Motoring Today

Mercedes-Benz C-Class finance

PCP and Hire Purchase deals on a used Mercedes-Benz C-Class through our approved UK dealers — from £299/mo.

Reviewed by the Motoring Today Editorial team · methodology in our editorial standards.

How much is a Mercedes-Benz C-Class on finance?

Used Mercedes-Benz C-Class finance starts from around £299 a month across the 5 in stock, with a typical monthly of about £369. Most are offered on PCP or Hire Purchase (HP) — see the representative example below for a full breakdown of a real Mercedes-Benz C-Class deal, including the APR, deposit and total amount payable.

From
£299/mo
Typical
£369/mo
Cash price from
£6,997
In stock
5

A used Mercedes-Benz C-Class is available on Motoring Today from just £12,999, with finance options starting from £299 per month. Our current selection of five Mercedes-Benz C-Class models ranges in price up to £59,999, offering a variety of specifications and trims. This £299 per month representative example for a used C-Class is based on a Hire Purchase (HP) agreement with no deposit, over a term of 60 months, at a representative APR of 13%. Financing a used Mercedes-Benz C-Class through Motoring Today is straightforward. Every listing displays a clear, FCA-style representative finance example specific to that vehicle, allowing you to see the potential monthly costs. These figures help you understand the affordability of each C-Class model, whether you are interested in an HP or PCP agreement. It's important to remember that all finance offers are subject to status and individual lender approval. The exact terms, including deposit, interest rates, and monthly payments, will vary based on your personal circumstances and the specific finance agreement offered by the dealer. Each dealer on Motoring Today provides their own representative example for their vehicles.

Mercedes-Benz C-Class representative finance example

A genuine Hire Purchase quote for a 2016 Mercedes-Benz C-Class currently in stock. Individual deals vary with price, deposit, term and your circumstances.

Finance type
HP
Monthly payments
£369
Term
60 months
Contract length
60 months
Cash price
£16,499.00
Cash deposit
£0.00
Total amount of credit
£16,499.00
Total amount payable
£22,118.00
Representative APR
12.9%
Total charge for credit
£5,618.00
Fixed rate of interest pa
6.81%
Option to purchase fee
£1.00

The legal bit

Auto Plus Motors Ltd is a credit broker and not a lender. They are on the FCA’s Financial Services Register (firm reference number 783390).

Dealers can introduce you to a limited number of preferred lenders and/or brokers. No advice or recommendation is made — you must decide whether the finance is right for you.

Finance is subject to status (income, employment and creditworthiness) and approval. Available to permanent UK residents aged 18 and over. Terms and conditions apply.

How Mercedes-Benz C-Class finance works

PCP (Personal Contract Purchase)

Lower monthly payments because a large "optional final payment" is deferred to the end. At the end you choose to pay it and keep the C-Class, hand it back, or part-exchange. Mileage limits apply.

How PCP works →

HP (Hire Purchase)

The whole price (minus deposit) is spread over the term. Payments are usually higher than PCP, but you own the C-Class outright at the end and there are no mileage limits.

How HP works →
Soft search

See what you could be offered on a Mercedes-Benz C-Class

Check your eligibility for Mercedes-Benz C-Class finance in about 60 seconds. It's a soft search, so it leaves no footprint on your credit file and you're under no obligation to go ahead.

Check my eligibility

Mercedes-Benz C-Class in stock now — from £6,997

Mercedes-Benz C-Class
Great price

Mercedes-Benz C-Class

2015 C250 Se Executive Bluetec Auto

DieselAutomatic82,966 mi2015
Band B · £20/yr
Finance available on request
£6,997
cash

SWS Car Sales Ltd·3.8 (125)· Cobham

Mercedes-Benz C-Class
Fair price

Mercedes-Benz C-Class

2015 C220 Amg Line Bluetec Auto

DieselAutomatic83,232 mi2015
Band C · £35/yr
Finance available on request
£9,499
cash

