Motoring Today

Mercedes-Benz A-Class under £400 per month

7 used Mercedes-Benz A-Class listings from £190/mo under £400 a month, with real broker quotes. Tap any "£X /mo" to see that dealer's full representative example. Finance is subject to status; terms and conditions apply.

There are 7 Mercedes-Benz A-Class models currently available at a monthly payment of under £400, with prices updated on 17 September 2026. This selection includes vehicles with a cash price ranging from £9,295 to £15,299. The cheapest A-Class in this category is available for £216 per month. For transparency, the representative finance example used on this page assumes a deposit of £0, a 60-month term, and a 13% APR, utilising a Hire Purchase (HP) product. Finance is subject to status, and specific terms may vary between individual dealer offers. This budget range typically allows you to consider well-maintained A-Class models, often from the W176 generation (2012-2018), covering various trim levels and engine choices. The A-Class is a popular premium hatchback known for its refined interior and comfortable ride, offering a compact yet sophisticated option for urban and motorway driving within this finance bracket.

In stock
7

Live Mercedes-Benz A-Class listings

From / month
£190/mo

Cheapest representative quote

Monthly budget
£400

Under £400 a month

Mercedes-Benz A-Class
Good price

Mercedes-Benz A-Class

2015 A200 Sport Cdi Auto

DieselAutomatic69,000 mi2015
Band B · £20/yr
£190/mo
£8,495
cash

East Knighton Car Sales·4.6 (63)· Dorchester

Mercedes-Benz A-Class

Mercedes-Benz A-Class

2019 A 200 Amg Line

PetrolManual46,478 mi2019
£200/yr
£258/mo
£12,295
cash

SWS Car Sales Ltd·3.7 (124)· Cobham

Mercedes-Benz A-Class
Fair price

Mercedes-Benz A-Class

2020 A 200 Amg Line Auto

PetrolAutomatic70,775 mi2020
£200/yr
£290/mo
£12,990
cash

Ezy Access·4.5 (248)· South Ruislip

Mercedes-Benz A-Class
Fair price

Mercedes-Benz A-Class

2019 A 200 Amg Line Executive Auto

PetrolAutomatic60,140 mi2019
£200/yr
£306/mo
£14,000
cash

AB Dealers·4.6 (235)· Feltham

Mercedes-Benz A-Class
Good price

Mercedes-Benz A-Class

2020 A 180 Amg Line Premium D Auto

DieselAutomatic71,688 mi2020
£200/yr
£333/mo
£14,480
cash

Cobalt Motors·4.5 (153)· Gosforth

Mercedes-Benz A-Class
Fair price

Mercedes-Benz A-Class

2019 A 200 Amg Line Auto

PetrolAutomatic47,401 mi2019
£200/yr
£342/mo
£15,299
cash

CG Motorland·4.5 (210)· Leicester

Frequently asked questions

What deposit is needed to get a Mercedes-Benz A-Class under £400 a month?
Based on a representative finance example of 0% deposit over 60 months at 13% APR for an HP agreement, a Mercedes-Benz A-Class could be available for less than £400 per month. A larger deposit would typically lower your monthly payments further. All finance is subject to status.
Does my credit score affect the monthly payment for a Mercedes-Benz A-Class?
Yes, your credit score can affect the monthly payment. The quoted rates are representative examples, and the personal APR offered will depend on your individual credit history and affordability checks.
Should I choose HP or PCP for a Mercedes-Benz A-Class within this budget?
HP involves repaying the full value of the car and owning it at the end, while PCP typically has lower monthly payments but requires a final balloon payment or return of the car. Motoring Today's PCP vs HP finance guide covers the differences in full.