Mercedes-Benz A-Class finance

Frequently asked questions

How much is a Mercedes-Benz A-Class on finance per month?

Finance on a used Mercedes-Benz A-Class starts from around £209 a month, depending on the price, your deposit and the term. See the representative example on this page for a worked Mercedes-Benz A-Class deal with the full APR and totals.

Can I get a Mercedes-Benz A-Class on PCP?

Yes. Personal Contract Purchase (PCP) is available on most used Mercedes-Benz A-Class listings through our approved dealers. PCP keeps monthly payments lower by deferring a large "optional final payment" to the end; you then choose to pay it and keep the car, hand the car back, or part-exchange. Finance is subject to status and approval.

PCP or HP on a Mercedes-Benz A-Class — which is better?

Hire Purchase (HP) spreads the whole price (minus deposit) over the term, so you own the A-Class outright at the end and monthly payments are usually higher. PCP defers part of the value to a final balloon payment, so monthlies are lower but you don't automatically own the car. HP suits high-mileage drivers who want to keep the car; PCP suits lower monthly budgets and shorter ownership. Our PCP-vs-HP guide explains the trade-offs.

Can I get Mercedes-Benz A-Class finance with bad credit?

Possibly. Some of our approved dealers work with lenders that consider applicants with a poor or limited credit history, though the APR is typically higher and approval is never guaranteed. Finance is always subject to status, income and creditworthiness. See our bad-credit car finance guide before applying.

How much deposit do I need for a Mercedes-Benz A-Class?

There's no fixed minimum — many Mercedes-Benz A-Class agreements are available with a small or even zero deposit, subject to status. A larger deposit lowers the amount you borrow and your monthly payments. The representative example on this page shows the deposit used for that specific quote.

How much is a used Mercedes-Benz A-Class per month on finance?

Based on our current stock, a used Mercedes-Benz A-Class could be available from £190 per month on finance. This representative example assumes a 60-month Hire Purchase agreement with a 13% APR, and no deposit. Finance is subject to status.

What deposit and APR do I need?

Our representative finance example for a Mercedes-Benz A-Class currently shows a 0% deposit and a 13% APR. Your personal finance rate and deposit amount will depend on your individual credit history and affordability assessment.

What is the difference between HP and PCP for this model?

Hire Purchase (HP) means you typically own the car outright after all repayments are made, while Personal Contract Purchase (PCP) involves lower monthly payments but gives you options at the end of the term, such as returning the car, paying a final balloon payment to own it, or using any equity as a deposit for a new car.

Can I get finance on a used Mercedes-Benz A-Class with the price range shown?

Yes, finance is available for used Mercedes-Benz A-Class models within our advertised price range, which currently starts from £8495 cash price. You could potentially finance a model from £190 per month, subject to status.