What deposit is needed to get a BMW 1 Series for under £400 per month?

Based on a representative example of 13% APR over 60 months with a £0 deposit, the monthly cost would be higher. A larger deposit will typically lower your monthly payments for a BMW 1 Series, and finance is always subject to status.

Does my credit score affect the monthly payment for a BMW 1 Series?

Yes, your credit score can affect the monthly payment. Quoted rates are representative examples, and the personal APR offered for a BMW 1 Series will depend on your individual credit history and affordability checks.

Which is better for my budget, HP or PCP, for a BMW 1 Series?

With HP, you own the car after the final payment, while PCP offers lower monthly payments by deferring a large balloon payment and giving options to return, buy, or part-exchange. Motoring Today's PCP vs HP finance guide covers the differences in full.

BMW 1 Series under £400 per month

In stock

Live BMW 1 Series listings

From / month

£142/mo

Cheapest representative quote

Monthly budget

£400

Under £400 a month

Other monthly budgets:Under £150 Under £200 Under £250 Under £300 Under £400 Under £500

Great price

BMW 1 Series

2016 116d Sport Auto

DieselAutomatic101,000 mi2016

Band B · £20/yr

£142/mo

£5,995

cash

Hanworth Autos Ltd·4.0 (28)· Feltham

Fair price

BMW 1 Series

2017 116d Sport Auto

DieselAutomatic43,533 mi2017

£200/yr

£226/mo

£9,999

cash

AB Dealers·4.6 (235)· Feltham

Good price

BMW 1 Series

2019 118i M Sport Shadow Edition

PetrolManual70,912 mi2019

£200/yr

£241/mo

£10,480

cash

Cobalt Motors·4.5 (153)· Gosforth

Above market

BMW 1 Series

2019 118i Sport

PetrolManual85,446 mi2019

£200/yr

£241/mo

£10,999

cash

AB Dealers·4.6 (235)· Feltham

Frequently asked questions

What deposit is needed to get a BMW 1 Series for under £400 per month?: Based on a representative example of 13% APR over 60 months with a £0 deposit, the monthly cost would be higher. A larger deposit will typically lower your monthly payments for a BMW 1 Series, and finance is always subject to status.
Does my credit score affect the monthly payment for a BMW 1 Series?: Yes, your credit score can affect the monthly payment. Quoted rates are representative examples, and the personal APR offered for a BMW 1 Series will depend on your individual credit history and affordability checks.
Which is better for my budget, HP or PCP, for a BMW 1 Series?: With HP, you own the car after the final payment, while PCP offers lower monthly payments by deferring a large balloon payment and giving options to return, buy, or part-exchange. Motoring Today's PCP vs HP finance guide covers the differences in full.