Motoring Today

BMW 1 Series under £250 per month

4 used BMW 1 Series listings from £142/mo under £250 a month, with real broker quotes. Tap any "£X /mo" to see that dealer's full representative example. Finance is subject to status; terms and conditions apply.

There are currently 5 BMW 1 Series models available for under £250 per month, updated on 15 September 2026. This representative finance example assumes a 60-month Hire Purchase agreement with 0% deposit and an Annual Percentage Rate (APR) of 13%. Finance is subject to status. With this budget, the most affordable BMW 1 Series starts from £186 per month. The cars qualifying for this monthly payment range in cash price from £7,980 to £10,999. The BMW 1 Series is commonly reported for its engaging rear-wheel-drive dynamics and premium interior quality, making it a popular choice in the compact hatchback segment.

In stock
4

Live BMW 1 Series listings

From / month
£142/mo

Cheapest representative quote

Monthly budget
£250

Under £250 a month

BMW 1 Series
Great price

BMW 1 Series

2016 116d Sport Auto

DieselAutomatic101,000 mi2016
Band B · £20/yr
£142/mo
£5,995
cash

Hanworth Autos Ltd·4.0 (28)· Feltham

BMW 1 Series
Fair price

BMW 1 Series

2017 116d Sport Auto

DieselAutomatic43,533 mi2017
£200/yr
£226/mo
£9,999
cash

AB Dealers·4.6 (235)· Feltham

BMW 1 Series
Good price

BMW 1 Series

2019 118i M Sport Shadow Edition

PetrolManual70,912 mi2019
£200/yr
£241/mo
£10,480
cash

Cobalt Motors·4.5 (153)· Gosforth

BMW 1 Series
Above market

BMW 1 Series

2019 118i Sport

PetrolManual85,446 mi2019
£200/yr
£241/mo
£10,999
cash

AB Dealers·4.6 (235)· Feltham

Frequently asked questions

What deposit is needed to get a BMW 1 Series under £250 a month?
A representative finance example for a BMW 1 Series at Motoring Today shows a 0% deposit with a 13% APR over 60 months. A larger deposit will typically lower your monthly payments, and finance is always subject to status.
Does my credit score affect the monthly payment for a BMW 1 Series?
Yes, it does. The quoted finance rates are representative examples, and the personal APR offered to you will depend on your credit history and the lender's affordability checks.
Should I choose HP or PCP for a BMW 1 Series on this budget?
With HP, you own the car after the final payment, while PCP offers lower monthly payments by deferring a large balloon payment at the end. Motoring Today's comprehensive PCP vs HP finance guide explains these options in full detail.