What deposit is needed to get a BMW 1 Series under £300 a month?

Based on a representative finance example of 13% APR over 60 months, a £0 deposit is possible. A larger deposit will typically lower your monthly payments. Finance is subject to status.

Does my credit score affect the monthly payment for a BMW 1 Series?

Yes, the representative finance rates quoted are an example. The actual personal APR offered to you will depend on your individual credit history and an affordability assessment.

Which is better for this budget, HP or PCP finance for a BMW 1 Series?

HP involves paying off the full value of the car and owning it at the end of the term, whereas PCP includes a balloon payment if you wish to own the car, offering lower monthly costs. Motoring Today's comprehensive PCP vs HP finance guide explains the differences in full.

BMW 1 Series under £300 per month

In stock

Live BMW 1 Series listings

From / month

£142/mo

Cheapest representative quote

Monthly budget

£300

Under £300 a month

Other monthly budgets:Under £150 Under £200 Under £250 Under £300 Under £400 Under £500

Great price

BMW 1 Series

2016 116d Sport Auto

DieselAutomatic101,000 mi2016

Band B · £20/yr

£142/mo

£5,995

cash

Hanworth Autos Ltd·4.0 (28)· Feltham

Fair price

BMW 1 Series

2017 116d Sport Auto

DieselAutomatic43,533 mi2017

£200/yr

£226/mo

£9,999

cash

AB Dealers·4.6 (235)· Feltham

Good price

BMW 1 Series

2019 118i M Sport Shadow Edition

PetrolManual70,912 mi2019

£200/yr

£241/mo

£10,480

cash

Cobalt Motors·4.5 (153)· Gosforth

Above market

BMW 1 Series

2019 118i Sport

PetrolManual85,446 mi2019

£200/yr

£241/mo

£10,999

cash

AB Dealers·4.6 (235)· Feltham

Frequently asked questions

What deposit is needed to get a BMW 1 Series under £300 a month?: Based on a representative finance example of 13% APR over 60 months, a £0 deposit is possible. A larger deposit will typically lower your monthly payments. Finance is subject to status.
Does my credit score affect the monthly payment for a BMW 1 Series?: Yes, the representative finance rates quoted are an example. The actual personal APR offered to you will depend on your individual credit history and an affordability assessment.
Which is better for this budget, HP or PCP finance for a BMW 1 Series?: HP involves paying off the full value of the car and owning it at the end of the term, whereas PCP includes a balloon payment if you wish to own the car, offering lower monthly costs. Motoring Today's comprehensive PCP vs HP finance guide explains the differences in full.