Motoring Today

Vauxhall Mokka X under £400 per month

5 used Vauxhall Mokka X listings from £120/mo under £400 a month, with real broker quotes. Tap any "£X /mo" to see that dealer's full representative example. Finance is subject to status; terms and conditions apply.

There are 6 Vauxhall Mokka X models currently available on Motoring Today for under £400 per month, as of 19 August 2026. This selection includes vehicles with cash prices ranging from £4,980 to £8,995. The cheapest Vauxhall Mokka X available today starts at just £120 per month. For transparency, the representative finance assumptions for these cars are based on a Hire Purchase (HP) agreement with a 0% deposit, a term of 60 months, and a 13% APR. This monthly budget typically provides access to a good range of used Mokka X models, a compact SUV known for its comfortable ride and practical features. All finance is subject to status, and each car shows its own dealer's representative example.

In stock
5

Live Vauxhall Mokka X listings

From / month
£120/mo

Cheapest representative quote

Monthly budget
£400

Under £400 a month

Vauxhall Mokka X
Fair price

Vauxhall Mokka X

2017 Design Nav T S/s

PetrolManual97,102 mi2017
£200/yr
£120/mo
£4,980
cash

Cobalt Motors·4.5 (143)· West Allotment

Vauxhall Mokka X
Fair price

Vauxhall Mokka X

2018 Design Nav Ecotec S/s

PetrolManual55,027 mi2018
£200/yr
£173/mo
£7,495
cash

Oaktree Motor Company·4.7 (193)· Torfaen

Vauxhall Mokka X
Fair price

Vauxhall Mokka X

2019 Elite Ecotec S/s

PetrolManual49,815 mi2019
£200/yr
£177/mo
£8,100
cash

AB Dealers·4.6 (196)· Feltham

Vauxhall Mokka X
Above market

Vauxhall Mokka X

2017 Active T S/s

PetrolManual52,000 mi2017
Band E · £200/yr
£179/mo
£7,795
cash

Protheroes·4.4 (73)· Market Harborough

Vauxhall Mokka X
Fair price

Vauxhall Mokka X

2019 Active Ecotec S/s

PetrolManual28,645 mi2019
£200/yr
£201/mo
£8,995
cash

Car-pod Ltd·4.9 (169)· North Baddesley

Frequently asked questions

What deposit is needed to get a Vauxhall Mokka X for under £400 per month?
Based on a representative example, a £0 deposit over 60 months with a 13% APR could result in a monthly payment within this budget. A larger deposit will typically lower your monthly payments. Finance is subject to status.
Does my credit score affect the monthly payment for a Vauxhall Mokka X?
Yes, your credit score can affect the monthly payment. The finance rates quoted are representative examples, and the personal APR offered to you will depend on your individual credit history and affordability checks.
Should I choose HP or PCP for a Vauxhall Mokka X under £400 per month?
With Hire Purchase (HP), you own the car outright after the final payment, whereas with Personal Contract Purchase (PCP), there's a balloon payment at the end if you want to keep it. Motoring Today's PCP vs HP finance guide covers the differences in full.