Motoring Today

BMW 1 Series under £300 per month

6 used BMW 1 Series listings from £193/mo under £300 a month, with real broker quotes. Tap any "£X /mo" to see that dealer's full representative example. Finance is subject to status; terms and conditions apply.

There are six used BMW 1 Series models available for under £300 per month, with this page last updated on 16 August 2026. This selection includes cars with cash prices ranging from £8,250 to £10,999. The lowest monthly payment currently offered for a qualifying car in this range is £193. For illustrative purposes, typical finance assumptions for these cars include a 0% deposit over 60 months at 13% APR on a Hire Purchase (HP) agreement. Finance is, of course, subject to status. At this price point, you'll typically find 1 Series models representing excellent value, often well-suited for city driving and longer journeys alike, with commonly reported strong build quality. This budget allows access to a variety of trims and engine configurations, offering a compelling blend of practicality and driving engagement within the compact premium hatchback segment.

In stock
6

Live BMW 1 Series listings

From / month
£193/mo

Cheapest representative quote

Monthly budget
£300

Under £300 a month

BMW 1 Series
Fair price

BMW 1 Series

2017 118i M Sport Shadow Edition

PetrolManual98,165 mi2017
£200/yr
£193/mo
£8,294
cash

Cobalt Motors·4.5 (143)· West Allotment

BMW 1 Series
Fair price

BMW 1 Series

2014 120d M Sport

DieselManual47,000 mi2014
Band C · £35/yr
£205/mo
£8,500
cash

Vantage Autohouse·5.0 (17)· Newport

BMW 1 Series
Fair price

BMW 1 Series

2018 118i Sport

PetrolManual70,766 mi2018
£200/yr
£207/mo
£8,995
cash

Oaktree Motor Company·4.7 (193)· Torfaen

BMW 1 Series
Above market

BMW 1 Series

2019 116d Se

DieselManual65,753 mi2019
£200/yr
£216/mo
£10,297
cash

SWS Car Sales Ltd·3.8 (120)· Cobham

BMW 1 Series
Fair price

BMW 1 Series

2017 116d Sport Auto

DieselAutomatic43,529 mi2017
£200/yr
£241/mo
£10,699
cash

AB Dealers·4.6 (196)· Feltham

BMW 1 Series
Above market

BMW 1 Series

2019 118i Sport

PetrolManual85,460 mi2019
£200/yr
£241/mo
£10,999
cash

AB Dealers·4.6 (196)· Feltham

Frequently asked questions

What deposit is typically needed to get a BMW 1 Series for under £300 a month?
Based on a representative example of a BMW 1 Series on Hire Purchase at 13% APR over 60 months, a deposit of £0 is shown. A larger deposit will typically lower your monthly payments. Finance is subject to status and eligibility checks.
Does my credit score affect the monthly payment for a BMW 1 Series?
Yes, the monthly payment can be affected by your credit score. Quoted rates are representative examples, and the personal APR offered to you will depend on your individual credit history and an affordability assessment.
Which finance option, HP or PCP, is better for securing a BMW 1 Series within this budget?
HP (Hire Purchase) means you own the car outright after the final payment, whereas PCP (Personal Contract Purchase) involves lower monthly payments with a balloon payment at the end to own the car, or you can return it. Motoring Today's dedicated PCP vs HP finance guide provides a full breakdown.