Motoring Today

Vauxhall Mokka X under £500 per month

5 used Vauxhall Mokka X listings from £120/mo under £500 a month, with real broker quotes. Tap any "£X /mo" to see that dealer's full representative example. Finance is subject to status; terms and conditions apply.

There are currently 6 Vauxhall Mokka X models available for under £500 per month, updated on 19 August 2026. This representative finance example assumes a typical 60-month Hire Purchase (HP) agreement with a 0% deposit and an Annual Percentage Rate (APR) of 13%. Finance is subject to status. This monthly budget typically secures a well-equipped Mokka X, with qualifying models ranging in cash price from £4,980 to £8,995. The cheapest monthly payment for a Mokka X on this platform is £120. The Vauxhall Mokka X is a popular compact SUV known for its practical size and comfortable ride, often suited for urban driving and family use.

In stock
5

Live Vauxhall Mokka X listings

From / month
£120/mo

Cheapest representative quote

Monthly budget
£500

Under £500 a month

Vauxhall Mokka X
Fair price

Vauxhall Mokka X

2017 Design Nav T S/s

PetrolManual97,102 mi2017
£200/yr
£120/mo
£4,980
cash

Cobalt Motors·4.5 (143)· West Allotment

Vauxhall Mokka X
Fair price

Vauxhall Mokka X

2018 Design Nav Ecotec S/s

PetrolManual55,027 mi2018
£200/yr
£173/mo
£7,495
cash

Oaktree Motor Company·4.7 (193)· Torfaen

Vauxhall Mokka X
Fair price

Vauxhall Mokka X

2019 Elite Ecotec S/s

PetrolManual49,815 mi2019
£200/yr
£177/mo
£8,100
cash

AB Dealers·4.6 (196)· Feltham

Vauxhall Mokka X
Above market

Vauxhall Mokka X

2017 Active T S/s

PetrolManual52,000 mi2017
Band E · £200/yr
£179/mo
£7,795
cash

Protheroes·4.4 (73)· Market Harborough

Vauxhall Mokka X
Fair price

Vauxhall Mokka X

2019 Active Ecotec S/s

PetrolManual28,645 mi2019
£200/yr
£201/mo
£8,995
cash

Car-pod Ltd·4.9 (169)· North Baddesley

Frequently asked questions

What deposit is needed to get a Vauxhall Mokka X under £500 a month?
Based on our representative finance example (13% APR, 60 months HP), a deposit of £0 is used, though a larger deposit will reduce your monthly payments. Finance is subject to status.
Does my credit score affect the monthly payment for a Vauxhall Mokka X?
Yes, quoted rates are representative examples. The personal APR offered for your Vauxhall Mokka X will depend on your individual credit history and affordability checks.
Which is better for my budget, HP or PCP for a Vauxhall Mokka X?
HP results in ownership after all payments, while PCP offers lower monthly payments by deferring a large final balloon payment, allowing options to return, part-exchange, or buy. Motoring Today's PCP vs HP finance guide covers this in full.