Mercedes-Benz A-Class finance

Frequently asked questions

How much is a Mercedes-Benz A-Class on finance per month?

Finance on a used Mercedes-Benz A-Class starts from around £190 a month, depending on the price, your deposit and the term. See the representative example on this page for a worked Mercedes-Benz A-Class deal with the full APR and totals.

Can I get a Mercedes-Benz A-Class on PCP?

Yes. Personal Contract Purchase (PCP) is available on most used Mercedes-Benz A-Class listings through our approved dealers. PCP keeps monthly payments lower by deferring a large "optional final payment" to the end; you then choose to pay it and keep the car, hand the car back, or part-exchange. Finance is subject to status and approval.

PCP or HP on a Mercedes-Benz A-Class — which is better?

Hire Purchase (HP) spreads the whole price (minus deposit) over the term, so you own the A-Class outright at the end and monthly payments are usually higher. PCP defers part of the value to a final balloon payment, so monthlies are lower but you don't automatically own the car. HP suits high-mileage drivers who want to keep the car; PCP suits lower monthly budgets and shorter ownership. Our PCP-vs-HP guide explains the trade-offs.

Can I get Mercedes-Benz A-Class finance with bad credit?

Possibly. Some of our approved dealers work with lenders that consider applicants with a poor or limited credit history, though the APR is typically higher and approval is never guaranteed. Finance is always subject to status, income and creditworthiness. See our bad-credit car finance guide before applying.

How much deposit do I need for a Mercedes-Benz A-Class?

There's no fixed minimum — many Mercedes-Benz A-Class agreements are available with a small or even zero deposit, subject to status. A larger deposit lowers the amount you borrow and your monthly payments. The representative example on this page shows the deposit used for that specific quote.

How much is a used Mercedes-Benz A-Class per month on finance?

You could finance a used Mercedes-Benz A-Class from £207 per month. This representative finance example is based on Hire Purchase with a 13% APR over 60 months, with a £0 deposit. Finance is subject to status.

What deposit and APR do I need for a used Mercedes-Benz A-Class?

Our representative example for a used Mercedes-Benz A-Class assumes a £0 deposit and a 13% APR. Your personal APR will depend on your credit history and affordability assessment.

What is the difference between HP and PCP for a Mercedes-Benz A-Class?

With Hire Purchase (HP), you own the Mercedes-Benz A-Class outright once all payments are made. With Personal Contract Purchase (PCP), you have options at the end of the term, including returning the car, paying a final balloon payment to own it, or using any equity as a deposit on a new car.

Can I get finance on a used Mercedes-Benz A-Class with the price range shown?

Yes, finance options are available for used Mercedes-Benz A-Class models across our price range of £8999 to £14690. The cheapest cash price of £8999 is equivalent to our representative monthly finance figure from £207.