative example on this page shows the deposit used for that specific quote.
How much is a used Citroën C3 per month on finance?
Based on a representative finance example, a used Citroën C3 could cost from £122 per month. This representative example assumes a 0% deposit, 13% APR, and a 60-month Hire Purchase agreement. Finance is subject to status.
What deposit and APR do I need for a used Citroën C3?
A representative finance example for a Citroën C3 shows a 0% deposit and 13% APR. Your personal APR will depend on your credit history and affordability, as finance is subject to status.
Can I get finance on a used Citroën C3 within the shown price range?
Yes, finance is generally available across the displayed price range for used Citroën C3s, starting from a cash price of £5366 or from £122 per month on a representative finance example. Finance is subject to status.

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