Motoring Today

Vauxhall Mokka X under £400 per month

5 used Vauxhall Mokka X listings from £138/mo under £400 a month, with real broker quotes. Tap any "£X /mo" to see that dealer's full representative example. Finance is subject to status; terms and conditions apply.

There are 4 Vauxhall Mokka X models currently available for under £400 per month, updated on 18 September 2026. This finance quote is based on a Representative Example: Hire Purchase (HP) with 0% deposit over 60 months at a 13% APR. Finance is subject to status. These qualifying Mokka X examples range from the cheapest at £116 per month, with cash prices typically falling between £4,560 and £7,998. The Mokka X is a popular compact SUV known for its comfortable ride and elevated driving position, making it a common choice for buyers seeking practicality in this budget range. This monthly cap often provides access to well-equipped models with ULEZ compliance, ready for city driving.

In stock
5

Live Vauxhall Mokka X listings

From / month
£138/mo

Cheapest representative quote

Monthly budget
£400

Under £400 a month

Vauxhall Mokka X
Great price

Vauxhall Mokka X

2019 Active Ecotec S/s

PetrolManual70,636 mi2019
£200/yr
£138/mo
£5,980
cash

Cobalt Motors·4.5 (153)· Gosforth

Vauxhall Mokka X
Fair price

Vauxhall Mokka X

2018 Design Nav Ecotec S/s

PetrolManual61,976 mi2018
£200/yr
£159/mo
£6,995
cash

Car-pod Ltd·4.9 (172)· North Baddesley

Vauxhall Mokka X
Good price

Vauxhall Mokka X

2019 Elite Ecotec S/s

PetrolManual49,815 mi2019
£200/yr
£169/mo
£7,708
cash

AB Dealers·4.6 (235)· Feltham

Vauxhall Mokka X
Fair price

Vauxhall Mokka X

2018 Design Nav Ecotec S/s

PetrolManual55,027 mi2018
£200/yr
£173/mo
£7,495
cash

Oaktree Motor Company·4.7 (198)· Cwmbran

Vauxhall Mokka X
Above market

Vauxhall Mokka X

2017 Active T S/s

PetrolManual52,000 mi2017
Band E · £200/yr
£179/mo
£7,795
cash

Protheroes·4.4 (74)· Market Harborough

Frequently asked questions

What deposit is needed to get a Vauxhall Mokka X under £400 per month?
A representative finance example for a Vauxhall Mokka X is based on 0 deposit and 13% APR over 60 months HP. A larger deposit will typically lower your monthly payments. All finance is subject to status.
Does my credit score affect the monthly payment for a Vauxhall Mokka X?
Yes, your credit score can affect the monthly payment. Quoted rates are representative examples, and the personal APR offered to you will depend on your individual credit history and affordability checks.
Which finance option, HP or PCP, is better for a Vauxhall Mokka X under this budget?
HP generally means you own the car at the end of the term, while PCP involves an optional final payment to own the car, or you can return it or part-exchange. Motoring Today's comprehensive PCP vs HP finance guide covers these options in full detail.