Motoring Today

Vauxhall Mokka X under £500 per month

5 used Vauxhall Mokka X listings from £138/mo under £500 a month, with real broker quotes. Tap any "£X /mo" to see that dealer's full representative example. Finance is subject to status; terms and conditions apply.

This page currently features 4 Vauxhall Mokka X models available for under £500 per month, as of 18 September 2026. Finance examples are based on a typical 60-month Hire Purchase agreement with a 0% deposit and 13% APR, though specific quotes will vary by dealer and are subject to status. With monthly payments starting from £116, this budget typically secures a Vauxhall Mokka X within a cash price range of £4,560 to £7,998. The Mokka X is a popular choice for its elevated driving position and practical SUV styling, often appealing to those seeking a versatile and compact family car. Each car listing provides its own representative finance example from the selling dealer.

In stock
5

Live Vauxhall Mokka X listings

From / month
£138/mo

Cheapest representative quote

Monthly budget
£500

Under £500 a month

Vauxhall Mokka X
Great price

Vauxhall Mokka X

2019 Active Ecotec S/s

PetrolManual70,636 mi2019
£200/yr
£138/mo
£5,980
cash

Cobalt Motors·4.5 (153)· Gosforth

Vauxhall Mokka X
Fair price

Vauxhall Mokka X

2018 Design Nav Ecotec S/s

PetrolManual61,976 mi2018
£200/yr
£159/mo
£6,995
cash

Car-pod Ltd·4.9 (172)· North Baddesley

Vauxhall Mokka X
Good price

Vauxhall Mokka X

2019 Elite Ecotec S/s

PetrolManual49,815 mi2019
£200/yr
£169/mo
£7,708
cash

AB Dealers·4.6 (235)· Feltham

Vauxhall Mokka X
Fair price

Vauxhall Mokka X

2018 Design Nav Ecotec S/s

PetrolManual55,027 mi2018
£200/yr
£173/mo
£7,495
cash

Oaktree Motor Company·4.7 (198)· Cwmbran

Vauxhall Mokka X
Above market

Vauxhall Mokka X

2017 Active T S/s

PetrolManual52,000 mi2017
Band E · £200/yr
£179/mo
£7,795
cash

Protheroes·4.4 (74)· Market Harborough

Frequently asked questions

What deposit is needed for a Vauxhall Mokka X under £500 per month?
A representative example shows a 0% deposit with a 13% APR over 60 months, but finance is subject to status. A larger deposit will typically lower your monthly payments.
Does my credit score affect the monthly payment?
Yes, quoted finance rates are representative. The personal APR offered depends on your credit history and an affordability assessment.
Which is better for this budget, HP or PCP?
HP results in car ownership at the end of the term, while PCP typically offers lower monthly payments by deferring a portion of the cost. Motoring Today's PCP vs HP finance guide covers the differences in full.