Fair priceMercedes-Benz A-Class
2017 A 180 D Sport
DieselManual68,729 miBand B · £20/yr
Collection
From
£8,999 total
Mercedes-Benz A-Class finance
PCP and Hire Purchase deals on a used Mercedes-Benz A-Class through our approved UK dealers — from £207/mo.
Reviewed by the Motoring Today Editorial team · methodology in our editorial standards.
How much is a Mercedes-Benz A-Class on finance?
Used Mercedes-Benz A-Class finance starts from around £207 a month across the 8 in stock, with a typical monthly of about £275. Most are offered on PCP or Hire Purchase (HP) — see the representative example below for a full breakdown of a real Mercedes-Benz A-Class deal, including the APR, deposit and total amount payable.
- From
- £207/mo
- Typical
- £275/mo
- Cash price from
- £8,999
- In stock
- 8
Mercedes-Benz A-Class representative finance example
A genuine Hire Purchase quote for a 2019 Mercedes-Benz A-Class currently in stock. Individual deals vary with price, deposit, term and your circumstances.
- Finance type
- HP
- Monthly payments
- £266
- Term
- 60 months
- Contract length
- 60 months
- Cash price
- £12,695.00
- Cash deposit
- £0.00
- Total amount of credit
- £12,695.00
- Total amount payable
- £15,991.00
- Representative APR
- 9.9%
- Total charge for credit
- £3,286.00
- Fixed rate of interest pa
- 5.18%
- Option to purchase fee
- £10.00
The legal bit
SWS Car Sales Ltd is a credit broker and not a lender. They are on the FCA’s Financial Services Register (firm reference number 1006067).
Dealers can introduce you to a limited number of preferred lenders and/or brokers. No advice or recommendation is made — you must decide whether the finance is right for you.
Finance is subject to status (income, employment and creditworthiness) and approval. Available to permanent UK residents aged 18 and over. Terms and conditions apply.
Quote provided by Northridge.
How Mercedes-Benz A-Class finance works
PCP (Personal Contract Purchase)
Lower monthly payments because a large "optional final payment" is deferred to the end. At the end you choose to pay it and keep the A-Class, hand it back, or part-exchange. Mileage limits apply.
How PCP works →HP (Hire Purchase)
The whole price (minus deposit) is spread over the term. Payments are usually higher than PCP, but you own the A-Class outright at the end and there are no mileage limits.
How HP works →Mercedes-Benz A-Class in stock now — from £8,999
Fair price4.5(195)
Fair priceULEZ CompliantMercedes-Benz A-Class
2015 A 180 Se
PETROLMANUAL48,000 miBand D · £170/yr
Collection
From
£9,995 total
Above marketMercedes-Benz A-Class
2017 A 180 D Sport Executive
DieselManual48,518 mi£200/yr
Collection
From
£10,995 total
Fair priceMercedes-Benz A-Class
2020 A 180 Sport Executive Auto
PetrolAutomatic77,076 mi£200/yr
Collection
From
£12,690 total
Great priceMercedes-Benz A-Class
2019 A 200 Amg Line
PetrolManual46,478 mi£200/yr
Collection
From
£12,695 total
Fair priceMercedes-Benz A-Class
2021 A 200 Amg Line Executive Auto
PetrolAutomatic71,672 mi£200/yr
Collection
From
£14,790 total
Mercedes-Benz A-Class
2019 A 200 D Amg Line Premium Auto
DieselAutomatic42,510 mi£200/yr
Collection
From
£15,295 total
Fair priceMercedes-Benz A-Class
2019 A 220 Amg Line Premium+ Auto
PetrolAutomatic71,130 mi£200/yr
Collection
From
£15,890 total
Frequently asked questions
- How much is a Mercedes-Benz A-Class on finance per month?
- Finance on a used Mercedes-Benz A-Class starts from around £207 a month, depending on the price, your deposit and the term. See the representative example on this page for a worked Mercedes-Benz A-Class deal with the full APR and totals.
- Can I get a Mercedes-Benz A-Class on PCP?
- Yes. Personal Contract Purchase (PCP) is available on most used Mercedes-Benz A-Class listings through our approved dealers. PCP keeps monthly payments lower by deferring a large "optional final payment" to the end; you then choose to pay it and keep the car, hand the car back, or part-exchange. Finance is subject to status and approval.
- PCP or HP on a Mercedes-Benz A-Class — which is better?
- Hire Purchase (HP) spreads the whole price (minus deposit) over the term, so you own the A-Class outright at the end and monthly payments are usually higher. PCP defers part of the value to a final balloon payment, so monthlies are lower but you don't automatically own the car. HP suits high-mileage drivers who want to keep the car; PCP suits lower monthly budgets and shorter ownership. Our PCP-vs-HP guide explains the trade-offs.
- Can I get Mercedes-Benz A-Class finance with bad credit?
- Possibly. Some of our approved dealers work with lenders that consider applicants with a poor or limited credit history, though the APR is typically higher and approval is never guaranteed. Finance is always subject to status, income and creditworthiness. See our bad-credit car finance guide before applying.
- How much deposit do I need for a Mercedes-Benz A-Class?
- There's no fixed minimum — many Mercedes-Benz A-Class agreements are available with a small or even zero deposit, subject to status. A larger deposit lowers the amount you borrow and your monthly payments. The representative example on this page shows the deposit used for that specific quote.