Motoring Today

Mercedes-Benz C-Class finance

PCP and Hire Purchase deals on a used Mercedes-Benz C-Class through our approved UK dealers — from £299/mo.

Reviewed by the Motoring Today Editorial team · methodology in our editorial standards.

How much is a Mercedes-Benz C-Class on finance?

Used Mercedes-Benz C-Class finance starts from around £299 a month across the 4 in stock, with a typical monthly of about £337. Most are offered on PCP or Hire Purchase (HP) — see the representative example below for a full breakdown of a real Mercedes-Benz C-Class deal, including the APR, deposit and total amount payable.

From
£299/mo
Typical
£337/mo
Cash price from
£12,999
In stock
4

There are currently 5 Mercedes-Benz C-Class models available on Motoring Today, with prices ranging from £7,397 to £16,411. You could drive away a C-Class for as little as £167 per month. This representative monthly payment is based on a Hire Purchase (HP) agreement with a 13% APR, over 60 months, and requires no initial deposit. Finance is subject to status and acceptance. Each individual listing on Motoring Today displays its own dealer's representative finance example, allowing you to see the exact terms for that specific vehicle.

Mercedes-Benz C-Class representative finance example

A genuine Hire Purchase quote for a 2016 Mercedes-Benz C-Class currently in stock. Individual deals vary with price, deposit, term and your circumstances.

Finance type
HP
Monthly payments
£337
Term
60 months
Contract length
60 months
Cash price
£14,799.00
Cash deposit
£0.00
Total amount of credit
£14,799.00
Total amount payable
£20,243.00
Representative APR
13.9%
Total charge for credit
£5,443.00
Fixed rate of interest pa
7.36%
Option to purchase fee
£1.00

The legal bit

AB Dealers Ltd is a credit broker and not a lender. They are on the FCA’s Financial Services Register (firm reference number 945576).

Dealers can introduce you to a limited number of preferred lenders and/or brokers. No advice or recommendation is made — you must decide whether the finance is right for you.

Finance is subject to status (income, employment and creditworthiness) and approval. Available to permanent UK residents aged 18 and over. Terms and conditions apply.

How Mercedes-Benz C-Class finance works

PCP (Personal Contract Purchase)

Lower monthly payments because a large "optional final payment" is deferred to the end. At the end you choose to pay it and keep the C-Class, hand it back, or part-exchange. Mileage limits apply.

How PCP works →

HP (Hire Purchase)

The whole price (minus deposit) is spread over the term. Payments are usually higher than PCP, but you own the C-Class outright at the end and there are no mileage limits.

How HP works →
Soft search

See what you could be offered on a Mercedes-Benz C-Class

Check your eligibility for Mercedes-Benz C-Class finance in about 60 seconds. It's a soft search, so it leaves no footprint on your credit file and you're under no obligation to go ahead.

Check my eligibility

Mercedes-Benz C-Class in stock now — from £12,999

Mercedes-Benz C-Class
Fair price

Mercedes-Benz C-Class

2017 C 200 Amg Line Premium Auto

PetrolAutomatic93,731 mi2017
£200/yr
£299/mo
£12,999
cash

CG Motorland·4.5 (202)· Leicester

Mercedes-Benz C-Class
Good price

Mercedes-Benz C-Class

2017 C 250 Amg Line D Auto

DieselAutomatic49,143 mi2017
ULEZ ✓Band D · £170/yr
Finance available on request
£14,650
cash

AB Dealers·4.6 (196)· Feltham

Mercedes-Benz C-Class
Good price

Mercedes-Benz C-Class

2016 C250 D Amg Line Premium+ Auto

DieselAutomatic50,690 mi2016
Band C · £35/yr
£337/mo
£14,799
cash

AB Dealers·4.6 (196)· Feltham

Mercedes-Benz C-Class
Fair price

Mercedes-Benz C-Class

2016 C 200 Amg Line Premium+ Auto

PetrolAutomatic53,634 mi2016
Band E · £200/yr
£367/mo
£16,411
cash

CG Motorland·4.5 (202)· Leicester

Frequently asked questions

How much is a Mercedes-Benz C-Class on finance per month?
Finance on a used Mercedes-Benz C-Class starts from around £299 a month, depending on the price, your deposit and the term. See the representative example on this page for a worked Mercedes-Benz C-Class deal with the full APR and totals.
Can I get a Mercedes-Benz C-Class on PCP?
Yes. Personal Contract Purchase (PCP) is available on most used Mercedes-Benz C-Class listings through our approved dealers. PCP keeps monthly payments lower by deferring a large "optional final payment" to the end; you then choose to pay it and keep the car, hand the car back, or part-exchange. Finance is subject to status and approval.
PCP or HP on a Mercedes-Benz C-Class — which is better?
Hire Purchase (HP) spreads the whole price (minus deposit) over the term, so you own the C-Class outright at the end and monthly payments are usually higher. PCP defers part of the value to a final balloon payment, so monthlies are lower but you don't automatically own the car. HP suits high-mileage drivers who want to keep the car; PCP suits lower monthly budgets and shorter ownership. Our PCP-vs-HP guide explains the trade-offs.
Can I get Mercedes-Benz C-Class finance with bad credit?
Possibly. Some of our approved dealers work with lenders that consider applicants with a poor or limited credit history, though the APR is typically higher and approval is never guaranteed. Finance is always subject to status, income and creditworthiness. See our bad-credit car finance guide before applying.
How much deposit do I need for a Mercedes-Benz C-Class?
There's no fixed minimum — many Mercedes-Benz C-Class agreements are available with a small or even zero deposit, subject to status. A larger deposit lowers the amount you borrow and your monthly payments. The representative example on this page shows the deposit used for that specific quote.
How much is a used Mercedes-Benz C-Class per month on finance?
A used Mercedes-Benz C-Class can be financed from £299 per month. This representative example assumes a £0 deposit, 13% APR, and a 60-month HP agreement, but finance is subject to status.
What deposit and APR do I need?
Our representative example for a Mercedes-Benz C-Class uses a £0 deposit and 13% APR. However, the actual deposit required and your personal APR will depend on your credit history and affordability assessment.
Should I choose HP or PCP finance for a Mercedes-Benz C-Class?
With Hire Purchase (HP), you own the Mercedes-Benz C-Class outright after all payments are made. Personal Contract Purchase (PCP) typically offers lower monthly payments but involves a balloon payment at the end if you wish to keep the car.
Can I get finance on a used Mercedes-Benz C-Class within the price range shown?
Yes, finance is available for used Mercedes-Benz C-Class models with prices starting from £12,999. Representative finance is available from £299 per month for a used Mercedes-Benz C-Class.

More Mercedes-Benz C-Class resources