Ezy Access·4.5 (248)· South Ruislip

Mercedes-Benz C-Class
Fair price

Mercedes-Benz C-Class

2017 C 200 Amg Line Premium Auto

PetrolAutomatic93,731 mi2017
£200/yr
£299/mo
£12,999
cash

CG Motorland·4.5 (212)· Leicester

Mercedes-Benz C-Class
Above market

Mercedes-Benz C-Class

2016 C 200 Amg Line Premium+ Auto

PetrolAutomatic53,634 mi2016
Band E · £200/yr
£369/mo
£16,499
cash

CG Motorland·4.5 (212)· Leicester

Mercedes-Benz C-Class
Above market

Mercedes-Benz C-Class

2018 C250 Amg Line Premium+ D 4matic Auto

DieselAutomatic43,163 mi2018
£200/yr
£418/mo
£18,695
cash

Maybury Car Sales·4.8 (12)· Edinburgh

Mercedes-amg C-Class
Fair price

Mercedes-amg C-Class

2017 Amg C 43 Premium+ 4matic Auto

PetrolAutomatic49,087 mi2017
£200/yr
Finance available on request
£24,695
cash

Maybury Car Sales·4.8 (12)· Edinburgh

Frequently asked questions

How much is a Mercedes-Benz C-Class on finance per month?
Finance on a used Mercedes-Benz C-Class starts from around £299 a month, depending on the price, your deposit and the term. See the representative example on this page for a worked Mercedes-Benz C-Class deal with the full APR and totals.
Can I get a Mercedes-Benz C-Class on PCP?
Yes. Personal Contract Purchase (PCP) is available on most used Mercedes-Benz C-Class listings through our approved dealers. PCP keeps monthly payments lower by deferring a large "optional final payment" to the end; you then choose to pay it and keep the car, hand the car back, or part-exchange. Finance is subject to status and approval.
PCP or HP on a Mercedes-Benz C-Class — which is better?
Hire Purchase (HP) spreads the whole price (minus deposit) over the term, so you own the C-Class outright at the end and monthly payments are usually higher. PCP defers part of the value to a final balloon payment, so monthlies are lower but you don't automatically own the car. HP suits high-mileage drivers who want to keep the car; PCP suits lower monthly budgets and shorter ownership. Our PCP-vs-HP guide explains the trade-offs.
Can I get Mercedes-Benz C-Class finance with bad credit?
Possibly. Some of our approved dealers work with lenders that consider applicants with a poor or limited credit history, though the APR is typically higher and approval is never guaranteed. Finance is always subject to status, income and creditworthiness. See our bad-credit car finance guide before applying.
How much deposit do I need for a Mercedes-Benz C-Class?
There's no fixed minimum — many Mercedes-Benz C-Class agreements are available with a small or even zero deposit, subject to status. A larger deposit lowers the amount you borrow and your monthly payments. The representative example on this page shows the deposit used for that specific quote.
How much is a used Mercedes-Benz C-Class per month on finance?
You could finance a used Mercedes-Benz C-Class from £299 per month. This representative example is based on an HP agreement over 60 months with a 0% deposit and 13% APR, and finance is subject to status.
What deposit and APR do I need for a Mercedes-Benz C-Class?
The representative finance example shows a 0% deposit and 13% APR. However, the exact deposit required and the personal APR you are offered will depend on your individual credit history and affordability assessment.
What is the difference between HP and PCP finance for this model?
With Hire Purchase (HP), you own the Mercedes-Benz C-Class outright after making all monthly payments. Personal Contract Purchase (PCP) offers lower monthly payments but requires a final balloon payment or return of the car at the end of the term if you wish to keep it.
Can I get finance on a used Mercedes-Benz C-Class with the price range shown?
Yes, finance options are available for used Mercedes-Benz C-Class models, including those starting from the lowest cash price of £12290 and monthly payments from £299. Finance is subject to status.

More Mercedes-Benz C-Class resources