Motoring Today

Ford Mustang finance

PCP and Hire Purchase deals on a used Ford Mustang through our approved UK dealers — from £517/mo.

Reviewed by the Motoring Today Editorial team · methodology in our editorial standards.

How much is a Ford Mustang on finance?

Used Ford Mustang finance starts from around £517 a month across the 2 in stock, with a typical monthly of about £598. Most are offered on PCP or Hire Purchase (HP) — see the representative example below for a full breakdown of a real Ford Mustang deal, including the APR, deposit and total amount payable.

From
£517/mo
Typical
£598/mo
Cash price from
£22,889
In stock
2

There are currently 3 Ford Mustang models available on Motoring Today, with cash prices ranging from £18,500 to £30,999. Finance options for these powerful sports cars typically start from a representative £401 per month. This figure is based on a Hire Purchase (HP) agreement with a 60-month term and no deposit, at a representative 13% APR. It's important to remember that all finance agreements are subject to status. While we provide this representative example for transparency, each individual Ford Mustang listing on our platform features its own distinct finance quote from the selling dealer. This allows you to compare options directly relevant to the specific car you are interested in. The Ford Mustang is commonly recognised for its iconic American muscle car styling and exhilarating performance. Whether you're interested in the robust 5.0L V8 or the efficient EcoBoost engine, finding the right finance solution for your next Mustang is straightforward on Motoring Today.

Ford Mustang representative finance example

A genuine Hire Purchase quote for a 2019 Ford Mustang currently in stock. Individual deals vary with price, deposit, term and your circumstances.

Finance type
HP
Monthly payments
£678
Term
60 months
Contract length
60 months
Cash price
£30,999.00
Cash deposit
£0.00
Total amount of credit
£30,999.00
Total amount payable
£40,718.00
Representative APR
11.9%
Total charge for credit
£9,709.00
Fixed rate of interest pa
6.26%
Option to purchase fee
£10.00

The legal bit

AB Dealers Ltd is a credit broker and not a lender. They are on the FCA’s Financial Services Register (firm reference number 945576).

Dealers can introduce you to a limited number of preferred lenders and/or brokers. No advice or recommendation is made — you must decide whether the finance is right for you.

Finance is subject to status (income, employment and creditworthiness) and approval. Available to permanent UK residents aged 18 and over. Terms and conditions apply.

How Ford Mustang finance works

PCP (Personal Contract Purchase)

Lower monthly payments because a large "optional final payment" is deferred to the end. At the end you choose to pay it and keep the Mustang, hand it back, or part-exchange. Mileage limits apply.

How PCP works →

HP (Hire Purchase)

The whole price (minus deposit) is spread over the term. Payments are usually higher than PCP, but you own the Mustang outright at the end and there are no mileage limits.

How HP works →
Soft search

See what you could be offered on a Ford Mustang

Check your eligibility for Ford Mustang finance in about 60 seconds. It's a soft search, so it leaves no footprint on your credit file and you're under no obligation to go ahead.

Check my eligibility

Ford Mustang in stock now — from £22,889

Ford Mustang Mach-E
Fair price

Ford Mustang Mach-E

2023 Standard-range Rwd

ElectricAutomatic54,000 mi2023
£200/yr
£401/mo
£18,500
cash

Hanworth Autos Ltd·4.3 (32)· Feltham

Ford Mustang
Fair price

Ford Mustang

2018 Ecoboost Auto

PetrolAutomatic53,731 mi2018
£200/yr
£517/mo
£22,889
cash

AB Dealers·4.6 (196)· Feltham

Ford Mustang
Above market

Ford Mustang

2019 Ecoboost Auto

PetrolAutomatic48,112 mi2019
£200/yr
£678/mo
£30,999
cash

AB Dealers·4.6 (196)· Feltham

Frequently asked questions

How much is a Ford Mustang on finance per month?
Finance on a used Ford Mustang starts from around £517 a month, depending on the price, your deposit and the term. See the representative example on this page for a worked Ford Mustang deal with the full APR and totals.
Can I get a Ford Mustang on PCP?
Yes. Personal Contract Purchase (PCP) is available on most used Ford Mustang listings through our approved dealers. PCP keeps monthly payments lower by deferring a large "optional final payment" to the end; you then choose to pay it and keep the car, hand the car back, or part-exchange. Finance is subject to status and approval.
PCP or HP on a Ford Mustang — which is better?
Hire Purchase (HP) spreads the whole price (minus deposit) over the term, so you own the Mustang outright at the end and monthly payments are usually higher. PCP defers part of the value to a final balloon payment, so monthlies are lower but you don't automatically own the car. HP suits high-mileage drivers who want to keep the car; PCP suits lower monthly budgets and shorter ownership. Our PCP-vs-HP guide explains the trade-offs.
Can I get Ford Mustang finance with bad credit?
Possibly. Some of our approved dealers work with lenders that consider applicants with a poor or limited credit history, though the APR is typically higher and approval is never guaranteed. Finance is always subject to status, income and creditworthiness. See our bad-credit car finance guide before applying.
How much deposit do I need for a Ford Mustang?
There's no fixed minimum — many Ford Mustang agreements are available with a small or even zero deposit, subject to status. A larger deposit lowers the amount you borrow and your monthly payments. The representative example on this page shows the deposit used for that specific quote.
How much is a used Ford Mustang per month on finance?
A representative example shows a used Ford Mustang can be financed from £401 per month. This assumes a 0 deposit over 60 months on a Hire Purchase agreement with a 13% APR. Finance is subject to status.
What deposit and APR do I need?
The representative example uses a 0 deposit and a 13% APR. The actual deposit required and the interest rate offered will depend on your personal credit history and affordability assessment.
Should I choose HP or PCP for a used Ford Mustang?
With Hire Purchase (HP), you own the car outright after the final payment. Personal Contract Purchase (PCP) offers lower monthly payments but requires a balloon payment to own the car at the end of the term, otherwise, you return it or part-exchange it.
Can I get finance on a used Ford Mustang with the price range shown?
Yes, you can secure finance for a used Ford Mustang within the price range of £18,500 to £30,999. Representative finance is available from £401 per month, based on the cheapest available model.

More Ford Mustang resources