Motoring Today

Mercedes-Benz C-Class under £400 per month

4 used Mercedes-Benz C-Class listings from £299/mo under £400 a month, with real broker quotes. Tap any "£X /mo" to see that dealer's full representative example. Finance is subject to status; terms and conditions apply.

There are currently 3 Mercedes-Benz C-Class models available for under £400 per month, as of 29 July 2026. This monthly budget typically secures a C-Class with a cash price between £4,500 and £15,195, with the cheapest available from £109 per month. For transparency, the representative finance example for this model is based on an APR of 13%, with a deposit of £0 over a term of 60 months, using a Hire Purchase (HP) product. Finance is, of course, subject to status. While PCP (Personal Contract Purchase) offers lower monthly payments by deferring a significant portion of the cost to a final balloon payment, HP means you own the car outright at the end of the term once all payments are made.

In stock
4

Live Mercedes-Benz C-Class listings

From / month
£299/mo

Cheapest representative quote

Monthly budget
£400

Under £400 a month

Other monthly budgets:Under £150Under £200Under £250Under £300Under £400Under £500
Mercedes-Benz C-Class
Fair price

Mercedes-Benz C-Class

2017 C 200 Amg Line Premium Auto

PetrolAutomatic93,731 mi2017
£200/yr
£299/mo
£12,999
cash

CG Motorland·4.5 (202)· Leicester

Mercedes-Benz C-Class
Good price

Mercedes-Benz C-Class

2016 C250 D Amg Line Premium+ Auto

DieselAutomatic50,690 mi2016
Band C · £35/yr
£337/mo
£14,799
cash

AB Dealers·4.6 (196)· Feltham

Mercedes-Benz C-Class
Good price

Mercedes-Benz C-Class

2017 C 250 Amg Line D Auto

DieselAutomatic49,143 mi2017
Band D · £170/yr
£350/mo
£15,499
cash

AB Dealers·4.6 (196)· Feltham

Mercedes-Benz C-Class
Fair price

Mercedes-Benz C-Class

2016 C 200 Amg Line Premium+ Auto

PetrolAutomatic53,634 mi2016
Band E · £200/yr
£367/mo
£16,411
cash

CG Motorland·4.5 (202)· Leicester

Frequently asked questions

What deposit is needed to get a Mercedes-Benz C-Class for under £400 a month?
Based on a representative example of 13% APR over 60 months with a £0 deposit, your monthly payments would likely be higher than £400. A larger deposit will typically reduce your monthly payments, and finance is subject to status.
Does my credit score affect the monthly payment for a Mercedes-Benz C-Class?
Yes, absolutely. The quoted rates are representative examples; the actual personal APR offered to you will depend on your individual credit history and an affordability assessment.
Should I choose HP or PCP for a Mercedes-Benz C-Class within this budget?
HP involves paying off the full value of the car and owning it at the end, while PCP typically has lower monthly payments as you only pay for the depreciation, with options to return, buy, or part-exchange at the end. Motoring Today's PCP vs HP finance guide covers the details in full.