BMW 1 Series under £400 per month

Frequently asked questions

What deposit is needed to get a BMW 1 Series under £400 a month?

A representative finance example for a BMW 1 Series under £400 a month typically shows a £0 deposit over 60 months at 13% APR. Paying a larger deposit would likely lower your monthly payments further. All finance is subject to status.

Does my credit score affect the monthly payment for a BMW 1 Series?

Yes, credit score affects the monthly payment. The quoted finance rates are representative examples, and the personal APR offered to you will depend on your individual credit history and affordability checks.

Should I choose HP or PCP for a BMW 1 Series within this budget?

HP involves fixed monthly payments with outright ownership at the end, while PCP typically offers lower monthly payments but requires a final balloon payment or return of the car. Motoring Today's PCP vs HP finance guide covers the differences in full.